No HOA. No Metro. Pride of ownership shines throughout this beautifully maintained home, ideally situated on a generous 0.23-acre corner lot. The classic floor plan offers two spacious living areas, with one on the main level and another on the lower level, providing flexibility for everyday living, entertaining, or a home office. Meticulous care and tasteful updates are evident throughout the home.The heated garage, complete with a workbench, is perfect for hobbies, projects, or year-round use. Outside, the expansive backyard offers endless possibilities to relax, entertain, garden, or play. Two access gates and a large storage shed add convenience and functionality. Located in a well-established neighborhood with easy access to shopping, dining, parks, schools, and commuter routes, this inviting home offers the perfect blend of comfort, space, and everyday convenience.
For sale
Price cut: $5.1K (8/12)
$469,900
1040 White Elm Dr, Loveland, CO 80538
4beds
1,473sqft
Single Family Residence
Built in 1981
9,843 Square Feet Lot
$468,100 Zestimate®
$319/sqft
$-- HOA
What's special
Two access gatesExpansive backyardLarge storage shedHeated garage
- 71 days
- 383
- 36
Zillow last checked:
Listing updated:
Listed by:
Brooke Balbuena 585-727-8983,
RE/MAX Alliance-Loveland
Source: IRES as distributed by MLS GRID,MLS#: 1062118
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Primary bedroom
- Description: Carpet
- Features: Full Primary Bath
- Level: Upper
- Area: 130 Square Feet
- Dimensions: 10 x 13
Bedroom 2
- Description: Carpet
- Level: Upper
- Area: 108 Square Feet
- Dimensions: 12 x 9
Bedroom 3
- Description: Carpet
- Level: Upper
- Area: 99 Square Feet
- Dimensions: 11 x 9
Bedroom 4
- Description: Carpet
- Level: Lower
- Area: 99 Square Feet
- Dimensions: 11 x 9
Dining room
- Description: Luxury Vinyl
- Level: Main
- Area: 64 Square Feet
- Dimensions: 8 x 8
Family room
- Description: Laminate
- Level: Lower
- Area: 209 Square Feet
- Dimensions: 11 x 19
Kitchen
- Description: Luxury Vinyl
- Level: Main
- Area: 80 Square Feet
- Dimensions: 8 x 10
Living room
- Description: Luxury Vinyl
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15 x 14
Heating
- Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
- Laundry: Washer/Dryer Hookup
Features
- Eat-in Kitchen, Open Floorplan
- Basement: Crawl Space,Daylight
- Has fireplace: Yes
- Fireplace features: Family Room, Masonry
Interior area
- Total structure area: 1,473
- Total interior livable area: 1,473 sqft
- Finished area above ground: 1,473
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Heated Garage
- Attached garage spaces: 2
- Details: Attached
Accessibility
- Accessibility features: Accessible Approach with Ramp, Level Lot, Level Drive, Low Carpet
Features
- Levels: Tri-Level
- Patio & porch: Patio
- Fencing: Fenced,Wood
Lot
- Size: 9,843 Square Feet
- Features: Corner Lot, Deciduous Trees, Level, Paved, Curbs, Gutters, Sidewalks, Street Light, Fire Hydrant within 500 Feet
Details
- Additional structures: Storage
- Parcel number: R0767301
- Zoning: R1
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Frame, Brick
- Roof: Composition
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Electric: City of Loveland
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available
Green energy
- Energy efficient items: Windows
Community & HOA
Community
- Security: Fire Alarm
- Subdivision: Orchard Estates Add
HOA
- Has HOA: No
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $319/sqft
- Tax assessed value: $418,900
- Annual tax amount: $2,239
- Date on market: 6/18/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Seller's personal property, staging items.
Estimated market value
$468,100
$445,000 - $492,000
$2,423/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2026 | Price change | $469,900-1.1%$319/sqft |
Source:  IRES as distributed by MLS GRID #1062118 Report a problem | ||
| 7/14/2026 | Price change | $475,000-1%$322/sqft |
Source: IRES as distributed by MLS GRID #1062118 Report a problem | ||
| 6/18/2026 | Listed for sale | $480,000+166.8%$326/sqft |
Source: IRES as distributed by MLS GRID #1062118 Report a problem | ||
| 10/1/2002 | Sold | $179,900$122/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,239 +9% | $26,182 -11% |
| 2024 | $2,054 +12.9% | $29,426 -1% |
| 2023 | $1,820 -2.7% | $29,712 +29.9% |
| 2022 | $1,870 +10.4% | $22,873 -2.8% |
| 2021 | $1,694 +1.7% | $23,531 +10.4% |
| 2020 | $1,666 +18.6% | $21,308 -0.7% |
| 2019 | $1,404 | $21,456 +25.7% |
| 2018 | $1,404 | $17,064 |
| 2017 | $1,404 +16.1% | $17,064 +14% |
| 2016 | $1,209 +11.1% | $14,965 +0% |
| 2015 | $1,089 +26% | $14,960 +30.2% |
| 2014 | $864 | $11,490 |
| 2013 | -- | $11,490 -5.7% |
| 2012 | -- | $12,180 |
| 2011 | -- | $12,180 -3.1% |
| 2010 | -- | $12,570 |
| 2009 | -- | $12,570 -7.5% |
| 2008 | -- | $13,590 |
| 2007 | -- | $13,590 +5.1% |
| 2006 | -- | $12,930 |
| 2005 | -- | $12,930 -8% |
| 2004 | -- | $14,060 +6% |
| 2002 | -- | $13,260 |
| 2001 | -- | $13,260 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 80538
Nearby schools
Schools provided by the listing agent
- Elementary: Peakview Academy at Conrad Ball
- Middle: Peakview Academy at Conrad Ball
- High: Mountain View
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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