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For sale
    • Price cut: $8K (8/6)
    $292,000

    1120 TOBIE ST, LAKE WALES, FL 33853

    4beds
    1,992sqft
    : 
    $1,963/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    8,276 Square Feet Lot
    $288,900 Zestimate®
    $147/sqft
    $50/mo HOA

    What's special

    Granite countertopsOpen floor planAbundant cabinet and workspaceInside laundry roomStainless steel appliances
    Move-In Ready Home in Whispering Ridge with ***ASSUMABLE 2.25% FINANCING TO QUALIFIED BUYERS WHO PLANS TO RESIDE IN THE HOME AS THEIR PRIMARY RESUDENCE*** Seller's current PITI (principal, interest, taxes & insurance) monthly payment is $1265! Seller may consider assisting with closing costs. Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Whispering Ridge subdivision. The open floor plan offers comfortable living and is complemented by new luxury vinyl flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring a center island with breakfast bar, granite countertops, stainless steel appliances, and abundant cabinet and workspace. An inside laundry room adds convenience and functionality. Step outside to enjoy the screened back porch with ceiling fan overlooking the privacy of the white vinyl fenced backyard—perfect for relaxing or entertaining family and friends. Best of all, this home offers assumable VA financing at an attractive 2.25% interest rate, providing a rare opportunity for buyers to buy more home for less money. Conveniently located near Hwy 60 and US Hwy 27 in Lake Wales, you'll enjoy easy access to shopping, dining, and commuting. Be sure to explore the attached 3-D Interactive Tour for a complete virtual walkthrough of this ready-to-move-in home.
    38 days
    |
    204
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cheryl Bossarte 863-206-8686,

    POLK REAL ESTATE LLC 863-679-1710

    Source: Stellar MLS,MLS#: P4939171MLS LogoOriginating MLS: East Polk

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Description: Room4
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 182.86 Square Feet
      • Dimensions: 12.11x15.1
      Bedroom 2
      • Description: Room6
      • Features: Ceiling Fan(s), Jack & Jill Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 128.37 Square Feet
      • Dimensions: 12.11x10.6
      Bedroom 3
      • Description: Room8
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 102.11 Square Feet
      • Dimensions: 10.1x10.11
      Bedroom 4
      • Description: Room2
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 134.07 Square Feet
      • Dimensions: 12.3x10.9
      Primary bathroom
      • Description: Room5
      • Features: Exhaust Fan, Shower No Tub, Tall Countertops
      • Level: First
      • Area: 79.98 Square Feet
      • Dimensions: 9.3x8.6
      Bathroom 2
      • Description: Room7
      • Features: Exhaust Fan, Tub With Shower
      • Level: First
      • Area: 64.41 Square Feet
      • Dimensions: 5.7x11.3
      Balcony porch lanai
      • Level: First
      • Area: 175.5 Square Feet
      • Dimensions: 22.5x7.8
      Kitchen
      • Description: Room3
      • Features: Granite Counters, Kitchen Island, Single Vanity, Pantry
      • Level: First
      • Area: 151.25 Square Feet
      • Dimensions: 12.5x12.1
      Laundry
      • Description: Room9
      • Level: First
      • Area: 40.12 Square Feet
      • Dimensions: 6.8x5.9
      Living room
      • Description: Room1
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 325.92 Square Feet
      • Dimensions: 16.8x19.4
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Luxury Vinyl
      • Windows: Window Treatments
      • Has fireplace: No
      • Common walls with other units/homes: Corner Unit
      Interior area
      • Total structure area: 2,660
      • Total interior livable area: 1,992 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Ground Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 20x20
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Rear Porch, Screened
      • Exterior features: Lighting, Private Yard, Sidewalk
      • Fencing: Vinyl
      Lot
      • Size: 8,276 Square Feet
      • Features: Cleared, Corner Lot, City Lot, Landscaped, Level, Sidewalk
      • Residential vegetation: Mature Landscaping, Oak Trees
      Details
      • Parcel number: 273012926501001120
      • Zoning: RES
      • Special conditions: Probate Listing

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sprinkler Recycled, Water Connected

      Community & HOA

      Community
      • Features: Community Mailbox, Deed Restrictions, Irrigation-Reclaimed Water, Playground, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: WHISPERING RIDGE HOMEOWNERS ASSOCIATION
      HOA
      • Has HOA: Yes
      • Services included: Common Area Taxes, Reserve Fund
      • HOA fee: $50 monthly
      • HOA name: Whispering Ridge HOA/Joyce Martel
      • HOA phone: 863-940-2863
      Location
      • Region: Lake Wales

      Financial & listing details

      • Price per square foot: $147/sqft
      • Tax assessed value: $256,572
      • Annual tax amount: $3,161
      • Date on market: 7/4/2026
      • Cumulative days on market: 34 days
      • Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $288,900

        $274,000 - $303,000

        $2,184/mo

        Price history

        DateEventPrice
        8/6/2026Price change$292,000-2.7%$147/sqft
        Source: Stellar MLS #P4939171 Report a problem
        7/4/2026Listed for sale$300,000+43.5%$151/sqft
        Source: Stellar MLS #P4939171 Report a problem
        8/6/2019Sold$208,990-0.7%$105/sqft
        Source: Public Record Report a problem
        6/8/2019Price change$210,490$106/sqft
        Source: Starlight Report a problem
        4/3/2018Listed for sale--
        Source: Starlight Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,161 +8.7%$210,797 +2.9%
        2024$2,909 +2.7%$204,856 +3%
        2023$2,832 +3.9%$198,889 +3%
        2022$2,725 -1%$193,096 +3%
        2021$2,752 -23.4%$187,472 +3.8%
        2020$3,595 +765.7%$180,675 +790%
        2019$415 $20,300 +3.6%
        2018$415 +2.1%$19,600
        2017$407 +56.2%$19,600 +125%
        2016$260 +47.7%$8,712 +10%
        2015$176 +11.8%$7,920 +10%
        2014$158 -6.4%$7,200
        2013$168 -15.6%$7,200 -14.3%
        2012$200 -5.4%$8,400 -8.7%
        2011$211 -2.6%$9,200 -4.2%
        2010$217 -43.8%$9,600 -39.4%
        2009$385 -36.3%$15,840 -41.3%
        2008$605 $27,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 33853

        Getting around

        24 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Spook Hill Elem
        • Middle: McLaughlin Academy Of Excellence

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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