Discover the perfect blend of privacy, comfort, and investment potential with this beautifully maintained one-story home with a full basement set on 10 spectacular acres in Otsego. Whether you envision horses grazing in your pasture, wildlife at your doorstep, or shopping just minutes away, this property delivers it all. Property highlights include 3 main level bedrooms and 3 bathrooms—including a primary suite with a walk-in closet and private bath—this property offers both the amenities you need and lots of space. Enjoy a full basement with a private entrance, which is great for guests and hobbies with plenty of office and recreational space-- a 45’x30’ pole shed which provides ample room for equipment, vehicles, and workshop space, including a 4x8 dog kennel and a 12-foot-high side door (perfect for RV storage.) The home has quality steel siding, and 50-year shingles for lasting durability. The nicely wooded setting, 7 acres of pasture for your horses, and abundant wildlife create a serene country feel, while the three-season sun room and patio are perfect for relaxing and entertaining. Being located just minutes from shopping in Elk River, Monticello, and Albertville outlet shops, this property offers incredible convenience and superb investment potential with its prime location within the city limits of Otsego. A rare chance to own acreage where privacy, location, nature and opportunity come together. Don’t miss your chance—properties like this are hard to find!
Active
$779,000
12369 95th St NE, Otsego, MN 55330
3beds
3,345sqft
:
Get pre-qualified$4,854/mo
Single Family
Built in 1987
10 Acres Lot
$765,600 Zestimate®
$233/sqft
$-- HOA
What's special
Beautifully maintained one-story homeQuality steel sidingThree-season sun roomNicely wooded setting
- 7 days |
- 724 |
- 21 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Lance A Lindstrom 763-234-7629,
Life and Liberty Real Estate
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7107292
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Bedroom
- Level: Main
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 2
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Bedroom 3
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Primary bathroom
- Level: Main
- Area: 72 Square Feet
- Dimensions: 9x8
Bathroom
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Dining room
- Level: Main
- Area: 140 Square Feet
- Dimensions: 14x10
Flex room
- Level: Basement
- Area: 378 Square Feet
- Dimensions: 27x14
Foyer
- Level: Main
- Area: 30 Square Feet
- Dimensions: 6x5
Garage
- Level: Main
- Area: 576 Square Feet
- Dimensions: 24x24
Great room
- Level: Lower
- Area: 476 Square Feet
- Dimensions: 34x14
Other
- Level: Lower
- Area: 45 Square Feet
- Dimensions: 9x5
Kitchen
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14x12
Laundry
- Level: Main
- Area: 48 Square Feet
- Dimensions: 8x6
Living room
- Level: Main
- Area: 196 Square Feet
- Dimensions: 14x14
Living room
- Level: Main
- Area: 224 Square Feet
- Dimensions: 16x14
Patio
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15x14
Porch
- Level: Main
- Area: 105 Square Feet
- Dimensions: 21x5
Other
- Level: Main
- Area: 170 Square Feet
- Dimensions: 17x10
Heating
- Dual Fuel/Off Peak, Forced Air
Cooling
- Attic Fan, Central Air
Appliances
- Included: Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- Laundry: Gas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
Features
- Basement: Block,Daylight,Finished,Full,Sump Pump
- Has fireplace: No
Interior area
- Total structure area: 3,813
- Total interior livable area: 3,345 sqft
- Finished area above ground: 1,995
- Finished area below ground: 1,350
Property
Parking
- Total spaces: 8
- Parking features: Attached, Detached Garage, Gravel, Electric, Garage, Garage Door Opener, Insulated Garage, Multiple Garages, Storage
- Attached garage spaces: 8
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24x24), Garage Door Height (7), Garage Door Width (16)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
- Exterior features: Kennel/Dog Run
Lot
- Size: 10 Acres
- Dimensions: 338 x 1319 x 337 x 1319
- Features: Suitable for Horses, Tillable, Tree Coverage - Medium
- Topography: Level,Pasture
Details
- Additional structures: Garage(s), Pole Building, Workshop
- Foundation area: 1818
- Parcel number: 118500183101
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Age Over 8 Years,Architectural Shingle,Asphalt,Pitched
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service, Power Company: Wright-Hennepin Cooperative
- Gas: Electric, Propane
- Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: 4-Inch Submersible, Drilled, Private, Well
- Utilities for property: Underground Utilities
Community & HOA
HOA
- Has HOA: No
Location
- Region: Otsego
Financial & listing details
- Price per square foot: $233/sqft
- Tax assessed value: $658,800
- Annual tax amount: $7,170
- Date on market: 7/21/2026
- Cumulative days on market: 2 days
- Road surface type: Paved
Estimated market value
$765,600
$727,000 - $804,000
$2,706/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Listed for sale | $779,000$233/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7107292 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,170 +2.3% | $658,800 +5.4% |
| 2024 | $7,012 +3.7% | $624,800 -1.3% |
| 2023 | $6,760 +6.1% | $633,000 +15.6% |
| 2022 | $6,372 +6.6% | $547,500 +18.5% |
| 2021 | $5,980 +18.7% | $462,100 +3.3% |
| 2020 | $5,038 -64.2% | $447,500 +7.6% |
| 2019 | $14,078 +179.4% | $415,700 +9.6% |
| 2018 | $5,038 +9.2% | $379,400 +8.9% |
| 2017 | $4,612 +5.4% | $348,400 |
| 2016 | $4,376 | -- |
| 2015 | $4,376 -0.1% | -- |
| 2014 | $4,382 -0.6% | -- |
| 2013 | $4,410 -3.5% | -- |
| 2012 | $4,572 +16.3% | -- |
| 2011 | $3,931 -10.2% | -- |
| 2010 | $4,377 -6.6% | -- |
| 2009 | $4,685 +1.5% | -- |
| 2008 | $4,617 +10.4% | -- |
| 2007 | $4,183 +8.9% | -- |
| 2006 | $3,842 +16.8% | -- |
| 2005 | $3,289 +13.2% | -- |
| 2004 | $2,906 +6.6% | -- |
| 2003 | $2,727 -1.5% | -- |
| 2002 | $2,768 -24.6% | -- |
| 2001 | $3,671 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 55330
Nearby schools
GreatSchools rating
- 8/10Prairie View Middle SchoolGrades: 5-8Distance: 1 mi
- 10/10Rogers Senior High SchoolGrades: 9-12Distance: 6.9 mi
- 8/10Prairie View Elementary & MiddleGrades: K-4Distance: 1.3 mi
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A local agent can set up tours, give advice and negotiate with sellers.
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