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For sale
  • $349,900

    81 TWIN LAKE CIR, UMATILLA, FL 32784

    3beds
    1,898sqft
    : 
    $2,347/mo
    Get pre-qualified
    Single Family Residence
    Built in 2007
    0.56 Acres Lot
    $339,400 Zestimate®
    $184/sqft
    $50/mo HOA

    What's special

    Beautifully maintainedSpacious floor planFlorida roomOversized lotFormal dining roomInside laundry roomMature landscaping
    Virtually Staged. Beautifully maintained and filled with pride of ownership, this 3-bedroom, 2-bath home is located in the gated 55+ community of Twin Lakes Estates and sits on over half an acre with mature landscaping, inviting outdoor spaces, and a peaceful setting. From the curb appeal to the thoughtfully cared-for interior, this property offers comfort, space, and a well-kept atmosphere in an established gated community. The spacious floor plan features a formal living room, formal dining room, breakfast area, inside laundry room, and a bright Florida room overlooking the backyard. Crown moulding accents the main living areas, adding a polished touch, while wood flooring in the primary bedroom and second bedroom brings warmth and character to the home. The primary suite offers a large walk-in closet and ensuite bathroom, creating a comfortable private retreat. Outdoor living is a highlight of this property, with a Florida room, 16x9 deck, gazebo, and mature landscaping that create multiple spaces to relax, entertain, garden, or simply enjoy the Florida lifestyle. The oversized lot offers room to enjoy the outdoors while still having the benefits of community amenities. Twin Lakes Estates offers gated entry, a community clubhouse with kitchenette, and a swimming pool, adding convenience and value for residents. Well maintained, nicely situated, and offering a flexible floor plan with desirable indoor and outdoor living spaces, this Twin Lakes Estates home is ready for its next owner.
    18 days
    |
    308
    |
    9
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Leslie Hanson Rotarius 352-267-7254,

    HANSON REAL ESTATE GROUP, INC. 352-383-3772

    Source: Stellar MLS,MLS#: G5114906MLS LogoOriginating MLS: Lake and Sumter

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Breakfast Room Separate, Florida Room, Utility Room
      Primary bedroom
      • Description: Room6
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 210 Square Feet
      • Dimensions: 14x15
      Bedroom 2
      • Description: Room8
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Bedroom 3
      • Description: Room9
      • Features: No Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Primary bathroom
      • Description: Room7
      • Features: Shower No Tub, Single Vanity, Linen Closet
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 6x15
      Dinette
      • Description: Room2
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 10x9
      Dining room
      • Description: Room4
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Florida room
      • Description: Room10
      • Level: First
      • Area: 135 Square Feet
      • Dimensions: 15x9
      Foyer
      • Description: Room1
      • Level: First
      • Area: 30 Square Feet
      • Dimensions: 5x6
      Kitchen
      • Description: Room3
      • Features: Pantry
      • Level: First
      • Area: 150 Square Feet
      • Dimensions: 15x10
      Laundry
      • Description: Room11
      • Level: First
      • Area: 70 Square Feet
      • Dimensions: 7x10
      Living room
      • Description: Room5
      • Level: First
      • Area: 272 Square Feet
      • Dimensions: 17x16
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Hardwood
      • Doors: French Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 2,562
      • Total interior livable area: 1,898 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 21x24
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Enclosed, Rear Porch
      • Exterior features: Irrigation System, Rain Gutters
      • Fencing: Fenced,Vinyl,Wood
      • On waterfront: Yes
      • Waterfront features: Waterfront
      Lot
      • Size: 0.56 Acres
      • Features: City Lot, Landscaped, Oversized Lot
      • Residential vegetation: Mature Landscaping
      Details
      • Additional structures: Gazebo
      • Parcel number: 011826200100007800
      • Zoning: R-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Features: Waterfront, Clubhouse, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Pool
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: TWIN LAKES ESTATES
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fence Restrictions, Gated, Pool
      • HOA fee: $50 monthly
      • HOA name: Twin Lakes Estates Homeowners Association
      Location
      • Region: Umatilla

      Financial & listing details

      • Price per square foot: $184/sqft
      • Tax assessed value: $316,017
      • Annual tax amount: $2,310
      • Date on market: 7/12/2026
      • Cumulative days on market: 216 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $339,400

        $322,000 - $356,000

        $1,944/mo

        Price history

        DateEventPrice
        7/12/2026Listed for sale$349,900-5.2%$184/sqft
        Source: Stellar MLS #G5114906 Report a problem
        7/6/2026Listing removed$369,000$194/sqft
        Source: BHHS broker feed #G5105552 Report a problem
        5/6/2026Price change$369,000-2.9%$194/sqft
        Source: Stellar MLS #G5105552 Report a problem
        3/10/2026Price change$380,000-4.8%$200/sqft
        Source: Stellar MLS #G5105552 Report a problem
        12/19/2025Listed for sale$399,000+1040%$210/sqft
        Source: Stellar MLS #G5105552 Report a problem
        8/4/2005Sold$35,000$18/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,406 +8%$153,020 +2.9%
        2024$2,228 +4.6%$148,710 +3%
        2023$2,129 +24%$144,380 +19.6%
        2022$1,717 +5.2%$120,760 +3%
        2021$1,632 -2.2%$117,243 +1.4%
        2020$1,669 +1.8%$115,625 +2.3%
        2019$1,639 +4.8%$113,026 +1.9%
        2018$1,564 $110,919 +2.1%
        2017$1,564 +13%$108,638 +2.1%
        2016$1,384 +1.8%$106,404 +0.7%
        2015$1,360 -1.6%$105,665 +0.8%
        2014$1,383 +2%$104,827 +1.5%
        2013$1,357 -0.8%$103,278 +0%
        2012$1,368 +7.6%$103,262 +3%
        2011$1,271 +4.6%$100,255 +1.5%
        2010$1,216 +6.4%$98,774 +2.7%
        2009$1,142 +0.3%$96,178 +0.1%
        2008$1,139 +85.3%$96,082 +220.3%
        2007$615 -4%$30,000 +3.5%
        2006$640 +28.4%$28,990 +30%
        2005$498 +15.2%$22,300
        2004$433 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32784

        Getting around

        7 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Umatilla Elem
        • Middle: Umatilla Middle
        • High: Umatilla High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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