Active

$450,000

540 N Lake Shore Dr APT 409, Chicago, IL 60611

3beds

1,473sqft

$4,433/mo

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Condominium, Apartment, Single Family Residence

Built in 1908

-- sqft lot

$-- Zestimate^®

$305/sqft

$1,015/mo HOA

What's special

Expansive islandPrimary suiteIn-unit washer and dryerOpen light-filled layoutRich cherry cabinetryDedicated dining areaGranite countertops

A spacious and airy two-bedroom plus den, two-bath true loft offering refined urban living in the heart of Streeterville. This authentic loft residence features soaring 12-foot ceilings and an open, light-filled layout that defines classic loft living. The chef's kitchen is beautifully appointed with granite countertops, an expansive island, upgraded GE appliances, and rich cherry cabinetry-ideal for elevated entertaining and everyday sophistication. A dedicated dining area enhances the home's flow and functionality. The primary suite offers a spacious walk-in closet, complemented by the convenience of an in-unit washer and dryer. Newer plush carpeting delivers a fresh, move-in-ready finish. Parking available for lease. Enjoy effortless access to the lakefront, premier dining, luxury shopping, and convenient public transportation-placing Chicago's most coveted neighborhoods just outside your door. Don't miss this rare opportunity.

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: No additional rooms

Primary bedroom

Features: Flooring (Carpet), Bathroom (Full)
Level: Main
Area: 182 Square Feet
Dimensions: 14X13

Bedroom 2

Features: Flooring (Carpet)
Level: Main
Area: 90 Square Feet
Dimensions: 10X9

Bedroom 3

Features: Flooring (Carpet)
Level: Main
Area: 160 Square Feet
Dimensions: 16X10

Dining room

Features: Flooring (Carpet), Window Treatments (Blinds)
Level: Main
Area: 160 Square Feet
Dimensions: 10X16

Kitchen

Features: Kitchen (Island), Flooring (Ceramic Tile)
Level: Main
Area: 144 Square Feet
Dimensions: 09X16

Living room

Features: Flooring (Carpet), Window Treatments (Blinds)
Level: Main
Area: 550 Square Feet
Dimensions: 25X22

Heating

Electric, Forced Air

Cooling

Central Air

Appliances

Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Laundry: Washer Hookup, In Unit

Features

Storage
Basement: None

Interior area

Total structure area: 0
Total interior livable area: 1,473 sqft

Property

Parking

Total spaces: 2
Parking features: Assigned, Unassigned, Guest, Yes, Leased

Accessibility

Accessibility features: No Disability Access

Features

Has view: Yes
View description: Water
Has water view: Yes
Water view: Water

Lot

Features: Common Grounds

Details

Additional parcels included: 17102111045000
Parcel number: 17102110211051
Special conditions: None

Construction

Type & style

Home type: Condo
Property subtype: Condominium, Apartment, Single Family Residence

Materials

Brick
Foundation: Concrete Perimeter
Roof: Rubber

Condition

New construction: No
Year built: 1908

Utilities & green energy

Sewer: Public Sewer
Water: Lake Michigan, Public

Community & HOA

HOA

Has HOA: Yes
Services included: Water, Insurance, Doorman, Cable TV, Exercise Facilities, Exterior Maintenance, Scavenger, Snow Removal
HOA fee: $1,015 monthly

Location

Region: Chicago

Financial & listing details

Price per square foot: $305/sqft
Tax assessed value: $260,390
Annual tax amount: $6,544
Date on market: 7/5/2026
Ownership: Condo

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/6/2026	Listed for sale	$450,000+38.9%$305/sqft
Source: Engel & Volkers #12689004 Report a problem
12/29/2011	Sold	$324,000+38.2%$220/sqft
Source: MRED as distributed by MLS GRID #07911253 Report a problem
11/13/1995	Sold	$234,500$159/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$4,245 +2.2%	$26,039 +13.2%
2023	$4,153 +3.1%	$22,999
2022	$4,027 +1.8%	$22,999
2021	$3,955 -7.3%	$22,999 +3.3%
2020	$4,268 +2.4%	$22,263 -7.9%
2019	$4,167 +1.7%	$24,171
2018	$4,096 +15.1%	$24,171 +21.4%
2017	$3,560 +2.1%	$19,912
2016	$3,488 +10.1%	$19,912
2015	$3,168 +11.3%	$19,912 +11.2%
2014	$2,847 +2.4%	$17,911
2013	$2,779 +0.5%	$17,911
2012	$2,766 +5.6%	$17,911 -1.5%
2011	$2,620 -1.6%	$18,189
2010	$2,664 +4.1%	$18,189
2009	$2,559 -3.9%	$18,189 -12.1%
2008	$2,661 +3.2%	$20,688
2007	$2,579 +0.8%	$20,688
2006	$2,559 -5%	$20,688 +13%
2005	$2,693 -9.1%	$18,309
2004	$2,962 +2.2%	$18,309
2003	$2,897 +22%	$18,309 +38.5%
2002	$2,376 +22.5%	$13,222
2001	$1,939 +7.1%	$13,222
2000	$1,811 +0%	$13,222 +15.7%
1999	$1,811	$11,427

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Streeterville

Getting around

93 / 100

Walker's Paradise

88 / 100

Excellent Transit

80 / 100

Very Bikeable

Nearby schools

GreatSchools rating

4/10
Ogden Elementary School
Grades: PK-8Distance: 0.9 mi
1/10
Wells Community Academy High School
Grades: 9-12Distance: 2.8 mi

Schools provided by the listing agent

District: 299

Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.