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For sale
    • Price cut: $1K (7/6)
    $398,000

    3569 OAK LAKE DRIVE, PALM HARBOR, FL 34684

    2beds
    1,466sqft
    : 
    $2,858/mo
    Get pre-qualified
    Single Family Residence
    Built in 1987
    7,153 Square Feet Lot
    $383,400 Zestimate®
    $271/sqft
    $164/mo HOA

    What's special

    Cozy breakfast nookNew carpet in bedroomsNew bathroomsSpacious split-bedroom floor planStainless steel appliancesAmple cabinetry
    One or more photo(s) has been virtually staged. NEW ROOF to be installed prior to closing with acceptable offer. UPDATED in 2026!!! NEW KITCHEN including quartz countertops, stainless steel appliances, cabinets with soft close doors and drawers! NEW BATHROOMS! NEW CARPET in bedrooms. Welcome to 3569 Oak Lake Drive, a delightful single-family home nestled in the heart of Palm Harbor's esteemed Highland Lakes community. This residence offers a harmonious blend of comfort, style, and active living in one of Florida's most sought-after 55+ neighborhoods. Step inside to discover a spacious split-bedroom floor plan designed for both privacy and comfort. This is basically a 2-bedroom home built within a 3-bedroom floorplan so all the rooms are large. The open-concept living and dining areas are bathed in natural light, creating a warm and inviting atmosphere. The kitchen boasts ample cabinetry and a cozy breakfast nook, perfect for morning coffee. The primary suite features a walk-in closet and an en-suite bathroom, while the second bedroom offers flexibility for guests or a home office. The Florida room provides additional living space, ideal for relaxing or entertaining guests. The landscaped yard offers a serene setting with mature trees and lush greenery. Highland Lakes is renowned for its resort-style amenities… Enjoy free access to three private nine-hole executive golf courses, along with a community pool, tennis, pickleball, bocce ball, and shuffleboard courts. For those who love the water, community pontoon boats offer a relaxing way to explore Lake Tarpon. Feeling creative? Dive into hands-on fun with ceramics, stained glass, and woodworking studios. With over 40 active clubs and complimentary RV and boat storage, there’s something here for everyone to enjoy year-round. Located just minutes from Gulf beaches, shopping, dining, and top-rated medical facilities, 3569 Oak Lake Drive offers the perfect blend of tranquility and convenience. Don't miss this opportunity to enjoy the Florida lifestyle in a vibrant, active community. Close to all the Tampa Bay Area has to offer; Championship golf courses, Tampa International Airport, NHL, NFL, MLB events, Grand Prix, PGA events, fine dining, concerts, parks, biking trails, BMX events, and more. Begin Your Paradise Life Today.
    194 days
    |
    597
    |
    31
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lou Tutko 727-698-2996,

    PARADISE LIFE REALTY 727-698-2996,

    Ashlee Capo 727-742-6762,

    PARADISE LIFE REALTY

    Source: Stellar MLS,MLS#: TB8472815MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Family room
      • Level: First
      • Area: 255 Square Feet
      • Dimensions: 17x15
      Kitchen
      • Level: First
      • Area: 108 Square Feet
      • Dimensions: 12x9
      Living room
      • Level: First
      • Area: 420 Square Feet
      • Dimensions: 21x20
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: In Garage
      Features
      • Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat
      • Flooring: Carpet, Ceramic Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,170
      • Total interior livable area: 1,466 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System, Private Mailbox, Sidewalk
      • Has view: Yes
      • View description: Trees/Woods, Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      Lot
      • Size: 7,153 Square Feet
      • Dimensions: 65 x 110
      Details
      • Parcel number: 052816389250000190
      • Zoning: RPD-7.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Community Boat Ramp, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: HIGHLAND LAKES UNIT EIGHTEEN
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Golf Course, Pickleball Court(s), Pool, Shuffleboard Court, Storage, Tennis Court(s)
      • Services included: Community Pool, Recreational Facilities
      • HOA fee: $164 monthly
      • HOA name: Scarlett Roach
      • HOA phone: 727-784-1402
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $271/sqft
      • Tax assessed value: $328,806
      • Annual tax amount: $2,919
      • Date on market: 2/6/2026
      • Cumulative days on market: 187 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $383,400

        $364,000 - $403,000

        $2,904/mo

        Price history

        DateEventPrice
        7/6/2026Price change$398,000-0.3%$271/sqft
        Source: Stellar MLS #TB8472815 Report a problem
        2/28/2026Price change$399,000-3.3%$272/sqft
        Source: Stellar MLS #TB8472815 Report a problem
        2/21/2026Price change$412,500-2.9%$281/sqft
        Source: Stellar MLS #TB8472815 Report a problem
        2/6/2026Listed for sale$425,000+21.4%$290/sqft
        Source: Stellar MLS #TB8472815 Report a problem
        11/9/2025Listing removed$350,000$239/sqft
        Source: Stellar MLS #TB8382827 Report a problem
        10/22/2025Price change$350,000-6.7%$239/sqft
        Source: Stellar MLS #TB8382827 Report a problem
        9/8/2025Price change$375,000-6%$256/sqft
        Source: Stellar MLS #TB8382827 Report a problem
        7/27/2025Price change$399,000-3.9%$272/sqft
        Source: Stellar MLS #TB8382827 Report a problem
        5/28/2025Price change$415,000-2.4%$283/sqft
        Source: Stellar MLS #TB8382827 Report a problem
        5/7/2025Listed for sale$425,000+117.9%$290/sqft
        Source: Stellar MLS #TB8382827 Report a problem
        12/1/2014Sold$195,000-9.3%$133/sqft
        Source: Stellar MLS #U7622510 Report a problem
        10/11/2014Price change$214,900-1.8%$147/sqft
        Source: Charles Rutenberg Realty, Inc. #U7622510 Report a problem
        9/27/2014Price change$218,900-2.2%$149/sqft
        Source: Charles Rutenberg Realty, Inc. #U7622510 Report a problem
        9/14/2014Price change$223,900-0.4%$153/sqft
        Source: Charles Rutenberg Realty, Inc. #U7622510 Report a problem
        8/28/2014Price change$224,900-1.8%$153/sqft
        Source: Charles Rutenberg Realty, Inc. #U7622510 Report a problem
        6/9/2014Listed for sale$229,000+9.6%$156/sqft
        Source: Charles Rutenberg Realty, Inc. #U7622510 Report a problem
        3/6/2007Sold$209,000+63.3%$143/sqft
        Source: Public Record Report a problem
        7/22/1998Sold$128,000+16.4%$87/sqft
        Source: Public Record Report a problem
        1/29/1996Sold$110,000$75/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,099 +6.2%$211,024 +2.9%
        2024$2,919 +2.1%$205,077 +3%
        2023$2,860 +0.3%$199,104 +3%
        2022$2,851 -0.9%$193,305 +3%
        2021$2,876 +0.4%$187,675 +1.4%
        2020$2,865 +1.9%$185,084 +2.3%
        2019$2,811 $180,923 +1.9%
        2018$2,811 +1.5%$177,550 +2.1%
        2017$2,769 +2.3%$173,898 +2.3%
        2016$2,707 -17.8%$169,924 +10.3%
        2015$3,292 +12%$154,065 +6.8%
        2014$2,938 +12.2%$144,280 +20.6%
        2013$2,619 +9%$119,608 +4.1%
        2012$2,404 $114,947 -3.2%
        2011-- $118,779 -1.1%
        2010-- $120,043 -4.2%
        2009-- $125,345 -17%
        2008$3,017 $151,000 -17.7%
        2007-- $183,500 +25.6%
        2005-- $146,100 +8.3%
        2004$1,702 +2%$134,900 +12.4%
        2003$1,669 +6.7%$120,000 +5.4%
        2002$1,564 $113,800 +10.5%
        2001$1,564 +6%$103,000 -1.3%
        2000$1,475 $104,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34684

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Highland Lakes Elementary-PN
        • Middle: Carwise Middle-PN
        • High: Palm Harbor Univ High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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