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For sale by owner
  • $465,000

    3102 Florida Ave, Panama City, FL 32405

    3beds
    2,291sqft
    : 
    $2,956/mo
    Get pre-qualified
    SingleFamily
    Built in 2011
    0.9 Acres Lot
    $-- Zestimate®
    $203/sqft
    $-- HOA

    What's special

    Two-car garageAbundance of natural lightSmall office nookLarge laundry roomSpacious tiled bathroomGranite countertopsIn-ground regulation basketball hoop
    Craftsman-style home perfectly located in the heart of Panama City. This 3-bedroom, 2.5-bath residence rests on nearly an acre, providing a country atmosphere without sacrificing the convenience and proximity of city living. The main level of the home features 10' ceilings, wood flooring in the main living areas, and an abundance of natural light through the many windows trimmed with custom roman blinds. The kitchen is appointed with custom wood cabinetry, stainless steel appliances, granite countertops, and a full, walk-in pantry providing generous storage and preparation areas. The half-bath and large laundry room add everyday functionality, with an additional storage closet located in the living room under the stairs. Along with the recent paint and finish work throughout the house, the upstairs bedrooms also feature newer carpet. The master suite is oversized and is joined by two large walk-in closets and a spacious tiled bathroom, where the custom cabinetry and granite countertops extend. The two additional bedrooms and full bathroom are similarly appointed, with a small office nook and linen closet finishing the upstairs layout. The outdoor area is expansive and features a large paver driveway, two-car garage, shallow-well irrigation, front and back patio areas, in-ground regulation basketball hoop, and playhouse. The listing photos are from when we bought the house two years ago, though nothing has changed outside of the landscaping. We're actively working several outdoor projects to re-beautify after our somewhat recent snow did a number on our plants. This house is for sale by owner. I (Colin) can be reached at 850-890-9849. The house can be shown by appointment to serious buyers, as we still currently occupy the residence.
    27 days
    |
    635
    |
    22
    |
    Listed by:

    Property Owner (850) 890-9849

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Heat pump, Electric
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator
      Features
      • Flooring: Carpet, Hardwood
      • Basement: None
      Interior area
      • Total interior livable area: 2,291 sqft

      Property

      Parking
      • Total spaces: 8
      • Parking features: Garage - Attached
      Features
      • Exterior features: Vinyl
      Lot
      • Size: 0.9 Acres

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2011

      Community & HOA

      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $203/sqft
      • Date on market: 7/5/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,224/mo

        Price history

        DateEventPrice
        7/5/2026Listed for sale$465,000$203/sqft
        Source: Owner Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32405

        Getting around

        11 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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