Welcome to 32 James Francis Terrace, a beautiful custom-built Cape-style home located on a pretty cul-de-sac in central Middletown. As you enter, the living room feels warm & spacious with vaulted ceilings, wide pine floors & a pellet stove. The stylish kitchen has lots of counter space for prepping, ample cabinetry, a large center island & stainless appliances. For your holiday get togethers, there is a formal dining room right off the kitchen. A freshly carpeted cozy den opens to the perfect backyard for entertaining with a large trex deck, a hot tub, a granite bar & hardscaped patio. A fenced-in portion of the yard is great for containing pets, and the full yard is over 20,000 s.f. including an outbuilding with so much potential! The beautiful yard is filled with mature perennials & coastal plantings & a stone wall bordering the back of the property. The second level of the house boasts three sunny bedrooms including a large primary bedroom with walk-in closet & primary bath with custom teak finishes, 2 cheerful guest bedrooms & a full guest bath. The lower level of the house adds additional living space including a large living room, a third full bath & a laundry room. Additional features include a whole house generator, central air, central vaccuum & an oversized two-car garage. Centrally located in Middletown with quick & easy access to Middletown's beaches & shopping districts & a short drive to the Navy Base & all that downtown Newport has to offer!
For sale
$997,500
32 James Francis Ter, Middletown, RI 02842
3beds
3,072sqft
Single Family Residence
Built in 1994
0.46 Acres Lot
$949,600 Zestimate®
$325/sqft
$-- HOA
What's special
- 74 days
- 1,024
- 50
Zillow last checked:
Listing updated:
Listed by:
The Donovan Group 401-323-3546,
Homes By Connect
Source: StateWide MLS RI,MLS#: 1415384
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Bathroom
- Level: Second
Bathroom
- Level: First
Bathroom
- Level: Lower
Den
- Level: First
Dining room
- Level: First
Family room
- Level: Lower
Kitchen
- Level: First
Laundry
- Level: Lower
Living room
- Level: First
Office
- Level: Lower
Heating
- Oil, Baseboard, Forced Water, Zoned
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Range Hood, Microwave, Oven/Range, Refrigerator, Washer, Whirlpool
Features
- Wall (Dry Wall), Cathedral Ceiling(s), Stairs, Plumbing (Mixed), Insulation (Ceiling), Insulation (Walls), Ceiling Fan(s)
- Flooring: Ceramic Tile, Wood, Carpet
- Doors: Storm Door(s)
- Windows: Insulated Windows
- Basement: Full,Interior Entry,Partially Finished,Bath/Stubbed,Family Room,Laundry,Storage Space,Utility
- Number of fireplaces: 1
- Fireplace features: Pellet Stove
Interior area
- Total structure area: 2,296
- Total interior livable area: 3,072 sqft
- Finished area above ground: 2,296
- Finished area below ground: 776
Video & virtual tour
Property
Parking
- Total spaces: 8
- Parking features: Integral, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Deck, Patio, Porch
- Spa features: Hot Tub
- Fencing: Fenced
Lot
- Size: 0.46 Acres
- Features: Cul-De-Sac, Sidewalks
Details
- Additional structures: Outbuilding
- Parcel number: MIDDM0112B00L601
- Zoning: R20
- Other equipment: Cable TV, Hot Tub, Pellet Stove
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Dry Wall, Clapboard, Shingles, Wood
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 1994
Utilities & green energy
- Electric: 150 Amp Service, Circuit Breakers, Generator
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Sewer Connected, Underground Utilities
Community & HOA
Community
- Features: Near Public Transport, Commuter Bus, Golf, Highway Access, Hospital, Interstate, Marina, Private School, Public School, Recreational Facilities, Restaurants, Schools, Near Shopping, Near Swimming, Tennis
HOA
- Has HOA: No
Location
- Region: Middletown
Financial & listing details
- Price per square foot: $325/sqft
- Tax assessed value: $766,900
- Annual tax amount: $7,796
- Date on market: 6/17/2026
- Inclusions: NONE
Estimated market value
$949,600
$902,000 - $997,000
$5,367/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/17/2026 | Listed for sale | $997,500$325/sqft |
Source: | ||
| 6/1/2026 | Listing removed | $997,500$325/sqft |
Source: | ||
| 5/20/2026 | Listed for sale | $997,500$325/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,635 | $766,900 |
| 2024 | $8,635 +32.7% | $766,900 +41.7% |
| 2023 | $6,505 | $541,200 |
| 2022 | $6,505 | $541,200 |
| 2021 | $6,505 -0.3% | $541,200 +28.6% |
| 2020 | $6,523 +0.2% | $420,800 |
| 2018 | $6,512 +6.7% | $420,800 +6.4% |
| 2016 | $6,100 +2.5% | $395,600 |
| 2015 | $5,950 -1.8% | $395,600 +4.9% |
| 2014 | $6,058 +2.3% | $377,000 |
| 2013 | $5,923 +2% | $377,000 |
| 2012 | $5,806 +15.3% | $377,000 |
| 2011 | $5,037 -9.3% | $377,000 -9.3% |
| 2010 | $5,554 +0.9% | $415,700 |
| 2009 | $5,504 +11.2% | $415,700 -7.6% |
| 2007 | $4,951 +3.9% | $449,700 |
| 2006 | $4,767 +4.9% | $449,700 +61.8% |
| 2005 | $4,545 +6.5% | $278,000 |
| 2004 | $4,267 | $278,000 |
Find assessor info on the county website
Monthly payment
Est. payment





