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New
$309,900

422 Summit St, Elgin, IL 60120

3beds
1,998sqft
: 
$2,354/mo
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Single Family Residence
Built in 1900
0.26 Acres Lot
$303,500 Zestimate®
$155/sqft
$-- HOA

What's special

Stunning original woodworkVersatile main-floor bedroomDetached two-car garageFlexible living spacesUpdated kitchenFormal dining roomRich craftsman trim
Move-in ready, updated kitchen, refinished hardwood floors, flexible living spaces, and over 2,900+ square feet (including basement). This beautifully maintained historic home offers the perfect blend of timeless character and modern functionality. From the moment you arrive, the stately wrap-around front porch welcomes you inside, where stunning original woodwork, built-in details, rich Craftsman trim, and a beautifully crafted staircase showcase the home's enduring charm. Designed for today's lifestyle, the spacious main level features three separate living areas, a formal dining room, and a versatile main-floor bedroom that can easily serve as a home office, guest room, playroom, or additional family room. The updated kitchen offers abundant cabinetry, generous prep space, and opens to the home's entertaining areas, making gatherings both comfortable and convenient. Upstairs, you'll find two generously sized bedrooms, while the expansive basement adds incredible flexibility with multiple finished spaces ideal for a recreation room, fitness area, hobby room, workspace, or additional storage. Whether you're entertaining guests or simply need room to spread out, this home offers space for every stage of life. Outside, enjoy your morning coffee on the inviting wrap-around porch, host summer cookouts on the deck or brick paver patio, and relax in the private, tree-lined backyard backing to city-owned open space with no direct neighbors behind. A detached two-car garage completes the property. Conveniently located just minutes from downtown Elgin, Metra, I-90, shopping, dining, parks, and everyday conveniences, this move-in ready home delivers the character buyers love with the space and versatility they rarely find.
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Zillow last checked:

Listing updated:

Listed by:

John Salidas 630-825-9722,

@properties Christie's International Real Estate

Source: MRED as distributed by MLS GRID,MLS#: 12709302MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 1
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Sitting Room, Recreation Room, Family Room, Game Room, Storage
    Primary bedroom
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Second
    • Area: 255 Square Feet
    • Dimensions: 17X15
    Bedroom 2
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Second
    • Area: 195 Square Feet
    • Dimensions: 15X13
    Bedroom 3
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 150 Square Feet
    • Dimensions: 15X10
    Dining room
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 180 Square Feet
    • Dimensions: 15X12
    Family room
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 120 Square Feet
    • Dimensions: 12X10
    Other
    • Level: Basement
    • Area: 240 Square Feet
    • Dimensions: 20X12
    Game room
    • Level: Basement
    • Area: 210 Square Feet
    • Dimensions: 15X14
    Kitchen
    • Features: Kitchen (Eating Area-Table Space, Island, Pantry-Walk-in, Country Kitchen, Granite Counters, Pantry, SolidSurfaceCounter, Updated Kitchen), Flooring (Laminate), Window Treatments (All)
    • Level: Main
    • Area: 156 Square Feet
    • Dimensions: 13X12
    Living room
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 464 Square Feet
    • Dimensions: 29X16
    Recreation room
    • Level: Basement
    • Area: 345 Square Feet
    • Dimensions: 23X15
    Sitting room
    • Features: Window Treatments (All)
    • Level: Main
    • Area: 180 Square Feet
    • Dimensions: 15X12
    Storage
    • Level: Basement
    • Area: 50 Square Feet
    • Dimensions: 10X5
    Heating
    • Natural Gas, Forced Air
    Cooling
    • Central Air, Partial, Wall Unit(s), Zoned, Electric
    Appliances
    • Included: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, ENERGY STAR Qualified Appliances, Front Controls on Range/Cooktop, Gas Cooktop, Electric Oven, Gas Water Heater
    • Laundry: Gas Dryer Hookup, Electric Dryer Hookup, In Unit, Sink
    Features
    • 1st Floor Bedroom, Built-in Features, Walk-In Closet(s), Separate Dining Room
    • Flooring: Hardwood
    • Windows: Screens
    • Basement: Partially Finished,Exterior Entry,Concrete,Rec/Family Area,Storage Space,Full
    Interior area
    • Total structure area: 2,921
    • Total interior livable area: 1,998 sqft
    • Finished area below ground: 923

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    • Patio & porch: Deck, Patio, Porch
    • Exterior features: Balcony, Lighting
    Lot
    • Size: 0.26 Acres
    • Dimensions: 86X132
    • Features: Wooded, Mature Trees
    Details
    • Parcel number: 0612381018
    • Special conditions: None
    • Other equipment: Ceiling Fan(s)

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: American 4-Sq.
    • Property subtype: Single Family Residence
    Materials
    • Frame, Wood Siding, Combination
    • Foundation: Block, Concrete Perimeter
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1900

    Utilities & green energy

    • Electric: Circuit Breakers
    • Sewer: Public Sewer
    • Water: Lake Michigan, Public, Lake Water

    Community & HOA

    Community
    • Features: Curbs, Sidewalks, Street Lights, Street Paved
    • Security: Carbon Monoxide Detector(s)
    HOA
    • Services included: None
    Location
    • Region: Elgin

    Financial & listing details

    • Price per square foot: $155/sqft
    • Tax assessed value: $262,563
    • Annual tax amount: $6,639
    • Date on market: 8/7/2026
    • Ownership: Fee Simple

      Estimated market value

      $303,500

      $288,000 - $319,000

      $2,552/mo

      Price history

      DateEventPrice
      8/7/2026Listed for sale$309,900+26.5%$155/sqft
      Source: MRED as distributed by MLS GRID #12709302 Report a problem
      10/3/2022Sold$245,000+0%$123/sqft
      Source: Public Record Report a problem
      6/10/2022Sold$244,900$123/sqft
      Source: MRED as distributed by MLS GRID #11396139 Report a problem
      5/15/2022Pending sale$244,900$123/sqft
      Source: RE/MAX International #11396139 Report a problem
      5/15/2022Contingent$244,900$123/sqft
      Source: MRED as distributed by MLS GRID #11396139 Report a problem
      5/6/2022Listed for sale$244,900+29%$123/sqft
      Source: MRED as distributed by MLS GRID #11396139 Report a problem
      10/13/2018Listing removed$189,900$95/sqft
      Source: Inspire Realty Partners #10016496 Report a problem
      8/11/2018Price change$189,900-3.1%$95/sqft
      Source: Inspire Realty Partners #10016496 Report a problem
      7/13/2018Listed for sale$195,999+15.4%$98/sqft
      Source: Inspire Realty Partners #10016496 Report a problem
      12/1/2015Listing removed$169,900$85/sqft
      Source: RE/MAX Suburban #09070876 Report a problem
      10/23/2015Listed for sale$169,900+23.1%$85/sqft
      Source: RE/MAX Suburban #09070876 Report a problem
      4/17/2002Sold$138,000+42.3%$69/sqft
      Source: Public Record Report a problem
      5/1/1996Sold$97,000$49/sqft
      Source: Public Record Report a problem

      Public tax history

      YearProperty taxesTax assessment
      2024$6,364 +5%$87,521 +10.7%
      2023$6,058 -3.1%$79,069 +9.7%
      2022$6,252 +4%$72,097 +7%
      2021$6,014 +2.5%$67,406 +4.7%
      2020$5,869 +2.5%$64,350 +5%
      2019$5,725 +10.8%$61,297 +17.3%
      2018$5,165 +1.7%$52,242 +5.8%
      2017$5,080 +4%$49,387 +7.8%
      2016$4,886 $45,818 +9.1%
      2015-- $41,996 +1.3%
      2014-- $41,477 -14.4%
      2013-- $48,440 -7.4%
      2012-- $52,322 -10.3%
      2011-- $58,327 -9.7%
      2010-- $64,557 -6.7%
      2009-- $69,208
      2008-- $69,208 +3.3%
      2007-- $66,984 +8.9%
      2006-- $61,537 +6.5%
      2005-- $57,787 +6.8%
      2004-- $54,128 +8.9%
      2003-- $49,697 +8%
      2002-- $46,015 +7.5%
      2001-- $42,824 +10.5%
      2000-- $38,743
      Find assessor info on the county website

      Monthly payment

      Est. payment

      Payment breakdown

      Explore the cost of this home by adjusting the details. Changes won't be saved.
      All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
      HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
      Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
      See how much you could borrow to make a competitive offer.

      Climate risks

      Neighborhood: 60120

      Getting around

      75 / 100
      Very Walkable
      34 / 100
      Some Transit
      53 / 100
      Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Mckinley Elementary School
      • Middle: Larsen Middle School
      • High: Elgin High School
      • District: 46

      Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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