Discover the potential in this spacious 4-bedroom, 2.5-bath home located in the heart of Oswego. Offering a functional floor plan and generous living spaces, this home is ready for its next owner to bring their vision and personal touches. The two-story foyer creates a welcoming first impression, while large windows throughout the home bring in plenty of natural light. With spacious living areas and a functional layout, there's room for everyone to feel right at home. Recent improvements include fresh paint throughout and brand-new carpeting, creating a clean and inviting foundation for the next owner. The partially finished basement adds valuable living space and features a dry bar, making it the perfect spot for a recreation room, home office, workout area, or game-day gathering space. Outside, you'll find a generously sized backyard with endless possibilities for outdoor entertaining, gardening, play areas, or simply enjoying the outdoors. Additional updates include a brand-new air conditioning system being installed this Friday, offering added comfort and peace of mind. Conveniently located near parks, walking trails, shopping, dining, and Oswego's highly regarded schools, this home provides easy access to all the amenities that make the community such a desirable place to call home. Whether you're a first-time buyer looking to build equity or a homeowner seeking space and value, this property presents an excellent opportunity to make it your own.
Contingent
Price cut: $15K (6/26)
$425,000
418 Terrace Ln, Oswego, IL 60543
4beds
2,245sqft
Single Family Residence
Built in 2001
0.26 Acres Lot
$-- Zestimate®
$189/sqft
$24/mo HOA
What's special
Fresh paint throughoutFunctional floor planGenerous living spacesGenerously sized backyardTwo-story foyerBrand-new carpeting
- 24 days |
- 1,123 |
- 63 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Maribel Lopez, CSC (630)888-2113,
Keller Williams Infinity
Source: MRED as distributed by MLS GRID,MLS#: 12663172
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: No additional rooms
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full)
- Level: Second
- Area: 252 Square Feet
- Dimensions: 18X14
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 130 Square Feet
- Dimensions: 13X10
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 130 Square Feet
- Dimensions: 13X10
Bedroom 4
- Features: Flooring (Carpet)
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12X12
Dining room
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12X10
Family room
- Features: Flooring (Carpet)
- Level: Main
- Area: 462 Square Feet
- Dimensions: 21X22
Kitchen
- Features: Kitchen (Eating Area-Table Space, Island), Flooring (Vinyl)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Laundry
- Level: Main
- Area: 54 Square Feet
- Dimensions: 9X6
Living room
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Main
- Area: 208 Square Feet
- Dimensions: 16X13
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Dishwasher, Refrigerator, Washer, Dryer
- Laundry: Main Level, In Unit
Features
- Basement: Finished,Partial
Interior area
- Total structure area: 1,100
- Total interior livable area: 2,245 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
Lot
- Size: 0.26 Acres
- Dimensions: 75 x 145
- Features: Landscaped
Details
- Parcel number: 0319403023
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: Yes
- Services included: None
- HOA fee: $285 annually
Location
- Region: Oswego
Financial & listing details
- Price per square foot: $189/sqft
- Tax assessed value: $349,929
- Annual tax amount: $8,716
- Date on market: 6/11/2026
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/2/2026 | Contingent | $425,000$189/sqft |
Source: MRED as distributed by MLS GRID #12663172 Report a problem | ||
| 6/26/2026 | Price change | $425,000-3.4%$189/sqft |
Source:  MRED as distributed by MLS GRID #12663172 Report a problem | ||
| 6/11/2026 | Listed for sale | $440,000+129.8%$196/sqft |
Source: MRED as distributed by MLS GRID #12663172 Report a problem | ||
| 6/8/2001 | Sold | $191,500$85/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,904 +4.5% | $116,643 +13% |
| 2023 | $8,517 +6.3% | $103,224 +9% |
| 2022 | $8,011 +6.9% | $94,701 +10% |
| 2021 | $7,495 +4.4% | $86,092 +5% |
| 2020 | $7,182 -4.9% | $81,992 -3.1% |
| 2019 | $7,553 +100% | $84,658 +3.8% |
| 2018 | $3,777 +2.9% | $81,550 +5.1% |
| 2017 | $3,668 +4.5% | $77,558 +5.5% |
| 2016 | $3,511 -1.5% | $73,515 +3% |
| 2015 | $3,566 | $71,374 +6% |
| 2014 | $3,566 | $67,334 -1% |
| 2013 | -- | $68,014 -3% |
| 2012 | -- | $70,147 -8% |
| 2011 | -- | $76,247 -7.8% |
| 2010 | -- | $82,660 -4.5% |
| 2009 | -- | $86,579 +7.3% |
| 2008 | -- | $80,717 -2.1% |
| 2007 | -- | $82,490 |
| 2006 | $5,836 | $82,490 +6.7% |
| 2005 | -- | $77,310 +6.5% |
| 2004 | $5,216 +10.6% | $72,592 +4.2% |
| 2003 | $4,715 | $69,635 +8.5% |
| 2002 | $4,715 +130.6% | $64,180 +120.7% |
| 2001 | $2,044 +8637% | $29,077 +9592.3% |
| 2000 | $23 | $300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Lakeview
Nearby schools
GreatSchools rating
- 7/10Prairie Point Elementary SchoolGrades: K-5Distance: 0.8 mi
- 6/10Traughber Jr High SchoolGrades: 6-8Distance: 1.6 mi
- 8/10Oswego High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Prairie Point Elementary School
- Middle: Traughber Junior High School
- High: Oswego High School
- District: 308
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Illinois
- Kendall County
- Oswego
- 60543
- Lakeview
- 418 Terrace Ln
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Oswego Topics
