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For sale
  • Price cut: $24.9K (7/16)
    $575,000

    6670 BAY SHORE DRIVE, ST CLOUD, FL 34771

    3beds
    2,322sqft
    : 
    $3,749/mo
    Get pre-qualified
    Single Family Residence
    Built in 1973
    0.51 Acres Lot
    $553,700 Zestimate®
    $248/sqft
    $-- HOA

    What's special

    Private boat ramp
    Welcome to 6670 Bayshore Drive in beautiful Saint Cloud, Florida a rare waterfront retreat on the shores of stunning Bay Lake, nestled within the sought-after Bay Lake Ranch community. Situated on just over half an acre, this unique two-story home is thoughtfully designed to maximize breathtaking water views, with the main living and entertaining spaces located on the second floor. The expansive Florida room showcases panoramic views overlooking Bay Lake creating the perfect setting for morning coffee, sunset gatherings, and effortless indoor-outdoor entertaining. The layout offers exceptional functionality and privacy, with the primary suite and additional bedrooms conveniently located on the first floor. This design provides a quiet retreat away from the main living areas ideal for restful evenings, guest privacy, or multi-generational flexibility. Step outside to experience true waterfront living. The backyard features your own private boat ramp, a covered dock to park your boat, kayaks, paddleboards or wave-runners Settle back on the charming sandy beach area perfect for relaxing lakeside. Just steps from the shoreline, a swim spa is perfectly positioned near the beach and dock offering an inviting space to unwind or exercise while enjoying the peaceful lake views. Outdoor living continues with a covered outdoor kitchen and fire pit, making this property an entertainer’s dream. A durable metal roof adds both style and long-term value. The spacious first-floor bonus room provides additional flexibility for a home office, recreation space, gym, or guest suite adapting easily to your lifestyle needs. If you’ve been searching for privacy, space, and authentic lakefront living with character and versatility, this Bay Lake property offers more than a home it offers a lifestyle. Don’t delay call today to schedule your showing.
    164 days
    |
    619
    |
    46
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Madie Zilke 321-624-3064,

    SOUTHERN GROUNDS REALTY LLC 321-624-3064

    Source: Stellar MLS,MLS#: S5144247MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Florida Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 12x14
      Bedroom 2
      • Features: Bidet, Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 117 Square Feet
      • Dimensions: 9x13
      Balcony porch lanai
      • Features: Storage Closet
      • Level: Second
      • Area: 442 Square Feet
      • Dimensions: 26x17
      Bonus room
      • Features: Storage Closet
      • Level: First
      Dining room
      • Level: Second
      • Area: 84 Square Feet
      • Dimensions: 12x7
      Great room
      • Features: No Closet
      • Level: Second
      • Area: 352 Square Feet
      • Dimensions: 16x22
      Kitchen
      • Level: Second
      • Area: 91 Square Feet
      • Dimensions: 7x13
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer
      • Laundry: Inside
      Features
      • Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Laminate
      • Doors: Outdoor Kitchen
      • Has fireplace: No
      Interior area
      • Total structure area: 2,958
      • Total interior livable area: 2,322 sqft
      Video & virtual tour

      Property

      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Patio
      • Exterior features: Outdoor Kitchen, Rain Gutters
      • Has spa: Yes
      • Spa features: Swim Spa
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake, Canal Front, Lake Front, Freshwater Canal Access, Lake Privileges, Boat Ramp - Private
      • Body of water: BAY LAKE
      • Frontage length: Canal: 102
      Lot
      • Size: 0.51 Acres
      • Dimensions: 102 x 200
      Details
      • Additional structures: Outdoor Kitchen, Shed(s), Storage
      • Parcel number: 132631259500010850
      • Zoning: ORS1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Block
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1973

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Canal/Lake For Irrigation, Private, Well
      • Utilities for property: BB/HS Internet Available, Cable Available

      Community & HOA

      Community
      • Features: Fishing, Lake, Private Boat Ramp, Water Access
      • Pet fee: $0 monthly
      • Subdivision: BAY LAKE ESTATES
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $248/sqft
      • Tax assessed value: $311,500
      • Annual tax amount: $2,598
      • Date on market: 2/19/2026
      • Cumulative days on market: 165 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Asphalt

        Estimated market value

        $553,700

        $526,000 - $581,000

        $2,633/mo

        Price history

        DateEventPrice
        7/16/2026Price change$575,000-4.2%$248/sqft
        Source: Stellar MLS #S5144247 Report a problem
        2/20/2026Listed for sale$599,900+305.3%$258/sqft
        Source: Stellar MLS #S5144247 Report a problem
        9/8/2011Sold$148,000-4.5%$64/sqft
        Source: Public Record Report a problem
        5/12/2011Price change$154,900-7.2%$67/sqft
        Source: 100% Real Estate #S4681909 Report a problem
        4/20/2011Price change$166,900-9.2%$72/sqft
        Source: DAVIS REAL ESTATE GROUP #S4681909 Report a problem
        4/2/2011Price change$183,900-4.7%$79/sqft
        Source: DAVIS REAL ESTATE GROUP #S4681909 Report a problem
        2/18/2011Price change$192,900-34.4%$83/sqft
        Source: foreclosure.com Report a problem
        1/22/2011Listed for sale--
        Source: isNowListed.com Report a problem
        8/1/2005Sold$294,000$127/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,598 +6.1%$311,500 +0.8%
        2024$2,448 +2.3%$309,100 +10%
        2023$2,392 +4.9%$281,000 +14.2%
        2022$2,281 +1.1%$246,000 +16.9%
        2021$2,256 +2.2%$210,500 +9.4%
        2020$2,208 +1.9%$192,400 +2.2%
        2019$2,168 $188,300 +26.5%
        2018$2,168 +4.7%$148,874 +2.1%
        2017$2,071 +0.3%$145,812 +2.1%
        2016$2,064 +1.6%$142,813 +0.7%
        2015$2,033 +1.1%$141,821 +0.8%
        2014$2,011 $140,696 +1.5%
        2013-- $138,617 +1.7%
        2012-- $136,300 -19.8%
        2011-- $169,900 -4.4%
        2010-- $177,800 -14.4%
        2009-- $207,600 -10.7%
        2008-- $232,600 +5.8%
        2007-- $219,800 +14.4%
        2006-- $192,200 +37.2%
        2005-- $140,100 +28.7%
        2004-- $108,900
        2003-- $108,900 +18%
        2002$1,098 +2.3%$92,303 +1.6%
        2001$1,074 +1.9%$90,849 +3%
        2000$1,054 $88,203
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34771

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harmony Community School (K-5)
        • Middle: Harmony Middle
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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