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Under contract
  • Price cut: $15.9K (6/23)
    $459,000

    2628 Valley Creek Trl, McKinney, TX 75072

    3beds
    2,269sqft
    : 
    $3,290/mo
    Get pre-qualified
    Single Family Residence
    Built in 1988
    9,147 Square Feet Lot
    $455,800 Zestimate®
    $202/sqft
    $96/mo HOA

    What's special

    Sparkling poolPrimary suite downstairsLarge walk-in atticMature shade treesVersatile bonus room
    This one checks all the boxes! A safe, golf course location, sparkling pool, quality neighborhood, and walking distance to an award-winning elementary school—all in a cozy 3-bedroom home with the primary suite downstairs. The pool was recently resurfaced, and brand-new carpet was installed in the primary suite in March 2026. Mature shade trees create a cool, relaxing backyard swim retreat. Upstairs features a versatile bonus room—perfect for a playroom, study, media room, or even a golf simulator. A large walk-in attic also offers the potential to convert to a fourth bedroom. Memberships are available at Eldorado Country Club for golf, tennis, and social, dining and yes: members can use their personal golf cart* on the course and for school drop-offs too! Come enjoy the hills, trees, lakes, and hike-and-bike trails of Old Eldorado—at an affordable price!!
    147 days
    |
    1,195
    |
    106
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    J.R. Russell 0471764 888-455-6040,

    Fathom Realty 888-455-6040,

    Linda Russell 0626556 469-235-2889,

    Fathom Realty

    Source: NTREIS,MLS#: 21204530

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Garden Tub/Roman Tub, Separate Shower
      • Level: First
      • Dimensions: 15 x 14
      Bedroom
      • Level: Second
      • Dimensions: 12 x 10
      Bedroom
      • Level: Second
      • Dimensions: 13 x 11
      Dining room
      • Level: First
      • Dimensions: 9 x 9
      Family room
      • Features: Ceiling Fan(s), Fireplace
      • Level: First
      • Dimensions: 17 x 15
      Game room
      • Level: Second
      • Dimensions: 14 x 13
      Kitchen
      • Features: Eat-in Kitchen, Granite Counters, Pantry
      • Level: First
      • Dimensions: 17 x 11
      Laundry
      • Level: Second
      • Dimensions: 9 x 7
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 13 x 11
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
      • Laundry: Electric Dryer Hookup
      Features
      • Decorative/Designer Lighting Fixtures, Eat-in Kitchen, Granite Counters, High Speed Internet, Wired for Sound
      • Flooring: Carpet, Ceramic Tile, Engineered Hardwood
      • Windows: Shutters, Window Coverings
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log
      Interior area
      • Total interior livable area: 2,269 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered
      • Exterior features: Rain Gutters
      • Pool features: Gunite, Heated, In Ground, Pool
      • Fencing: Wood,Wrought Iron
      Lot
      • Size: 9,147 Square Feet
      • Features: Interior Lot, On Golf Course, Many Trees, Sprinkler System
      Details
      • Parcel number: R234100G01701

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Detached
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Year built: 1988

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Available, Water Available

      Community & HOA

      Community
      • Features: Golf, Lake, Playground, Park, Curbs
      • Subdivision: Sunset Ridge Ph I
      HOA
      • Has HOA: Yes
      • Services included: Association Management
      • HOA fee: $575 semi-annually
      • HOA name: Greenhouse
      • HOA phone: 469-215-5321
      Location
      • Region: Mckinney

      Financial & listing details

      • Price per square foot: $202/sqft
      • Tax assessed value: $490,939
      • Annual tax amount: $8,577
      • Date on market: 3/14/2026
      • Cumulative days on market: 147 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $455,800

        $433,000 - $479,000

        $3,115/mo

        Price history

        DateEventPrice
        8/6/2026Contingent$459,000$202/sqft
        Source: NTREIS #21204530 Report a problem
        7/5/2026Listed for sale$459,000$202/sqft
        Source: NTREIS #21204530 Report a problem
        7/1/2026Contingent$459,000$202/sqft
        Source: NTREIS #21204530 Report a problem
        6/23/2026Price change$459,000-3.3%$202/sqft
        Source: NTREIS #21204530 Report a problem
        6/9/2026Listed for sale$474,900-1%$209/sqft
        Source: NTREIS #21204530 Report a problem
        6/1/2026Contingent$479,900$212/sqft
        Source: NTREIS #21204530 Report a problem
        5/26/2026Price change$479,900-4%$212/sqft
        Source: NTREIS #21204530 Report a problem
        4/30/2026Price change$499,900-7.3%$220/sqft
        Source: NTREIS #21204530 Report a problem
        3/14/2026Listed for sale$539,000+40%$238/sqft
        Source: NTREIS #21204530 Report a problem
        4/21/2021Sold--
        Source: Agent Provided Report a problem
        3/19/2021Listed for sale$385,000+68.5%$170/sqft
        Source: Coldwell Banker Apex, Realtors #14535495 Report a problem
        9/17/2009Sold--
        Source: Agent Provided Report a problem
        7/18/2009Price change$228,500-2.6%$101/sqft
        Source: Gail Benson #11180450 Report a problem
        7/9/2009Price change$234,500-1.7%$103/sqft
        Source: Gail Benson #11180450 Report a problem
        5/16/2009Price change$238,500-2.7%$105/sqft
        Source: Gail Benson #11180450 Report a problem
        4/17/2009Listed for sale$245,000$108/sqft
        Source: Gail Benson #11180450 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,915 -13.2%$490,939 -5.6%
        2024$7,962 +6.5%$520,000 +6.3%
        2023$7,478 -10.4%$488,981 +10%
        2022$8,345 +24.7%$444,528 +33.5%
        2021$6,694 -3.7%$332,912 +1.3%
        2020$6,952 -9.8%$328,687 -8.4%
        2019$7,706 +2.8%$358,971 +7.6%
        2018$7,496 +12.2%$333,478 +10%
        2017$6,681 $303,206 +5.8%
        2016$6,681 +12.9%$286,627 +8.2%
        2015$5,919 $264,958 +9.5%
        2014$5,919 $242,000 +10.4%
        2013-- $219,226 +2.4%
        2012-- $214,179 -1.2%
        2011-- $216,721 -1.5%
        2010-- $220,000 +9.3%
        2009-- $201,343 -4.8%
        2008-- $211,517 +5.2%
        2007-- $201,000 +12.2%
        2006-- $179,157 +2.5%
        2005-- $174,800 -4.1%
        2004-- $182,179 -1.9%
        2003-- $185,683 -1.9%
        2002-- $189,270 +7%
        2001-- $176,928 -1.4%
        2000-- $179,378
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Eldorado

        Getting around

        11 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Valley Creek
        • Middle: Faubion
        • High: Mckinney
        • District: McKinney ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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