Discover your dream lake retreat on the 77-mile marker of Lake of the Ozarks! This all-brick two-story home sits on nearly a half-acre lot with year-round water views and a private dock featuring one well and a party space that can easily convert back to a two-well slip. The main floor has been fully renovated with a spacious kitchen, open living area, primary suite, second bedroom, and two full baths. The lower level offers additional living space, a large bedroom, and flex area that can be used as you wish. Enjoy decks on both levels, all-new paint, fixtures, flooring, cabinets, and appliances-95% remodeled and move-in ready. Easy commute from Kansas City makes this the perfect weekend escape or full-time lake home! Bonus: the adjoining property next door is also for sale ideal for owning two homes side by side for vacation rentals or a family compound.
Active
Price cut: $15K (7/17)
$424,900
28247 W Cove Dr, Lincoln, MO 65338
3beds
2,200sqft
:
Get pre-qualified$2,699/mo
Single Family Residence
Built in 1993
0.46 Acres Lot
$-- Zestimate®
$193/sqft
$-- HOA
What's special
Year-round water viewsNearly a half-acre lotPrivate dockAdditional living spaceSpacious kitchenPrimary suiteLarge bedroom
- 147 days |
- 682 |
- 51 |
Zillow last checked:
Listing updated:
Listed by:
Richey Real Estate Group 816-284-6147,
Real Broker, LLC-MO,
Kristena Richey 816-786-8485,
Real Broker, LLC-MO
Source: Heartland MLS as distributed by MLS GRID,MLS#: 2605243
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining room
- Description: Eat-In Kitchen
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: Main Level
Features
- Ceiling Fan(s), Custom Cabinets
- Flooring: Luxury Vinyl, Tile
- Basement: Basement BR,Finished,Full,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 2,200
- Total interior livable area: 2,200 sqft
- Finished area above ground: 2,200
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 0.46 Acres
Details
- Additional structures: Outbuilding
- Parcel number: 163.006003003011.000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Composition
Condition
- Year built: 1993
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: Other
HOA
- Has HOA: No
Location
- Region: Lincoln
Financial & listing details
- Price per square foot: $193/sqft
- Tax assessed value: $23,270
- Annual tax amount: $1,221
- Date on market: 3/10/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/17/2026 | Price change | $424,900-3.4%$193/sqft |
Source:  Heartland MLS as distributed by MLS GRID #2605243 Report a problem | ||
| 6/8/2026 | Price change | $439,900-3.3%$200/sqft |
Source: Heartland MLS as distributed by MLS GRID #2605243 Report a problem | ||
| 5/15/2026 | Price change | $454,900-2.2%$207/sqft |
Source: Heartland MLS as distributed by MLS GRID #2605243 Report a problem | ||
| 4/30/2026 | Price change | $464,900-3.1%$211/sqft |
Source:  LOBR #3584605 Report a problem | ||
| 4/16/2026 | Price change | $479,900-2.1%$218/sqft |
Source: Heartland MLS as distributed by MLS GRID #2605243 Report a problem | ||
| 4/6/2026 | Price change | $490,000-2%$223/sqft |
Source: Heartland MLS as distributed by MLS GRID #2605243 Report a problem | ||
| 3/10/2026 | Listed for sale | $500,000-4.8%$227/sqft |
Source: Heartland MLS as distributed by MLS GRID #2605243 Report a problem | ||
| 12/9/2025 | Listing removed | $525,000$239/sqft |
Source: LOBR #3580875 Report a problem | ||
| 10/9/2025 | Listed for sale | $525,000$239/sqft |
Source: Heartland MLS as distributed by MLS GRID #2579605 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,421 +16.4% | $23,270 +11.5% |
| 2024 | $1,221 +0.1% | $20,870 |
| 2023 | $1,220 +18.2% | $20,870 +6% |
| 2022 | $1,032 -0.2% | $19,690 |
| 2021 | $1,034 +9.9% | $19,690 +11.7% |
| 2020 | $941 | $17,630 |
| 2019 | -- | $17,630 |
| 2018 | -- | $17,630 |
| 2017 | -- | $17,630 |
| 2016 | -- | $17,630 |
| 2015 | -- | $17,630 |
| 2012 | -- | $17,630 |
| 2011 | -- | $17,630 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 65338
Nearby schools
GreatSchools rating
- 6/10Cole Camp Elementary SchoolGrades: K-6Distance: 13.2 mi
- 7/10Cole Camp High SchoolGrades: 7-12Distance: 13.2 mi
Schools provided by the listing agent
- High: Benton
Source: Heartland MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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