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    • $475,000

    4770 Alford Cmns, Cumming, GA 30028

    5beds
    2,786sqft
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    Single Family Residence, Residential
    Built in 2019
    0.26 Acres Lot
    $470,800 Zestimate®
    $170/sqft
    $58/mo HOA

    What's special

    Modern lightingOpen-concept floor planHuge loft gathering spaceOversized great roomStainless steel appliances throughoutWalk-in pantryQuiet cul-de-sac
    Welcome to Settendown Reserve, one of North Forsyth's most sought-after swim communities! This newer, recently refreshed 5-bedroom home features fresh paint, modern lighting, and stainless steel appliances throughout. Tucked away on a quiet cul-de-sac in a picturesque, walkable community, the property sits on over a quarter acre with no rear neighbors. The open-concept floor plan boasts an oversized great room and a chef's kitchen with granite countertops, a walk-in pantry, and stainless steel appliances. A flexible bonus room works beautifully as a formal dining room, living room, or office, and a main-floor bedroom with full bath offers convenient single-level living options. Upstairs, you'll find a huge loft gathering space, a spacious and private primary suite with an updated bath and double vanity, three oversized secondary bedrooms, two full bathrooms, and the convenience of an upstairs laundry room. Outside, enjoy cozy evenings around the built-in firepit in a fully fenced backyard — perfect for pets, kids, and entertaining family and friends. A low HOA fee covers access to the community pool, playground, and clubhouse. Zoned for highly rated Coal Mountain Elementary, North Forsyth Middle, and North Forsyth High Schools.
    22 days
    |
    346
    |
    16
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    Zillow last checked:

    Listing updated:

    Listed by:

    Evelyn Cook,

    Virtual Properties Realty.com 404-663-6555

    Source: FMLS GA,MLS#: 7795770MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bonus Room, Loft
      Primary bedroom
      • Features: Oversized Master
      • Level: Oversized Master
      Bedroom
      • Features: Oversized Master
      Primary bathroom
      • Features: Double Vanity
      Dining room
      • Features: Open Concept
      Kitchen
      • Features: Breakfast Bar, Breakfast Room, Cabinets Stain, Eat-in Kitchen, Kitchen Island, Pantry, Stone Counters, View to Family Room
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Range
      • Laundry: Upper Level
      Features
      • High Ceilings 10 ft Main, High Speed Internet, Walk-In Closet(s)
      • Flooring: Carpet, Luxury Vinyl
      • Windows: Insulated Windows
      • Basement: None
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,786
      • Total interior livable area: 2,786 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: None
      • Exterior features: Private Yard, Rain Gutters, No Dock
      • Pool features: None
      • Spa features: None
      • Fencing: Back Yard,Wood
      • Has view: Yes
      • View description: Neighborhood, Trees/Woods
      • Waterfront features: None
      • Body of water: None
      Lot
      • Size: 0.26 Acres
      • Features: Back Yard, Cul-De-Sac, Front Yard
      Details
      • Additional structures: None
      • Parcel number: 189 181
      • Other equipment: None
      • Horse amenities: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence, Residential
      Materials
      • Cement Siding
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Electric: 110 Volts, 220 Volts
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available
      Green energy
      • Energy efficient items: None
      • Energy generation: None

      Community & HOA

      Community
      • Features: None
      • Security: None
      • Subdivision: Settendown Reserve
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Swim
      • HOA fee: $700 annually
      Location
      • Region: Cumming

      Financial & listing details

      • Price per square foot: $170/sqft
      • Tax assessed value: $465,740
      • Annual tax amount: $4,477
      • Date on market: 6/27/2026
      • Cumulative days on market: 22 days
      • Listing terms: 1031 Exchange,Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $470,800

        $447,000 - $494,000

        $2,836/mo

        Price history

        DateEventPrice
        6/27/2026Listed for sale$475,000+33.8%$170/sqft
        Source: FMLS GA #7795770 Report a problem
        5/13/2026Sold$355,000-25.7%$127/sqft
        Source: Public Record Report a problem
        9/1/2025Listing removed$478,000$172/sqft
        Source: FMLS GA #7510144 Report a problem
        7/24/2025Price change$478,000-0.2%$172/sqft
        Source: GAMLS #10441966 Report a problem
        7/17/2025Price change$479,000+2.1%$172/sqft
        Source: GAMLS #10441966 Report a problem
        7/14/2025Price change$469,000-1.2%$168/sqft
        Source: GAMLS #10441966 Report a problem
        7/9/2025Price change$474,500-0.6%$170/sqft
        Source: GAMLS #10441966 Report a problem
        7/1/2025Price change$477,500-0.3%$171/sqft
        Source: GAMLS #10441966 Report a problem
        6/20/2025Price change$479,000-2.1%$172/sqft
        Source: FMLS GA #7510144 Report a problem
        6/10/2025Price change$489,500-2%$176/sqft
        Source: FMLS GA #7510144 Report a problem
        5/9/2025Price change$499,500-2%$179/sqft
        Source: FMLS GA #7510144 Report a problem
        2/27/2025Price change$509,500-1%$183/sqft
        Source: FMLS GA #7510144 Report a problem
        1/17/2025Listed for sale$514,500+7.2%$185/sqft
        Source: FMLS GA #7510144 Report a problem
        5/21/2024Sold$480,000$172/sqft
        Source: FMLS GA #7362870 Report a problem
        4/22/2024Pending sale$480,000$172/sqft
        Source: GAMLS #10276148 Report a problem
        4/17/2024Price change$480,000-4%$172/sqft
        Source: FMLS GA #7362870 Report a problem
        4/5/2024Listed for sale$500,000+76.1%$179/sqft
        Source: GAMLS #10276148 Report a problem
        6/26/2019Sold$283,900$102/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,477 -7.2%$186,296 -5.3%
        2024$4,824 +19.2%$196,736 +19.6%
        2023$4,049 +13.1%$164,492 +22.3%
        2022$3,579 +7.9%$134,492 +12%
        2021$3,317 +9.2%$120,104 +9.2%
        2020$3,038 +357.8%$110,024 +358.4%
        2019$664 $24,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Settendown Reserve

        Getting around

        0 / 100
        Car-Dependent
        6 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Coal Mountain
        • Middle: North Forsyth
        • High: North Forsyth

        Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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