Skip main navigation
For sale
    • Price cut: $14K (7/24)
    $684,999

    3181 Whisper Wind Dr, Saint Cloud, FL 34771

    4beds
    2,754sqft
    : 
    $4,534/mo
    Get pre-qualified
    Single Family Residence
    Built in 1980
    0.51 Acres Lot
    $665,500 Zestimate®
    $249/sqft
    $68/mo HOA

    What's special

    Large screened-in pool enclosureRustic-modern finishesCenter islandCovered lanaiLoft areasOversized bedroomsMultiple flex spaces
    Welcome to this one-of-a-kind custom pool home filled with warmth, character, and architectural charm! Nestled beneath mature oak trees on a spacious lot, this unique property offers soaring vaulted ceilings, exposed wood beams, rich flooring, and a stunning floor-to-ceiling stone fireplace that creates an unforgettable focal point in the main living area. Designed for both entertaining and everyday living, the open-concept layout flows seamlessly into the spacious kitchen featuring modern countertops, stainless steel appliances, abundant cabinetry, center island, and generous dining space. Large windows and sliding glass doors bring in natural light while creating a seamless indoor-outdoor connection. This versatile floor plan offers oversized bedrooms, loft areas, and multiple flex spaces perfect for a home office, media room, playroom, gym, or additional living area. The spacious primary suite provides a private retreat with ample room to relax and unwind. Step outside into your own private Florida oasis featuring a large screened-in pool enclosure, covered lanai, expansive patio space, and mature landscaping surrounded by beautiful oak trees and peaceful outdoor views. Whether hosting family and friends or enjoying a quiet evening poolside, this backyard was designed for making memories. Additional features include solar panels for energy efficiency, updated flooring throughout, rustic-modern finishes, balcony access overlooking the outdoor living space, oversized driveway, and exceptional curb appeal. If you are searching for a home with personality, flexibility, and timeless character, this is not your typical cookie-cutter property. This home offers a rare combination of space, charm, and resort-style outdoor living all in one unique package.
    26 days
    |
    449
    |
    23
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Peter Luu 321-917-7864,

    REAL BROKER, LLC 855-450-0442,

    Ed Luther 407-504-9233,

    REAL BROKER, LLC

    Source: Stellar MLS,MLS#: O6415271MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Dining Room, Living Room, Loft, Storage Rooms
      Primary bedroom
      • Features: Dual Sinks, En Suite Bathroom, Rain Shower Head, Shower No Tub, Stone Counters, Water Closet/Priv Toilet, Window/Skylight in Bath, Walk-In Closet(s)
      • Level: First
      • Area: 403 Square Feet
      • Dimensions: 31x13
      Bedroom 2
      • Features: Ceiling Fan(s), Dual Closets
      • Level: Second
      • Area: 299 Square Feet
      • Dimensions: 23x13
      Bedroom 3
      • Features: Ceiling Fan(s), Dual Closets
      • Level: Second
      • Area: 165 Square Feet
      • Dimensions: 11x15
      Bedroom 4
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Dining room
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 10x13
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Stone Counters
      • Level: First
      • Area: 247 Square Feet
      • Dimensions: 19x13
      Laundry
      • Level: First
      • Area: 70 Square Feet
      • Dimensions: 7x10
      Living room
      • Level: First
      • Area: 380 Square Feet
      • Dimensions: 20x19
      Heating
      • Central, Electric, Heat Pump, Zoned
      Cooling
      • Central Air, Zoned
      Appliances
      • Included: Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Refrigerator
      • Laundry: Inside
      Features
      • Built-in Features, Ceiling Fan(s), Central Vacuum, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Engineered Hardwood, Vinyl, Hardwood
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Living Room, Stone, Wood Burning
      Interior area
      • Total structure area: 3,742
      • Total interior livable area: 2,754 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Garage Faces Side, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 24x19
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Enclosed, Front Porch, Porch, Rear Porch, Screened
      • Exterior features: Balcony, Irrigation System, Private Mailbox, Rain Gutters
      • Has private pool: Yes
      • Pool features: Deck, Heated, In Ground, Screen Enclosure
      • Fencing: Chain Link
      • Has view: Yes
      • View description: Pool, Trees/Woods
      • Waterfront features: Freshwater Canal Access, Lake Privileges, Boat Ramp - Private
      • Body of water: LAKE AJAY
      Lot
      • Size: 0.51 Acres
      • Features: Conservation Area, Flood Insurance Required, FloodZone, Greenbelt, Landscaped, Oversized Lot
      Details
      • Parcel number: 042531251200010380
      • Zoning: OPUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Stone, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1980
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Electric: Photovoltaics Seller Owned
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Solar, Underground Utilities, Water Available
      Green energy
      • Energy efficient items: Windows
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: Dock, Private Boat Ramp, Water Access, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Special Community Restrictions, Tennis Court(s)
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: LAKE AJAY VILLAGE
      HOA
      • Has HOA: Yes
      • Services included: Common Area Taxes, Maintenance Grounds, Private Road, Recreational Facilities
      • HOA fee: $68 monthly
      • HOA name: Lake Ajay Village
      • HOA phone: 407-770-1748
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $249/sqft
      • Tax assessed value: $516,800
      • Annual tax amount: $6,713
      • Date on market: 6/16/2026
      • Cumulative days on market: 58 days
      • Listing terms: Cash,Conventional,FHA,Other,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $665,500

        $632,000 - $699,000

        $3,872/mo

        Price history

        DateEventPrice
        7/24/2026Price change$684,999-2%$249/sqft
        Source: Stellar MLS #O6415271 Report a problem
        6/29/2026Listed for sale$699,000$254/sqft
        Source: Stellar MLS #O6415271 Report a problem
        6/19/2026Listing removed$699,000$254/sqft
        Source: Stellar MLS #O6415271 Report a problem
        6/16/2026Listed for sale$699,000+18.7%$254/sqft
        Source: Stellar MLS #O6415271 Report a problem
        6/16/2026Listing removed$589,000$214/sqft
        Source: Stellar MLS #O6408665 Report a problem
        6/2/2026Price change$589,000-1.7%$214/sqft
        Source: Stellar MLS #O6408665 Report a problem
        5/18/2026Listed for sale$599,000-4.2%$218/sqft
        Source: Stellar MLS #O6408665 Report a problem
        2/28/2024Sold$625,000$227/sqft
        Source: Stellar MLS #O6166988 Report a problem
        1/15/2024Pending sale$625,000$227/sqft
        Source: Stellar MLS #O6166988 Report a problem
        1/12/2024Listed for sale$625,000+1.6%$227/sqft
        Source: Stellar MLS #O6166988 Report a problem
        1/2/2024Listing removed$615,000$223/sqft
        Source: BHHS broker feed #S5091499 Report a problem
        11/28/2023Price change$615,000-5.4%$223/sqft
        Source: Stellar MLS #S5091499 Report a problem
        11/20/2023Price change$650,000-1.5%$236/sqft
        Source: Stellar MLS #S5091499 Report a problem
        10/16/2023Price change$660,000-5.7%$240/sqft
        Source: Stellar MLS #S5091499 Report a problem
        9/25/2023Price change$699,900-3.5%$254/sqft
        Source: Stellar MLS #S5091499 Report a problem
        9/15/2023Listed for sale$725,000+74.7%$263/sqft
        Source: Stellar MLS #S5091499 Report a problem
        10/2/2020Sold$415,000+3.8%$151/sqft
        Source: Public Record Report a problem
        8/12/2020Pending sale$399,900$145/sqft
        Source: COLDWELL BANKER REALTY #O5883829 Report a problem
        8/9/2020Listed for sale$399,900+8.1%$145/sqft
        Source: COLDWELL BANKER REALTY #O5883829 Report a problem
        11/8/2018Listing removed$2,400$1/sqft
        Source: Keller Williams Winter Park #O5736512 Report a problem
        10/11/2018Listed for rent$2,400$1/sqft
        Source: Owner Report a problem
        9/26/2018Listing removed$369,900$134/sqft
        Source: Keller Williams Winter Park #O5707060 Report a problem
        8/27/2018Listed for sale$369,900$134/sqft
        Source: Keller Williams Winter Park #O5707060 Report a problem
        5/30/2018Pending sale$369,900$134/sqft
        Source: Keller Williams Winter Park #O5707060 Report a problem
        4/6/2018Price change$369,900-2.6%$134/sqft
        Source: SPECTRUM PROPERTY GROUP LLC #O5567895 Report a problem
        3/10/2018Listed for sale$379,900+55.1%$138/sqft
        Source: SPECTRUM PROPERTY GROUP LLC #O5567895 Report a problem
        9/26/2017Sold$245,000-45.4%$89/sqft
        Source: Public Record Report a problem
        8/3/2005Sold$449,000+105%$163/sqft
        Source: Public Record Report a problem
        2/20/2002Sold$219,000+54.2%$80/sqft
        Source: Public Record Report a problem
        8/6/2001Sold$142,000$52/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,713 +30.3%$516,800 +0.2%
        2024$5,154 +2.1%$515,900 +9.4%
        2023$5,048 +3.9%$471,600 +16.1%
        2022$4,859 +0.6%$406,100 +19%
        2021$4,830 +9%$341,300 +27.1%
        2020$4,430 +1.6%$268,500 +3%
        2019$4,361 $260,700 +3%
        2018$4,361 +3.4%$253,200 +42.2%
        2017$4,219 +65%$178,012 +2.1%
        2016$2,558 +1.4%$174,351 +0.7%
        2015$2,521 +0.5%$173,140 +0.8%
        2014$2,509 $171,766 +1.5%
        2013-- $169,228 +1.7%
        2012-- $166,400 -3.8%
        2011-- $173,000 -5%
        2010-- $182,200 -27.7%
        2009-- $252,000 -25%
        2008-- $336,200 -3.2%
        2007-- $347,300 +7.6%
        2006-- $322,900 +100.4%
        2005-- $161,100 -11.8%
        2004-- $182,700
        2003-- $182,700 +9.6%
        2002$2,720 +25.8%$166,659 +7.8%
        2000$2,162 $154,660
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 34771

        Getting around

        2 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Narcoossee Elementary
        • Middle: Narcoossee Middle
        • High: Tohopekaliga High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Saint Cloud Topics

                Search
                Updates
                Favorites
                Plan
                Inbox