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    • Price cut: $14.9K (7/10)
    $625,000

    6420 Ivy Ter, Elkridge, MD 21075

    5beds
    2,350sqft
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    Single Family Residence
    Built in 1998
    7,943 Square Feet Lot
    $617,900 Zestimate®
    $266/sqft
    $-- HOA

    What's special

    Finished walkout lower levelAttached garageBeautifully updated kitchenBreathtaking viewsRear deckFresh landscapingWalk-in shower
    Welcome to 6420 Ivy Terrace, a beautifully updated single-family home offering over 2,400 square feet of thoughtfully designed living space in the sought-after Harwood Park community of Howard County. With 5 bedrooms, 3.5 bathrooms, and a picturesque setting back to Harwood Park, this exceptional residence seamlessly blends modern updates, timeless features, and natural beauty. From the moment you arrive, you'll appreciate the home's inviting curb appeal, fresh landscaping, and tranquil surroundings. Step inside to discover gleaming hardwood floors, soaring 9-foot ceilings, abundant natural light, and breathtaking views that create a warm and welcoming atmosphere throughout the main level. The open-concept living and dining rooms are accented by elegant crown molding and offer easy access to the rear deck, where you can enjoy your morning coffee overlooking the treetops while listening to the peaceful sounds of the stream that meanders through the rear of the property. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinetry, granite countertops, stainless steel appliances, decorative backsplash, pendant lighting, a center island, a custom coffee bar, and a light-filled bow window that frames the stunning natural views. A convenient powder room completes the main level. Upstairs, retreat to the spacious primary suite featuring ample closet space and a luxurious en-suite bath complete with dual vanities, a soaking tub, and a walk-in shower. Three additional generously sized bedrooms and a full bath complete the upper level. The finished walkout lower level provides exceptional versatility, offering a spacious family room with direct access to the patio and backyard, where scenic views of the stream and surrounding greenery create a peaceful retreat. This level also includes a fifth bedroom, full bath, and laundry room, making it ideal for guests, multi-generational living, or a private home office. Additional highlights include an attached garage. Recent updates include kitchen and lower-level LVP flooring, microwave, painted kitchen cabinets, stove, refrigerator, HVAC, garage/ gym, and more! Ideally located near Harwood Park, playgrounds, basketball courts, community events, BWI Airport, Fort Meade, and major commuter routes including I-95, Route 295, and Route 100, this home offers the perfect combination of convenience, comfort, and natural beauty. Thoughtfully updated and impeccably maintained, 6420 Ivy Terrace is a rare opportunity to enjoy spacious living in one of Howard County's most desirable communities.
    32 days
    |
    1,499
    |
    99
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Martin Willigan 443-474-2545,

    Northrop Realty 4105310321

    Source: Bright MLS,MLS#: MDHW2068138MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Laundry
      Primary bedroom
      • Features: Attached Bathroom, Ceiling Fan(s), Crown Molding
      • Level: Upper
      • Area: 224 Square Feet
      • Dimensions: 14 X 16
      Bedroom 2
      • Features: Flooring - Luxury Vinyl Plank, Crown Molding
      • Level: Upper
      • Area: 168 Square Feet
      • Dimensions: 12 X 14
      Bedroom 3
      • Features: Flooring - Luxury Vinyl Plank, Ceiling Fan(s), Crown Molding
      • Level: Upper
      • Area: 130 Square Feet
      • Dimensions: 13 X 10
      Bedroom 4
      • Features: Flooring - Luxury Vinyl Plank, Crown Molding
      • Level: Upper
      • Area: 140 Square Feet
      • Dimensions: 10 X 14
      Bedroom 5
      • Features: Flooring - Luxury Vinyl Plank, Ceiling Fan(s)
      • Level: Lower
      • Area: 154 Square Feet
      • Dimensions: 11 X 14
      Dining room
      • Features: Flooring - HardWood
      • Level: Main
      • Area: 135 Square Feet
      • Dimensions: 9 X 15
      Family room
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Lower
      • Area: 252 Square Feet
      • Dimensions: 18 X 14
      Foyer
      • Features: Flooring - HardWood, Crown Molding
      • Level: Main
      • Area: 50 Square Feet
      • Dimensions: 5 X 10
      Kitchen
      • Features: Flooring - Luxury Vinyl Plank, Granite Counters, Ceiling Fan(s), Crown Molding, Eat-in Kitchen, Kitchen - Electric Cooking, Pantry
      • Level: Main
      • Area: 266 Square Feet
      • Dimensions: 14 X 19
      Laundry
      • Level: Lower
      Living room
      • Features: Flooring - HardWood, Ceiling Fan(s), Crown Molding
      • Level: Main
      • Area: 238 Square Feet
      • Dimensions: 14 X 17
      Heating
      • Heat Pump, Zoned, Electric, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Zoned, Electric
      Appliances
      • Included: Dryer, Washer, Dishwasher, Exhaust Fan, Refrigerator, Ice Maker, Cooktop, Microwave, Disposal, Self Cleaning Oven, Oven/Range - Electric, Stainless Steel Appliance(s), Water Dispenser, Water Heater, Electric Water Heater
      • Laundry: Has Laundry, Lower Level, Laundry Room
      Features
      • Attic, Breakfast Area, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Crown Molding, Dining Area, Open Floorplan, Eat-in Kitchen, Kitchen Island, Kitchen - Table Space, Primary Bath(s), Pantry, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Dry Wall, High Ceilings
      • Flooring: Ceramic Tile, Hardwood, Luxury Vinyl, Wood
      • Doors: Insulated, Six Panel, Sliding Glass
      • Windows: Bay/Bow, Double Pane Windows, Insulated Windows, Screens, Vinyl Clad, Window Treatments
      • Basement: Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 2,350
      • Total interior livable area: 2,350 sqft
      • Finished area above ground: 1,654
      • Finished area below ground: 696
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Faces Front, Garage Door Opener, Inside Entrance, Asphalt, Driveway, Attached
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Other
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Patio, Porch
      • Exterior features: Extensive Hardscape, Lighting
      • Pool features: None
      • Has view: Yes
      • View description: Creek/Stream, Garden, Trees/Woods
      • Has water view: Yes
      • Water view: Creek/Stream
      Lot
      • Size: 7,943 Square Feet
      • Features: Backs to Trees, Front Yard, Landscaped, No Thru Street, Rear Yard, SideYard(s), Stream/Creek, Wooded
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1401281224
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Main Entrance Lock, Smoke Detector(s)
      • Subdivision: Harwood Park
      HOA
      • Has HOA: No
      Location
      • Region: Elkridge

      Financial & listing details

      • Price per square foot: $266/sqft
      • Tax assessed value: $443,200
      • Annual tax amount: $6,500
      • Date on market: 6/11/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $617,900

        $587,000 - $649,000

        $3,742/mo

        Price history

        DateEventPrice
        7/10/2026Price change$625,000-2.3%$266/sqft
        Source: Bright MLS #MDHW2068138 Report a problem
        6/11/2026Listed for sale$639,900+16.3%$272/sqft
        Source: Bright MLS #MDHW2068138 Report a problem
        6/21/2024Sold$550,000$234/sqft
        Source: Bright MLS #MDHW2040466 Report a problem
        5/28/2024Pending sale$550,000+10.2%$234/sqft
        Source: Bright MLS #MDHW2040466 Report a problem
        5/23/2024Listed for sale$499,000+53.6%$212/sqft
        Source: Bright MLS #MDHW2040466 Report a problem
        11/20/2011Listing removed$324,900$138/sqft
        Source: Atlantic Trust Realty #HW7554511 Report a problem
        11/17/2011Listed for sale$324,900-1.5%$138/sqft
        Source: Atlantic Trust Realty #HW7554511 Report a problem
        11/15/2011Sold$329,900-5.7%$140/sqft
        Source: Agent Provided Report a problem
        10/26/2011Pending sale$349,900$149/sqft
        Source: Atlantic Trust Realty #HW7554511 Report a problem
        10/26/2011Price change$349,900+7.7%$149/sqft
        Source: Atlantic Trust Realty #HW7554511 Report a problem
        9/23/2011Listed for sale$324,900+76.3%$138/sqft
        Source: Atlantic Trust Realty #HW7554511 Report a problem
        8/6/1998Sold$184,269+514.2%$78/sqft
        Source: Public Record Report a problem
        3/24/1998Sold$30,000$13/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $407,600 +9.6%
        2024$4,189 +10.6%$372,000 +10.6%
        2023$3,788 +3.3%$336,400
        2022$3,667 +3.4%$336,400 +6.8%
        2021$3,546 +3.5%$314,933 +3.5%
        2020$3,425 $304,200
        2019$3,425 -7.4%$304,200
        2018$3,699 -21.1%$304,200 -3.9%
        2017$4,689 $316,500 +7.1%
        2016-- $295,600 +7.6%
        2015-- $274,700 +8.2%
        2014-- $253,800
        2013-- $253,800
        2012-- $253,800 -20.9%
        2011-- $320,700
        2010-- $320,700
        2009-- $320,700 -9.6%
        2008-- $354,800 +18.3%
        2007-- $300,026 +22.3%
        2006-- $245,253 +28.8%
        2005-- $190,480 +5.8%
        2004-- $180,046 +6.2%
        2003-- $169,613 +6.6%
        2002-- $159,180 +2.3%
        2001-- $155,606
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 21075

        Getting around

        24 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Howard County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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