Stunning Colonial Lake Retreat Near Lake Cumberland Built in 1998 and situated on 1.5 beautifully maintained acres, this spacious 4,634-square-foot Colonial-style home offers the perfect combination of comfort, recreation, and lake living. Featuring 5 bedrooms and 4 bathrooms, this property is ideal as a full-time residence, vacation home, or investment opportunity. Enjoy seasonal views of Lake Cumberland from the expansive decking, designed for entertaining and relaxing while taking in the scenery. The home's thoughtful layout includes two fireplaces, a finished walkout basement with direct access to the pool area, multiple walk-in closets, and a luxurious jacuzzi for year-round enjoyment. Outdoor amenities abound, including an above-ground swimming pool, a covered wraparound front porch, a storage shed, and an impressive 4-car garage. Boating enthusiasts will appreciate being just 30 seconds from a Lake Cumberland boat ramp, providing quick and convenient access to one of Kentucky's premier recreational lakes. Property Highlights: * Colonial-style home built in 1998 * 4,634 sq. ft. of living space * 5 bedrooms, 4 bathrooms * 1.5-acre lot * Seasonal Lake Cumberland views * Approximately 30 seconds from boat ramp access * Finished walkout basement with pool access * Above-ground swimming pool * Jacuzzi * Two fireplaces * Extensive lake-view decking * Covered wraparound front porch * Multiple walk-in closets * 4-car garage * Storage shed This exceptional property offers the space, amenities, and location to enjoy the very best of Lake Cumberland living. Whether you're entertaining guests, spending weekends on the water, or simply enjoying the peaceful surroundings, this home is ready to create lasting memories.
Pending
$558,900
414 Lake Forest Dr, Somerset, KY 42503
5beds
4,676sqft
:
Get pre-qualified$3,478/mo
Single Family Residence
Built in 1998
1.52 Acres Lot
$536,500 Zestimate®
$120/sqft
$-- HOA
What's special
Two fireplacesAbove-ground swimming poolExtensive lake-view deckingStorage shedCovered wraparound front porchMultiple walk-in closets
- 75 days |
- 146 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Josh Harp 606-425-6311,
CENTURY 21 Advantage Realty
Source: Imagine MLS,MLS#: 26012338
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom 1
- Level: Second
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Bedroom 4
- Level: Lower
Bathroom 1
- Description: Full Bath
- Level: First
Bathroom 2
- Description: Full Bath
- Level: Second
Bathroom 3
- Description: Full Bath
- Level: Lower
Bathroom 4
- Description: Half Bath
- Level: First
Kitchen
- Level: First
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, Oven, Self Cleaning Oven, Vented Exhaust Fan
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Breakfast Bar, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Flooring: Carpet, Hardwood
- Doors: Storm Door(s)
- Windows: Window Treatments
- Basement: Finished,Interior Entry,Walk-Out Access,Walk-Up Access
- Number of fireplaces: 2
- Fireplace features: Gas Starter, Great Room, Living Room, Ventless
Interior area
- Total structure area: 4,676
- Total interior livable area: 4,676 sqft
- Finished area above ground: 3,368
- Finished area below ground: 1,308
Property
Parking
- Total spaces: 4
- Parking features: Attached Garage, Basement, Detached Garage, Driveway, Garage Door Opener, Off Street, Garage Faces Front, Garage Faces Side
- Garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: Two
- Exterior features: Fire Pit
- Has private pool: Yes
- Pool features: Above Ground
- Fencing: None
- Has view: Yes
- View description: Neighborhood, Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 1.52 Acres
- Features: Landscaped, Many Trees
Details
- Additional structures: Shed(s)
- Parcel number: 0415217
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
Condition
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Connected, Electricity Available, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Lake Forest
HOA
- Has HOA: No
Location
- Region: Somerset
Financial & listing details
- Price per square foot: $120/sqft
- Tax assessed value: $380,000
- Annual tax amount: $2,869
- Date on market: 6/12/2026
Estimated market value
Zestimate®
$536,500
Estimated sales range
$510,000 - $563,000
Rent Zestimate®
$3,279/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/15/2026 | Pending sale | $558,900$120/sqft |
Source: | ||
| 6/12/2026 | Listed for sale | $558,900$120/sqft |
Source: | ||
| 6/12/2026 | Contingent | $558,900$120/sqft |
Source: | ||
| 6/11/2026 | Listed for sale | $558,900$120/sqft |
Source: | ||
| 6/11/2026 | Contingent | $558,900$120/sqft |
Source: | ||
| 5/30/2026 | Listed for sale | $558,900-0.2%$120/sqft |
Source: | ||
| 4/30/2026 | Listing removed | $559,800$120/sqft |
Source: | ||
| 4/26/2026 | Price change | $559,800-0.7%$120/sqft |
Source: | ||
| 2/25/2026 | Price change | $563,900-1.1%$121/sqft |
Source: | ||
| 1/16/2026 | Listed for sale | $569,900+1.8%$122/sqft |
Source: | ||
| 12/26/2025 | Listing removed | $559,900$120/sqft |
Source: | ||
| 11/14/2025 | Price change | $559,900-3.4%$120/sqft |
Source: | ||
| 10/20/2025 | Listed for sale | $579,900$124/sqft |
Source: | ||
| 10/16/2025 | Pending sale | $579,900$124/sqft |
Source: | ||
| 8/13/2025 | Listed for sale | $579,900+52.6%$124/sqft |
Source: | ||
| 1/29/2021 | Sold | $380,000-5%$81/sqft |
Source: | ||
| 1/4/2021 | Contingent | $399,900$86/sqft |
Source: | ||
| 1/4/2021 | Pending sale | $399,900$86/sqft |
Source: Lake Cumberland Real Estate Professionals #38065 Report a problem | ||
| 8/24/2020 | Price change | $399,900-7%$86/sqft |
Source: Lake Cumberland Real Estate Professionals #38065 Report a problem | ||
| 6/3/2020 | Price change | $430,000-3.2%$92/sqft |
Source: Somerset - WEICHERT, REALTORS - Ford Brothers #37082 Report a problem | ||
| 5/2/2020 | Listed for sale | $444,000-4.5%$95/sqft |
Source: Weichert Realtors Ford Brothers #37082 Report a problem | ||
| 3/26/2020 | Listing removed | $465,000$99/sqft |
Source: Owner Report a problem | ||
| 11/30/2019 | Listed for sale | $465,000+106.7%$99/sqft |
Source: Owner Report a problem | ||
| 3/2/2006 | Sold | $225,000$48/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,869 | $380,000 |
| 2023 | -- | $380,000 |
| 2022 | -- | $380,000 |
| 2021 | -- | $380,000 -5% |
| 2020 | $3,310 | $400,000 +56.9% |
| 2019 | $3,310 +51.8% | $255,000 |
| 2018 | $2,180 +1.6% | $255,000 |
| 2017 | $2,146 +2% | $255,000 |
| 2016 | $2,104 | $255,000 |
| 2015 | $2,104 +5.1% | $255,000 |
| 2014 | $2,002 +8.4% | $255,000 |
| 2010 | $1,846 | $255,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 42503
Getting around
Nearby schools
GreatSchools rating
- 9/10Oak Hill Elementary SchoolGrades: K-5Distance: 3.9 mi
- 8/10Southern Middle SchoolGrades: 6-8Distance: 4.6 mi
- 7/10Southwestern High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Oakhill
- Middle: Southern
- High: Southwestern
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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