This is a unique new construction opportunity from Habitat for Humanity for buyers whose household income is @ 80% or lower area median income for Richmond. You get a 1st mortgage & Habitat for Humanity provides an interest-free deferred "silent" 2nd mortgage to reduce the amount needed to finance the purchase up to a max of 40% of the purchase price. Further details can be found in the listing supplements. The buyer does not pay on the 2nd mortgage until they either sell the house or pay off the 1st mortgage. Through Habitat's silent 2nd mortgage, the subsidy essentially makes the price substantially less than the list price! This is creative affordable housing @ work! Walk in from the covered front porch to a large living room open to the kitchen with a ceiling fan & high-quality LVP flooring. The eat-in kitchen with space for a table features expansive granite counters, Whirlpool stainless steel appliances, garbage disposal, & pendant lights. Just off the kitchen is the 1st floor primary with ceiling fan, large walk in closet & en-suite full bath. Upstairs features a landing with a laundry closet with washer & dryer hookups & storage shelves, LVP flooring, & recessed lights. 2 additional bedrooms are also upstairs each with a ceiling fan, large closet, LVP flooring & access to the Jack & Jill bathroom between them. Jack & Jill full bath features a tub/shower combo, linen closet, & dual sink vanity. Outside is plenty of off-street parking & a new detached shed. Located in the Forest Hills/Westover Hills area, this house is close to the James River Park System & Forest Hill Park. Enjoy all that the JRPS offers with access to hiking & biking trails, playgrounds, & the numerous recreational activities offered on the river itself. Walk to many of the vibrant local shops, restaurants, & breweries that are in the area. Don't let this wonderful opportunity to love where you live pass you by. Please see the supplements or ask agent for details about shared appreciation & income & deed restrictions.
153 days
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1,086
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54
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Zillow last checked:
Listing updated:
Listed by:
Will Guza804-402-7799,
Joyner Fine Properties804-270-9440
Source: CVRMLS,MLS#: 2532447Originating MLS: Central Virginia Regional MLS
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Primary bedroom
Description: LVP flooring, Large WIC, CF, ensuite bath
Level: First
Dimensions: 13.63 x 9.88
Primary bedroom
Description: LVP flooring, large closet, CF, J & J Bath
Level: Second
Dimensions: 11.63 x 11.79
Bedroom 3
Description: LVP flooring, large closet, CF, J & J Bath
Level: Second
Dimensions: 11.17 x 9.88
Dining room
Description: Attached/open to kitchen, LVP flooring
Level: First
Dimensions: 13.4 x 8.25
Other
Description: Shower
Level: First
Other
Description: Tub & Shower
Level: Second
Kitchen
Description: Granite counters, Whirlpool SS appliances
Level: First
Dimensions: 6.92 x 13.8
Living room
Description: LVP floors, ceiling fan
Level: First
Dimensions: 15.88 x 11.88
Heating
Electric, Heat Pump
Cooling
Heat Pump
Appliances
Included: Dishwasher, Electric Cooking, Electric Water Heater, Disposal, Microwave, Oven, Range, Refrigerator, Smooth Cooktop, Stove, Water Heater
Laundry: Washer Hookup, Dryer Hookup, Stacked
Features
Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Bath in Primary Bedroom, Main Level Primary, Recessed Lighting, Cable TV, Wired for Data, Walk-In Closet(s)
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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