Public Open House: Sat Aug 29th 1p-3p Sat Sept 5th 1p-3p PRICE IMPROVEMENT and MOTIVATED SELLER! Discover refined living in this elegant 4-bedroom, 2.5-bath single-family home in the desirable Settle Woods community of Waldorf, MD. Thoughtfully designed with spacious interiors, inviting living spaces, and a serene backyard ideal for entertaining or unwinding, this residence offers the perfect balance of style and comfort. Conveniently located near shopping, dining, parks and major commuter routes. This exceptional home delivers modern living and everyday convenience. Offering a $5,000.00 seller credit when the seller's preferred lender is used. This home is Sold As-Is Don’t miss the opportunity to make this exceptional home your own! —schedule your private tour today!
For sale
Price cut: $10.5K (8/13)
$514,500
3435 Elsa Ave, Waldorf, MD 20603
4beds
2,106sqft
Single Family Residence
Built in 1996
0.38 Acres Lot
$513,800 Zestimate®
$244/sqft
$8/mo HOA
What's special
Spacious interiorsInviting living spaces
- 52 days
- 611
- 54
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Kiva Addley 703-822-3324,
Keller Williams Preferred Properties 240-737-5000,
Co-Listing Agent: Nicolette Darice Offutt 301-332-2029,
Keller Williams Preferred Properties
Source: Bright MLS,MLS#: MDCH2056204
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 0
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Oven/Range - Gas, Dishwasher, Disposal, Dryer, Refrigerator, Washer, Water Heater, Gas Water Heater
- Laundry: Main Level
Features
- Attic, Breakfast Area, Built-in Features, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen - Table Space, Primary Bath(s), Pantry, Soaking Tub, Upgraded Countertops, Walk-In Closet(s), Cathedral Ceiling(s)
- Flooring: Ceramic Tile, Carpet, Laminate
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Mantel(s)
Interior area
- Total structure area: 2,106
- Total interior livable area: 2,106 sqft
- Finished area above ground: 2,106
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Inside Entrance, Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: Other
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Lighting, Sidewalks
- Pool features: None
- Fencing: Back Yard
Lot
- Size: 0.38 Acres
- Features: No Thru Street
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0906243495
- Zoning: WCD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available
Community & HOA
Community
- Subdivision: Settle Woods Sub
HOA
- Has HOA: Yes
- HOA fee: $102 annually
- HOA name: SETTLE WOODS SUBDIVSION
Location
- Region: Waldorf
Financial & listing details
- Price per square foot: $244/sqft
- Tax assessed value: $469,467
- Annual tax amount: $6,162
- Date on market: 7/8/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$513,800
$488,000 - $539,000
$3,376/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Price change | $514,500-2%$244/sqft |
Source:  Bright MLS #MDCH2056204 Report a problem | ||
| 7/22/2026 | Price change | $525,000-4.5%$249/sqft |
Source: Bright MLS #MDCH2056204 Report a problem | ||
| 7/8/2026 | Listed for sale | $550,000+14.6%$261/sqft |
Source: Bright MLS #MDCH2056204 Report a problem | ||
| 3/28/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 3/26/2024 | Listed for rent | $3,400$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/7/2022 | Sold | $480,000+6.7%$228/sqft |
Source: Bright MLS #MDCH2005828 Report a problem | ||
| 11/24/2021 | Pending sale | $450,000$214/sqft |
Source:  RE/MAX International #MDCH2005828 Report a problem | ||
| 11/24/2021 | Contingent | $450,000$214/sqft |
Source: Bright MLS #MDCH2005828 Report a problem | ||
| 11/20/2021 | Listed for sale | $450,000+17.8%$214/sqft |
Source: Bright MLS #MDCH2005828 Report a problem | ||
| 9/14/2020 | Sold | $382,000+3.2%$181/sqft |
Source: Public Record Report a problem | ||
| 7/28/2020 | Pending sale | $369,999$176/sqft |
Source: RE/MAX 100 #MDCH215824 Report a problem | ||
| 7/24/2020 | Listed for sale | $369,999+70.1%$176/sqft |
Source: RE/MAX 100 #MDCH215824 Report a problem | ||
| 10/4/2001 | Sold | $217,500+24.3%$103/sqft |
Source: Public Record Report a problem | ||
| 8/1/1997 | Sold | $175,000+52.4%$83/sqft |
Source: Public Record Report a problem | ||
| 5/29/1997 | Sold | $114,800+136.7%$55/sqft |
Source: Public Record Report a problem | ||
| 7/16/1996 | Sold | $48,500$23/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,357 +7.3% | $453,700 +12.2% |
| 2024 | $4,991 +12.2% | $404,433 +13.9% |
| 2023 | $4,450 +30.8% | $355,167 +16.1% |
| 2022 | $3,402 -10.3% | $305,900 +1.1% |
| 2021 | $3,791 +1.1% | $302,533 +1.1% |
| 2020 | $3,749 -3.8% | $299,167 +1.1% |
| 2019 | $3,896 +4.9% | $295,800 +4.9% |
| 2018 | $3,715 +5.1% | $282,067 +5.1% |
| 2017 | $3,534 +15.5% | $268,333 +5.4% |
| 2016 | $3,059 | $254,600 +0.2% |
| 2015 | $3,059 | $254,167 +0.2% |
| 2014 | $3,059 | $253,733 +0.2% |
| 2013 | -- | $253,300 |
| 2012 | -- | $253,300 |
| 2011 | -- | $253,300 -26.8% |
| 2010 | -- | $345,810 +3.9% |
| 2009 | -- | $332,746 +4.1% |
| 2008 | -- | $319,683 +4.3% |
| 2007 | -- | $306,620 +13.5% |
| 2006 | -- | $270,080 +15.6% |
| 2005 | -- | $233,540 +18.5% |
| 2004 | -- | $197,000 +5% |
| 2003 | -- | $187,636 +5.3% |
| 2002 | -- | $178,273 +5.5% |
| 2001 | -- | $168,910 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20603
Nearby schools
Schools provided by the listing agent
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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