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For sale
    • Price cut: $50 (6/25)
    $324,950

    40 W 21st St, Richmond, VA 23225

    3beds
    1,520sqft
    : 
    $2,119/mo
    Get pre-qualified
    Townhouse, Single Family Residence
    Built in 2025
    3,166 Square Feet Lot
    $-- Zestimate®
    $214/sqft
    $-- HOA

    What's special

    This is a unique new construction opportunity from Habitat for Humanity for buyers whose household income is @ 80% or lower area median income for Richmond. You get a 1st mortgage & Habitat for Humanity provides an interest-free deferred "silent" 2nd mortgage to reduce the amount needed to finance the purchase up to a max of 40% of the purchase price. Further details can be found in the listing supplements. The buyer does not pay on the 2nd mortgage until they either sell the house or pay off the 1st mortgage. Through Habitat's silent 2nd mortgage, the subsidy essentially makes the price substantially less than the list price! This is creative affordable housing @ work! Low maintenance hardi-plank siding with vinyl/PVC trim & TPO membrane & metal roof. Walk in from the covered front porch to a large living room open to the kitchen with a ceiling fan & high-quality LVP flooring. The eat-in kitchen with space for a table has expansive granite counters, Whirlpool SS appliances, & pendant lights. 1/2 bath, washer/dryer closet, & dual pantry storage adjacent to kitchen. The upstairs landing has LVP flooring, & recessed lights. The large front primary bedroom has LVP flooring, a walk in closet, & en-suite full bath. 2 additional bedrooms are also upstairs each with a ceiling fan, large closet, & LVP flooring. Rounding out the 2nd floor is a full hall bathroom with granite vanity top, dual sinks, LVP flooring, tub/shower combo, & a linen closet. Outside is a composite deck with PVC railings & detached storage shed. Located in the Swansboro/Manchester area of the city, this location is great with easy access to interstates, close to downtown & the river district. Enjoy all the wonderful activities the James River has to offer with Belle Isle, Brown's Island & the James River Park system close by. Enjoy the vibrant local restaurant scene. Don't let this wonderful opportunity to love where you live pass you by. Please see the supplements or ask agent for details about shared appreciation & income & deed restrictions.
    150 days
    |
    366
    |
    28
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Will Guza 804-402-7799,

    Joyner Fine Properties 804-270-9440

    Source: CVRMLS,MLS#: 2604003MLS LogoOriginating MLS: Central Virginia Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: En-suite bath, walk in closet, CF, LVP floors
      • Level: Second
      • Dimensions: 13.30 x 12.53
      Bedroom 2
      • Description: LVP floors, ceiling fan, large closet
      • Level: Second
      • Dimensions: 11.18 x 10.2
      Bedroom 3
      • Description: LVP floors, ceiling fan, large closet
      • Level: Second
      • Dimensions: 10.47 x 11.48
      Dining room
      • Description: Open to kitchen & living
      • Level: First
      • Dimensions: 8.33 x 15.45
      Other
      • Description: Tub & Shower
      • Level: Second
      Great room
      • Description: LVP floors, CF, open to kitchen/dining area
      • Level: First
      • Dimensions: 15.63 x 19.15
      Half bath
      • Level: First
      Kitchen
      • Description: LVP floors, granite, SS appliances, pantry space
      • Level: First
      • Dimensions: 15.46 x 12.79
      Heating
      • Electric, Heat Pump
      Cooling
      • Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Oven, Range, Refrigerator, Smooth Cooktop, Stove, Water Heater
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Bath in Primary Bedroom, Pantry, Recessed Lighting, Cable TV, Wired for Data, Walk-In Closet(s)
      • Flooring: Vinyl
      • Doors: Insulated Doors
      • Windows: Screens, Thermal Windows
      • Basement: Crawl Space
      • Attic: Access Only
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,520 sqft
      • Finished area above ground: 1,520
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: No Garage, On Street
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch, Deck, Porch
      • Exterior features: Deck, Porch, Storage, Shed
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: City
      • Frontage length: 0.0000,0.0000
      Lot
      • Size: 3,166 Square Feet
      • Dimensions: 33 x 94 x 33 x 95
      • Features: Cleared, Level
      • Topography: Level
      Details
      • Additional structures: Shed(s)
      • Parcel number: S0000412008
      • Zoning description: R-7
      • Special conditions: Corporate Listing

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Row House,Two Story
      • Property subtype: Townhouse, Single Family Residence
      Materials
      • Block, Drywall, Frame, HardiPlank Type
      • Roof: Metal,Rubber
      Condition
      • Resale
      • New construction: No
      • Year built: 2025

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Atkinsons Plan
      Location
      • Region: Richmond

      Financial & listing details

      • Price per square foot: $214/sqft
      • Tax assessed value: $52,000
      • Annual tax amount: $624
      • Date on market: 2/24/2026
      • Ownership: Corporate
      • Ownership type: Corporation
      • Road surface type: Graded

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/25/2026Price change$324,9500%$214/sqft
        Source: CVRMLS #2604003 Report a problem
        2/25/2026Listed for sale$325,000+225%$214/sqft
        Source: CVRMLS #2604003 Report a problem
        2/2/2024Sold$100,000+122.2%$66/sqft
        Source: Public Record Report a problem
        10/25/2023Listing removed$45,000$30/sqft
        Source: CVRMLS #2321316 Report a problem
        9/1/2023Listed for sale$45,000+36%$30/sqft
        Source: CVRMLS #2321316 Report a problem
        2/10/2022Sold$33,085+27.3%$22/sqft
        Source: Public Record Report a problem
        2/26/2021Sold$26,000+766.7%$17/sqft
        Source: Public Record Report a problem
        10/15/2015Sold$3,000-60%$2/sqft
        Source: CVRMLS #1514629 Report a problem
        12/19/2014Sold$7,500-59.9%$5/sqft
        Source: Public Record Report a problem
        4/19/2006Sold$18,700$12/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$624 +15.6%$52,000 +15.6%
        2024$540 $45,000
        2023$540 $45,000
        2022$540 +350%$45,000 +350%
        2021$120 $10,000
        2020$120 $10,000
        2019$120 $10,000
        2018$120 -37.3%$10,000
        2017$191 $10,000
        2016$191 $10,000
        2015$191 $10,000
        2014$191 $10,000 -23.1%
        2013-- $13,000
        2012-- $13,000
        2011-- $13,000
        2010-- $13,000
        2009-- $13,000
        2008-- $13,000
        2007-- $13,000 +75.7%
        2006-- $7,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Swansboro

        Getting around

        62 / 100
        Somewhat Walkable
        48 / 100
        Some Transit
        60 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Blackwell
        • Middle: Boushall
        • High: Armstrong

        Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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