Welcome to 455 Saddlebred Lane — a stunning 2024-built home nestled in the sought-after Crossroads community of Locust, NC. Offering 4 spacious bedrooms, 3.5 bathrooms, and 3,108 square feet of thoughtfully designed living space, this nearly new construction home checks every box for today's discerning buyer. Situated on a premium corner lot, this home enjoys added privacy, extra green space, and enhanced curb appeal. Step inside to discover an open-concept floor plan ideal for both everyday living and entertaining. The main level flows effortlessly from the living and dining areas into a well-appointed kitchen — perfect for hosting family and friends. Retreat to the generous primary suite, complete with a private en-suite bath, while three additional bedrooms provide ample space for family, guests, or a dedicated home office. With 3.5 bathrooms, morning routines are never rushed. Outside, enjoy your fully fenced backyard. One of the most compelling aspects of life at 455 Saddlebred Lane is its unbeatable proximity to some of North Carolina's premier outdoor destinations. Uwharrie National Forest sits approximately 20 miles east of Locust, offering an incredible playground for outdoor enthusiasts year-round. Whether you're hitting the trails on foot, mountain bike, horseback, or OHV, the Badin Lake Recreation Area alone features over 40 miles of named trails varying in length and difficulty. Water lovers will be equally at home here. Lake Tillery stretches over 5,000 acres with more than 100 miles of scenic shoreline, much of it set against the backdrop of Uwharrie National Forest, offering boating, fishing, swimming, and water sports just 25–30 miles away. Badin Lake — just 15–20 miles from your front door — adds thousands more acres of pristine water perfect for kayaking, paddleboarding, or dropping a line for bass, crappie, or catfish. Whether you're a weekend warrior or a year-round outdoor enthusiast, this location puts world-class recreation within easy reach. Located just 28 miles from Uptown Charlotte, Locust offers the perfect blend of small-town charm and big-city convenience. Built in 2024, this move-in ready gem offers all the peace of mind that comes with nearly new construction, including modern finishes, an open-concept layout designed for today's lifestyle, and a premium corner lot with a fully fenced backyard. Tucked inside the desirable Crossroads community in Locust, NC 28097 and served by Stanly County Schools, this home is ideally positioned just 20 minutes from Badin Lake, 30 minutes from Lake Tillery, and 28 miles from Uptown Charlotte — delivering the rare combination of outdoor adventure, small-town charm, and big-city access all in one address.
Don't miss your opportunity to own this move-in ready, nearly new home where outdoor adventure and urban convenience meet. Schedule your private tour today!
Active
Price cut: $5K (8/25)
$445,000
455 Saddlebred Ln, Locust, NC 28097
4beds
3,108sqft
Single Family Residence
Built in 2024
0.24 Acres Lot
$442,500 Zestimate®
$143/sqft
$82/mo HOA
What's special
- 150 days
- 92
- 8
Zillow last checked:
Listing updated:
Listed by:
Bobby Downey bobby@downeyproperties.com,
NextHome Paramount
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4379929
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Heating
- Central, Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Plumbed For Ice Maker
- Laundry: Upper Level
Features
- Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Living Room
Interior area
- Total structure area: 3,108
- Total interior livable area: 3,108 sqft
- Finished area above ground: 3,108
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Fencing: Back Yard
Lot
- Size: 0.24 Acres
- Features: Corner Lot
Details
- Parcel number: 557402880668
- Zoning: OPS
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stone Veneer, Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Cabana, Playground, Pond, Sidewalks, Street Lights, Walking Trails
- Subdivision: Crossroads
HOA
- Has HOA: Yes
- HOA fee: $82 monthly
- HOA name: Cusick
- HOA phone: 704-544-7779
Location
- Region: Locust
Financial & listing details
- Price per square foot: $143/sqft
- Tax assessed value: $423,384
- Date on market: 5/8/2026
- Cumulative days on market: 150 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$442,500
$420,000 - $465,000
$2,885/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/25/2026 | Price change | $445,000-1.1%$143/sqft |
Source: | ||
| 5/27/2026 | Price change | $450,000-3.2%$145/sqft |
Source: | ||
| 5/8/2026 | Listed for sale | $465,000+3%$150/sqft |
Source: | ||
| 6/26/2024 | Sold | $451,340+1.1%$145/sqft |
Source: | ||
| 4/28/2024 | Pending sale | $446,340$144/sqft |
Source: | ||
| 2/27/2024 | Listed for sale | $446,340$144/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28097
Nearby schools
Schools provided by the listing agent
- Elementary: Stanfield
- Middle: West Stanly
- High: West Stanly
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








