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For sale
  • Price cut: $1K (7/31)
    $823,900

    5870 ALLIGATOR LAKE SHORE W, ST CLOUD, FL 34771

    3beds
    2,064sqft
    : 
    $5,372/mo
    Get pre-qualified
    Single Family Residence
    Built in 1969
    1.38 Acres Lot
    $792,500 Zestimate®
    $399/sqft
    $-- HOA

    What's special

    SELLER ASSISTING WITH BUYER FINANCING, 2/1 BUYDOWN ON THE INTEREST RATE! TWO LAKEFRONT LOTS, ONE HOME!... for now! FISHERMAN'S PARADISE! Welcome to your piece of paradise on the shores of the Alligator chain of lakes. All you will say is Wow! to the natural Florida landscape as you drive into this community with majestic oak trees lining the streets leading up to the home. This home is a boater's dream come true located right on Alligator Lake. You can enjoy these waters directly from your own private covered boat dock with lift and be in open water in minutes! This home is well appointed with many luxuries and multiple indoor/outdoor areas. The home has had the floor plan renovated to an open floor plan and all windows have also been upgraded. There are three spacious bedrooms with a split plan for your privacy and two full bathrooms. As you enter the home, you will find the spacious foyer, the formal dining room to the right, then the open concept kitchen and family room. The kitchen is spacious and new with beautiful extended cabinets, stone countertops, SS appliances, and breakfast island. The large family room features a wood fireplace and views through the Florida room to the lake. The master bedroom is very spacious with a walk-in closet. The master bathroom has a shower-tub combo. The guest rooms have lots of space and large closets as well. The home also features a deep 2-car garage. Property is 1.38 acres. The whole lot has been split (home lot .78 acre, vacant lot .6 acre) and surveyed to accommodate another home, with the vacant lot having its own seawall and access to the boat dock. The home also features a brand-new water filtration system and a full hurricane shutter package as well. This home is only minutes from downtown St Cloud, dining, schools and hospitals. Orlando International Airport, Disney, Universal, Sea World and Atlantic Ocean Beaches are all within an hour away! Schedule your appointment to see your future home today!! Alligator Lake is a 3400-acre lake with direct canal access to 5 more lakes (Lizzie, Brick, Center, Trout, Coon) for a total of 5500 acres of pristine bass fishing in the Alligator chain of lakes!
    178 days
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    227
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    11
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    Zillow last checked:

    Listing updated:

    Listed by:

    Peter Macera 407-970-2104,

    MACERA REALTY GROUP INC 407-246-1677

    Source: Stellar MLS,MLS#: S5143297MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Family Room, Florida Room, Dining Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 225 Square Feet
      • Dimensions: 15x15
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 225 Square Feet
      • Dimensions: 15x15
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 195 Square Feet
      • Dimensions: 13x15
      Balcony porch lanai
      • Level: First
      • Area: 238 Square Feet
      • Dimensions: 14x17
      Dining room
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 11x14
      Florida room
      • Level: First
      • Area: 220 Square Feet
      • Dimensions: 10x22
      Foyer
      • Features: Coat Closet
      • Level: First
      • Area: 84 Square Feet
      • Dimensions: 7x12
      Kitchen
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 12x18
      Living room
      • Level: First
      • Area: 330 Square Feet
      • Dimensions: 15x22
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
      • Laundry: In Garage
      Features
      • Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Ceramic Tile
      • Has fireplace: Yes
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 2,938
      • Total interior livable area: 2,064 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Garage Door Opener, Oversized, Parking Pad, Workshop in Garage
      • Attached garage spaces: 2
      • Carport spaces: 2
      • Covered spaces: 4
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 27X30
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Rear Porch, Side Porch
      • Exterior features: Fire Pit
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake - Chain of Lakes, Lake Privileges, Boat Ramp - Private, Fishing Pier, Lift - Covered, Seawall, Skiing Allowed
      • Body of water: ALLIGATOR LAKE
      Lot
      • Size: 1.38 Acres
      • Dimensions: 173 x 432
      • Features: Cleared, In County, Oversized Lot
      • Residential vegetation: Fruit Trees, Mature Landscaping, Oak Trees
      Details
      • Additional structures: Shed(s), Workshop, Boat House
      • Additional parcels included: RECENT LOT SPLIT SURVEY
      • Parcel number: 102631000001800000
      • Zoning: RS-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Completed
      • New construction: No
      • Year built: 1969

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: ALLIGATOR LAKESHORE
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $399/sqft
      • Tax assessed value: $396,100
      • Annual tax amount: $1,838
      • Date on market: 2/6/2026
      • Cumulative days on market: 175 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt, Brick

        Estimated market value

        $792,500

        $753,000 - $832,000

        $2,617/mo

        Price history

        DateEventPrice
        7/31/2026Price change$823,900-0.1%$399/sqft
        Source: Stellar MLS #S5143297 Report a problem
        7/18/2026Price change$824,900-1.8%$400/sqft
        Source: Stellar MLS #S5143297 Report a problem
        7/13/2026Price change$839,900-0.6%$407/sqft
        Source: Stellar MLS #S5143297 Report a problem
        6/25/2026Price change$844,900-0.6%$409/sqft
        Source: Stellar MLS #S5143297 Report a problem
        6/11/2026Price change$849,900-1.2%$412/sqft
        Source: Stellar MLS #S5143297 Report a problem
        5/21/2026Price change$859,900-0.6%$417/sqft
        Source: Stellar MLS #S5143297 Report a problem
        5/16/2026Price change$864,900-0.6%$419/sqft
        Source: Stellar MLS #S5143297 Report a problem
        5/2/2026Price change$869,900-0.6%$421/sqft
        Source: Stellar MLS #S5143297 Report a problem
        4/15/2026Price change$874,900-2.2%$424/sqft
        Source: Stellar MLS #S5143297 Report a problem
        4/11/2026Price change$894,900-0.6%$434/sqft
        Source: Stellar MLS #S5143297 Report a problem
        3/25/2026Price change$899,900-2.7%$436/sqft
        Source: Stellar MLS #S5143297 Report a problem
        3/17/2026Price change$924,4990%$448/sqft
        Source: Stellar MLS #S5143297 Report a problem
        3/10/2026Price change$924,5000%$448/sqft
        Source: Stellar MLS #S5143297 Report a problem
        2/28/2026Price change$924,9000%$448/sqft
        Source: Stellar MLS #S5143297 Report a problem
        2/6/2026Listed for sale$925,000+58.1%$448/sqft
        Source: Stellar MLS #S5143297 Report a problem
        7/25/2023Sold$585,000-2.5%$283/sqft
        Source: Public Record Report a problem
        6/7/2023Pending sale$599,900$291/sqft
        Source: Stellar MLS #S5070720 Report a problem
        5/31/2023Price change$599,900-1.6%$291/sqft
        Source: Stellar MLS #S5070720 Report a problem
        5/20/2023Price change$609,900-1.6%$295/sqft
        Source: Stellar MLS #S5070720 Report a problem
        5/8/2023Price change$619,900-1.6%$300/sqft
        Source: Stellar MLS #S5070720 Report a problem
        4/13/2023Price change$629,900-3.1%$305/sqft
        Source: Stellar MLS #S5070720 Report a problem
        4/3/2023Price change$649,900-1.5%$315/sqft
        Source: Stellar MLS #S5070720 Report a problem
        3/3/2023Price change$659,900-1.5%$320/sqft
        Source: Stellar MLS #S5070720 Report a problem
        2/14/2023Price change$669,900-1.5%$325/sqft
        Source: Stellar MLS #S5070720 Report a problem
        2/2/2023Price change$679,900-2.7%$329/sqft
        Source: Stellar MLS #S5070720 Report a problem
        11/16/2022Listed for sale$699,000$339/sqft
        Source: Stellar MLS #S5070720 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,839 +7%$396,100 -0.1%
        2024$1,718 -57%$396,600 +22.4%
        2023$3,998 +4.9%$324,100 +10.5%
        2022$3,813 $293,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34771

        Getting around

        7 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harmony Community School (K-5)
        • Middle: Harmony Middle
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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