This well-maintained duplex with new roof in Rio Vista presents an exceptional investment opportunity, featuring two spacious units, each offering 2 bedrooms and 1.5 baths. Ideally situated just moments from the heart of historic downtown St. Michaels, residents enjoy easy access to charming shops, dining, and waterfront attractions—all while benefiting from no town taxes. With both units currently 100% leased, this property provides immediate, reliable income, making it a smart addition to any investment portfolio.
For sale
$459,900
104 Madison Ave, Saint Michaels, MD 21663
4beds
2,420sqft
Single Family Residence
Built in 1986
0.35 Acres Lot
$442,200 Zestimate®
$190/sqft
$8/mo HOA
What's special
Two spacious unitsNew roof
- 93 days
- 310
- 11
Zillow last checked:
Listing updated:
Listed by:
Chuck Mangold JR. 410-924-8832,
Benson & Mangold, LLC 4108226665
Source: Bright MLS,MLS#: MDTA2014616
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 4
- Main level bedrooms: 4
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Electric Water Heater
- Laundry: Main Level
Features
- Combination Dining/Living, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Galley
- Windows: Skylight(s)
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,420
- Total interior livable area: 2,420 sqft
- Finished area above ground: 2,420
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Off Street
Accessibility
- Accessibility features: Accessible Entrance
Features
- Levels: One
- Stories: 1
- Pool features: None
- Waterfront features: River
- Body of water: Miles River
Lot
- Size: 0.35 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2102105713
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Vinyl Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Rio Vista
HOA
- Has HOA: Yes
- Amenities included: Boat Dock/Slip, Picnic Area, Water/Lake Privileges
- HOA fee: $8 monthly
- HOA name: RIO VISTA
Location
- Region: Saint Michaels
Financial & listing details
- Price per square foot: $190/sqft
- Tax assessed value: $334,033
- Annual tax amount: $3,033
- Date on market: 7/23/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$442,200
$420,000 - $464,000
$2,892/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/23/2026 | Listed for sale | $459,900$190/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 21663
Nearby schools
Schools provided by the listing agent
- District: Talbot County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





