Skip main navigation
For sale
  • Price cut: $16K (9/14)
    $499,000

    8820 Kelso Ln, Chattanooga, TN 37421

    5beds
    3,659sqft
    : 
    $3,313/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    0.88 Acres Lot
    $-- Zestimate®
    $136/sqft
    $-- HOA

    What's special

    Private officeTwo fireplacesFully fenced backyardCircular drivewaySpa-like bathSpacious homeLarge walk-in closet
    SPACE. PRIVACY. FLEXIBILITY. AND A PRICE THAT MAKES YOU LOOK TWICE. What can $499,000 get you in East Brainerd? How about 3,659 square feet, 5 bedrooms, 4 full baths, a media room, office, two fireplaces and nearly an acre of wooded privacy--all minutes from Hamilton Place and everyday conveniences. Tucked away at the top of a hill, this spacious home gives you the peaceful feeling of being away from it all without giving up convenience. The flexible floor plan includes a main-level bedroom and full bath, private office, multiple living spaces, formal dining, and an upstairs layout designed for families who need room for everyone. The spacious primary suite features its own sitting room, fireplace, large walk-in closet and spa-like bath, while additional bedrooms offer both Jack-and-Jill and private bath arrangements. Outside, enjoy a fully fenced backyard surrounded by mature trees, plus a circular driveway and additional driveway leading to the two-car main-level garage. BONUS FOR BUYERS: Seller is offering $8,000 with a full-price offer toward buyer closing costs, a rate buydown or carpet allowance, subject to terms. If you've been waiting for a home with more space, more privacy and more flexibility--without leaving East Brainerd--this one deserves a closer look. (Some photos have been virtually staged to show potential of this home)
    38 days
    5,467
    567

    Zillow last checked:

    Listing updated:

    Listed by:

    Kathryn L Hill 423-800-3800,

    Better Homes and Gardens Real Estate Signature Brokers 423-362-4444

    Source: Greater Chattanooga Realtors,MLS#: 1541713

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bathroom
      • Description: Full Bathroom
      • Level: First
      Bathroom
      • Description: Shared
      • Level: Second
      Bathroom
      • Description: Full Bathroom- private
      • Level: Second
      Bathroom
      • Description: Full Bathroom-Primary
      • Level: Second
      Dining room
      • Level: First
      Laundry
      • Level: Second
      Living room
      • Level: First
      Media room
      • Level: Second
      Office
      • Description: Office/Library
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric, Multi Units, ENERGY STAR Qualified Equipment
      Appliances
      • Included: Disposal, Dishwasher, Exhaust Fan, Electric Oven, Free-Standing Electric Range, Free-Standing Range, Microwave, Refrigerator, Range Hood, Vented Exhaust Fan
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
      Features
      • Ceiling Fan(s), Crown Molding, Double Vanity, Pantry, Recessed Lighting, Storage, Walk-In Closet(s), Separate Shower, Tub/shower Combo, Sitting Area, Breakfast Nook, Separate Dining Room, Split Bedrooms, Whirlpool Tub, Connected Shared Bathroom
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Blinds, Bay Window(s), Vinyl Frames
      • Basement: None
      • Number of fireplaces: 2
      • Fireplace features: Gas Log, Living Room, Propane, Primary Bedroom, Ventless
      Interior area
      • Total structure area: 3,659
      • Total interior livable area: 3,659 sqft
      • Finished area above ground: 3,659
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Circular Driveway, Concrete, Driveway, Garage, Garage Door Opener, Off Street, Garage Faces Side, Kitchen Level
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch - Screened, Porch - Covered
      • Exterior features: Private Yard, Rain Gutters
      • Pool features: None
      • Spa features: None
      • Fencing: Back Yard,Chain Link,Fenced,Full,Perimeter,Aluminum
      Lot
      • Size: 0.88 Acres
      • Dimensions: 159 x 230 x 177
      • Features: Back Yard, Front Yard, Gentle Sloping, Irregular Lot, Landscaped, Many Trees, Private, Secluded, Sloped, Wooded
      Details
      • Additional structures: Garage(s)
      • Parcel number: 171c E 010.02
      • Special conditions: Standard
      • Other equipment: Fuel Tank(s)

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Brick/Mortar, Concrete Perimeter, Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Not Available, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: None
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $136/sqft
      • Tax assessed value: $611,600
      • Annual tax amount: $2,326
      • Date on market: 8/28/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,567/mo

        Price history

        DateEventPrice
        9/14/2026Price change$499,000-3.1%$136/sqft
        Source: Greater Chattanooga Realtors #1541713 Report a problem
        8/28/2026Listed for sale$515,000+90.7%$141/sqft
        Source: Greater Chattanooga Realtors #1541713 Report a problem
        12/1/2016Sold$270,000+1%$74/sqft
        Source: Greater Chattanooga Realtors #1256142 Report a problem
        3/21/2016Sold$267,279-8.6%$73/sqft
        Source: Public Record Report a problem
        8/4/2015Sold$292,500-4.1%$80/sqft
        Source: Public Record Report a problem
        4/11/2015Price change$304,900-2.9%$83/sqft
        Source: RE/MAX Real Estate Center #1222329 Report a problem
        3/20/2015Price change$313,900-1.9%$86/sqft
        Source: RE/MAX Real Estate Center #1222329 Report a problem
        2/3/2015Listed for sale$320,000+17.6%$87/sqft
        Source: RE/MAX Real Estate Center #1222329 Report a problem
        2/24/2014Sold$272,000-1.1%$74/sqft
        Source: Public Record Report a problem
        10/11/2013Listed for sale$274,900$75/sqft
        Source: RE/MAX Properties #1201930 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,327 +18.3%$152,900 +74.8%
        2024$1,966 $87,475
        2023$1,966 $87,475
        2022$1,966 +0.5%$87,475
        2021$1,957 +16.9%$87,475 +44.5%
        2020$1,674 $60,525
        2019$1,674 $60,525
        2018$1,674 -0.5%$60,525
        2017$1,683 +2%$60,525
        2016$1,649 --
        2015$1,649 $59,325
        2014$1,649 -10.7%--
        2013$1,848 $59,325 -11.2%
        2012$1,848 $66,825
        2011$1,848 -17.4%$66,825 -17.4%
        2010$2,238 $80,950
        2009$2,238 $80,950 +14%
        2008-- $71,000
        2007-- $71,000
        2006-- $71,000
        2005-- $71,000 +15.6%
        2004-- $61,425
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: East Brainerd

        Getting around

        35 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Westview Elementary
        • Middle: East Hamilton
        • High: East Hamilton

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts