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Under contract
    • Price cut: $50K (7/3)
    $625,000

    1095 Timber Mill Ln, Fredericksburg, VA 22406

    4beds
    3,192sqft
    : 
    $3,896/mo
    Get pre-qualified
    Single Family Residence
    Built in 2015
    3.17 Acres Lot
    $622,800 Zestimate®
    $196/sqft
    $20/mo HOA

    What's special

    Large rec roomAmple cabinetry
    PRICE IMPROVEMENT***ASSUMABLE VA LOAN AT 2.5% ***48 SOLAR PANELS CONVEY ELECTRIC BILL IS MINIMAL*** MOTIVATED SELLERS Experience the charm of country living while enjoying close proximity to modern-day conveniences in this beautifully maintained 4-bedroom, 3 bath home. Designed for both comfort and functionality, the open floor plan seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious kitchen features abundant counter space, ample cabinetry, and a large island ideal for gathering. A stunning stone gas fireplace anchors the living area, creating a warm and inviting focal point. Retreat to the generous primary suite featuring two walk-in closets and plenty of space to unwind. Endless possibilities await in the finished lower level, featuring stylish wood-like tile flooring and thoughtful lay-out.This level includes a private bedroom and full bathroom—ideal for guests or multigenerational living—along with a dedicated hobby room perfect for crafts, fitness, or a home office, and large rec room.Situated on a spacious lot, the fenced backyard offers room to relax, play, or entertain outdoors.Thoughtful upgrades enhance both efficiency and peace of mind, including solar panels to help reduce energy costs, gutter guards for low-maintenance living and added home protection, and a brand new hot water heater. Enjoy the best of both worlds—peaceful country living with shopping, dining, medical offices, and commuter routes just a short drive away.
    73 days
    |
    1,206
    |
    57
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brooke Gaffney 540-273-5872,

    Coldwell Banker Elite 5403730100

    Source: Bright MLS,MLS#: VAST2048580MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 1756
      Heating
      • Heat Pump, Active Solar, Solar, Electric
      Cooling
      • Central Air, Electric, Solar Photovoltaic
      Appliances
      • Included: Microwave, Cooktop, Dishwasher, Disposal, Oven, Refrigerator, Water Heater, Water Treat System, Electric Water Heater
      • Laundry: Main Level
      Features
      • Air Filter System, Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Open Floorplan, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bath(s), Sound System, Store/Office, Upgraded Countertops, Walk-In Closet(s), Bar, 9'+ Ceilings
      • Flooring: Carpet, Ceramic Tile, Engineered Wood, Wood
      • Windows: Window Treatments
      • Basement: Full,Interior Entry,Exterior Entry,Walk-Out Access,Windows
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane, Mantel(s), Stone
      Interior area
      • Total structure area: 3,792
      • Total interior livable area: 3,192 sqft
      • Finished area above ground: 2,036
      • Finished area below ground: 1,156

      Property

      Parking
      • Total spaces: 8
      • Parking features: Garage Faces Front, Inside Entrance, Asphalt, Attached, Driveway, On Street
      • Attached garage spaces: 2
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      • Fencing: Wood
      Lot
      • Size: 3.17 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 34L 3C 94
      • Zoning: A1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 2015
      Details
      • Builder model: Chesapeake
      • Builder name: Atlantic

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Stafford Estates
      HOA
      • Has HOA: Yes
      • Amenities included: Common Grounds
      • Services included: Common Area Maintenance
      • HOA fee: $20 monthly
      • HOA name: STAFFORD ESTATES
      Location
      • Region: Fredericksburg

      Financial & listing details

      • Price per square foot: $196/sqft
      • Tax assessed value: $606,000
      • Annual tax amount: $5,676
      • Date on market: 5/12/2026
      • Listing agreement: Exclusive Agency
      • Listing terms: Cash,Conventional,FHA,VA Loan,Other
      • Ownership: Fee Simple

        Estimated market value

        $622,800

        $592,000 - $654,000

        $3,506/mo

        Price history

        DateEventPrice
        7/10/2026Contingent$625,000$196/sqft
        Source: Bright MLS #VAST2048580 Report a problem
        7/3/2026Price change$625,000-7.4%$196/sqft
        Source: Bright MLS #VAST2048580 Report a problem
        6/23/2026Price change$675,000-6.9%$211/sqft
        Source: Bright MLS #VAST2048580 Report a problem
        6/4/2026Price change$725,000-5.2%$227/sqft
        Source: Bright MLS #VAST2048580 Report a problem
        6/1/2026Price change$765,000-3.8%$240/sqft
        Source: Bright MLS #VAST2048580 Report a problem
        5/12/2026Listed for sale$795,000+76.7%$249/sqft
        Source: Bright MLS #VAST2048580 Report a problem
        7/28/2015Sold$449,816$141/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,597 +3.4%$606,000
        2024$5,415 +14.2%$606,000 +14.7%
        2023$4,742 +5.6%$528,400
        2022$4,491 +0.5%$528,400 +14.7%
        2021$4,470 $460,800
        2020$4,470 +3%$460,800 +7.3%
        2019$4,339 +2%$429,600
        2018$4,253 $429,600 +12.6%
        2017$4,253 +12.6%$381,400
        2016$3,776 $381,400 +4.9%
        2015-- $363,500 +263.5%
        2014-- $100,000 +5.3%
        2013-- $95,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22406

        Getting around

        0 / 100
        Car-Dependent
        15 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hartwood
        • Middle: Gayle
        • District: Stafford County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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