Active

Listed by: Geri Reilly Real Estate • Geri Reilly

$2,495,000

481 Hills Point Road, Charlotte, VT 05445

4beds

2,261sqft

$15,941/mo

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Ranch

Built in 1960

0.89 Acres Lot

$2,365,000 Zestimate^®

$1,103/sqft

$-- HOA

What's special

Four-bedroom two-bath lakefront homeTwo finished levels

Stunning panoramic lake and Adirondack views highlight this four-bedroom, two-bath LAKEFRONT home, offering a rare opportunity to renovate or rebuild in one of Charlotte’s most sought-after neighborhoods. Set on 0.89 acres with 150+ feet of lake frontage, the property features a gently sloping lawn leading to a shale beach ideal for kayaking, paddleboarding, boating, swimming, or simply enjoying spectacular sunsets. The existing home offers two finished levels ready for renovation, while the exceptional setting provides endless potential for a custom lakeside retreat. Located in the desirable Hills Point neighborhood with easy access to Charlotte Village, Town Beach, the nearby covered bridge, and convenient commuting to Burlington or Middlebury.

80 days

1,821

24

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Heating

Oil, Baseboard, Hot Water, Gas Stove

Cooling

None

Appliances

Included: Domestic Water Heater, Water Heater off Boiler
Laundry: Laundry Hook-ups

Features

Living/Dining, Natural Light
Flooring: Carpet, Hardwood, Vinyl
Basement: Finished,Full,Interior Stairs,Walkout,Interior Entry
Has fireplace: Yes
Fireplace features: Gas

Interior area

Total structure area: 2,261
Total interior livable area: 2,261 sqft
Finished area above ground: 1,196
Finished area below ground: 1,065

Property

Parking

Total spaces: 2
Parking features: Dirt, Gravel, Driveway, Attached
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Exterior features: Deck, Garden
Has view: Yes
View description: Water, Lake, Mountain(s)
Has water view: Yes
Water view: Water,Lake
Waterfront features: Lake Front, Waterfront
Body of water: Lake Champlain
Frontage length: Water frontage: 147,Road frontage: 150

Lot

Size: 0.89 Acres
Features: Level, Neighborhood

Details

Parcel number: 13804310799
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: Raised Ranch
Property subtype: Ranch

Materials

T1-11 Exterior, Wood Siding
Foundation: Block
Roof: Shingle

Condition

New construction: No
Year built: 1960

Utilities & green energy

Electric: Circuit Breakers
Sewer: Septic Tank
Utilities for property: Cable Available

Community & HOA

Location

Region: Charlotte

Financial & listing details

Price per square foot: $1,103/sqft
Tax assessed value: $1,517,500
Annual tax amount: $22,935
Date on market: 5/11/2026
Road surface type: Paved

Estimated market value

$2,365,000

$2.25M - $2.48M

$4,070/mo

Price history

Date	Event	Price
5/11/2026	Listed for sale	$2,495,000$1,103/sqft
Source: PrimeMLS #5088043 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	--	$1,517,500
2023	--	$1,517,500 +66.4%
2022	--	$912,100
2021	--	$912,100
2020	--	$912,100
2019	--	$912,100
2018	--	$912,100
2017	$16,482	$912,100
2016	--	$912,100 +10176%
2015	--	$8,876
2014	--	$8,876
2013	--	$8,876
2012	--	$8,876
2011	--	$8,876
2010	--	$8,876

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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