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For sale
  • $1,965,000

    902 Oakwood Dr, Largo, FL 33770

    4beds
    2,266sqft
    : 
    $12,821/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    8,995 Square Feet Lot
    $1,863,900 Zestimate®
    $867/sqft
    $35/mo HOA

    What's special

    Private dockSun-drenched lanaiWhite granite countertopsSparkling poolNatural gas rangeConvenient interior laundry closetClassic plantation shutters
    Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you’re on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been — or will be — elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don’t miss your opportunity — this is the one they said didn’t exist anymore. This residence has passed all required Pinellas County inspections — including electrical, plumbing, and roofing — with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs — one of Pinellas County’s most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf — this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you’re arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range — made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun — a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes — no marina fees, just your boat on your schedule and the waterway at your doorstep — with quick access to the open Gulf beyond. When you’d rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver — and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs — the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand — with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style — don’t miss out on this timeless opportunity to call it your own.
    24 days
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    510
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    15
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    Zillow last checked:

    Listing updated:

    Listed by:

    Barbara Brockwell 727-424-4852,

    CHARLES RUTENBERG REALTY INC 727-538-9200

    Source: Stellar MLS,MLS#: TB8524079MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: En Suite Bathroom, Built-in Closet
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer
      • Laundry: Laundry Closet
      Features
      • Ceiling Fan(s), Thermostat
      • Flooring: Vinyl
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,802
      • Total interior livable area: 2,266 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Lighting
      • Has private pool: Yes
      • Pool features: In Ground
      • Has view: Yes
      • View description: Water, Intracoastal Waterway
      • Has water view: Yes
      • Water view: Water,Intracoastal Waterway
      • Waterfront features: Intracoastal Waterway, Intracoastal Waterway Access, Lift, Seawall
      Lot
      • Size: 8,995 Square Feet
      • Dimensions: 70 x 96
      Details
      • Parcel number: 063015358020000760
      • Zoning: R-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Park
      • Pet fee: $0 monthly
      • Subdivision: HARBOR BLUFFS SEC 4
      HOA
      • Has HOA: Yes
      • Services included: Trash
      • HOA fee: $35 monthly
      • HOA name: Professional Condo Concepts
      • HOA phone: 727-584-6695
      Location
      • Region: Largo

      Financial & listing details

      • Price per square foot: $867/sqft
      • Tax assessed value: $1,307,712
      • Annual tax amount: $12,554
      • Date on market: 7/1/2026
      • Cumulative days on market: 25 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $1,863,900

        $1.77M - $1.96M

        $6,013/mo

        Price history

        DateEventPrice
        7/1/2026Listed for sale$1,965,000+233.1%$867/sqft
        Source: Stellar MLS #TB8524079 Report a problem
        2/14/2012Sold$590,000-1.7%$260/sqft
        Source: Stellar MLS #U7533397 Report a problem
        10/5/2011Listed for sale$599,900$265/sqft
        Source: Dunedin Realty LLC #U7526815 Report a problem
        6/9/2011Listing removed$599,900+7.1%$265/sqft
        Source: Dunedin Realty LLC #U7506454 Report a problem
        9/3/2010Sold$560,000-6.7%$247/sqft
        Source: Public Record Report a problem
        5/8/2010Price change$599,900-11.1%$265/sqft
        Source: MW Group LLC #7456694 Report a problem
        4/22/2010Price change$675,000-12.9%$298/sqft
        Source: MW Group LLC #7456694 Report a problem
        3/28/2010Listed for sale$775,000+53.5%$342/sqft
        Source: The MW Group Report a problem
        11/25/2009Sold$505,000-15.7%$223/sqft
        Source: Public Record Report a problem
        9/1/2009Listed for sale$599,000$264/sqft
        Source: Homes & Estates Sothebys International Realty #7411906 Report a problem
        7/19/2009Listing removed$599,000$264/sqft
        Source: Sotheby's International Realty #7411906 Report a problem
        5/22/2009Listed for sale$599,000-0.2%$264/sqft
        Source: Sotheby's International Realty #7411906 Report a problem
        4/5/2004Sold$600,000$265/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,234 +1.3%$519,162 +3%
        2023$8,125 +2.2%$504,041 +3%
        2022$7,948 -1.9%$489,360 +3%
        2021$8,103 -0.7%$475,107 +1.4%
        2020$8,164 +1.6%$468,547 +2.3%
        2019$8,039 $458,013 +1.9%
        2018$8,039 +0.6%$449,473 +2.1%
        2017$7,987 +2.9%$440,228 +3.5%
        2016$7,762 -1.5%$425,224 +0.7%
        2015$7,882 +0.5%$422,268 +0.8%
        2014$7,846 +0.5%$418,917 +1.5%
        2013$7,811 +10.6%$412,726 +20.3%
        2012$7,062 $343,044 -16.6%
        2011-- $411,364 +6.7%
        2010-- $385,668 -12.9%
        2009-- $442,547 -23.8%
        2008$11,044 $580,800 -21.3%
        2007-- $738,300 +40.9%
        2005-- $523,900 +17.6%
        2004$4,535 -4.1%$445,600 +16.8%
        2003$4,728 +10.3%$381,600 +11.2%
        2002$4,285 $343,100 +20.4%
        2001$4,285 +4.1%$284,900 +15.2%
        2000$4,117 $247,300
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33770

        Getting around

        1 / 100
        Car-Dependent
        20 / 100
        Minimal Transit
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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