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    • $585,000

    1266 W 45th St, Loveland, CO 80538

    5beds
    3,042sqft
    : 
    $3,562/mo
    Get pre-qualified
    Single Family Residence
    Built in 1991
    6,459 Square Feet Lot
    $582,400 Zestimate®
    $192/sqft
    $-- HOA

    What's special

    OPEN HOUSE Saturday, May 30! Welcome to 1266 W 45th Street in Loveland's desirable Centennial Hills neighborhood. Backing to a private greenbelt with no direct rear neighbors, this inviting two-story property offers over 3,000 square feet of living space, including a finished basement with endless flexibility for a home gym, media room, playroom, guest retreat, or office setup. With 5 bedrooms (including one non-conforming bedroom) and 4 bathrooms, there's room for everyone to spread out comfortably. Well maintained by the original owner, the home features fresh interior paint, professionally cleaned carpets, newer flooring in select rooms, brand-new flooring in the basement bedroom, an updated primary bathroom, and a freshly stained back deck ready for summer entertaining. Seller is completing several meaningful improvements, including a new water heater, radon mitigation system installation, sewer line repairs, updated window hardware, and updates to the basement bathroom - offering added value and peace of mind for the next owner. Located in an established neighborhood with mature landscaping. NO HOA and NO METRO DISTRICT! Ideal location - 10 minutes from Downtown Loveland and 20 minutes from Old Town Fort Collins, this home combines peaceful neighborhood living with easy access to shopping, dining, parks, and commuting routes.
    106 days
    |
    406
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lauren Haug 970-685-9460,

    Haug & Co Real Estate Agency LLC

    Source: IRES as distributed by MLS GRID,MLS#: 1056025MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 1
      • 3/4 bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Primary bedroom
      • Description: Carpet
      • Features: 3/4 Primary Bath
      • Level: Upper
      • Area: 221 Square Feet
      • Dimensions: 13 x 17
      Bedroom 2
      • Description: Carpet
      • Level: Upper
      • Area: 110 Square Feet
      • Dimensions: 10 x 11
      Bedroom 3
      • Description: Carpet
      • Level: Upper
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Bedroom 4
      • Description: Carpet
      • Level: Basement
      • Area: 132 Square Feet
      • Dimensions: 11 x 12
      Bedroom 5
      • Description: Carpet
      • Level: Basement
      • Area: 99 Square Feet
      • Dimensions: 9 x 11
      Dining room
      • Description: Wood
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 10 x 12
      Family room
      • Description: Wood
      • Level: Main
      • Area: 150 Square Feet
      • Dimensions: 10 x 15
      Kitchen
      • Description: Wood
      • Level: Main
      • Area: 108 Square Feet
      • Dimensions: 9 x 12
      Laundry
      • Description: Tile
      • Level: Main
      • Area: 63 Square Feet
      • Dimensions: 7 x 9
      Living room
      • Description: Carpet
      • Level: Main
      • Area: 210 Square Feet
      • Dimensions: 14 x 15
      Recreation room
      • Description: Carpet
      • Level: Basement
      • Area: 224 Square Feet
      • Dimensions: 14 x 16
      Heating
      • Forced Air
      Cooling
      • Central Air, Whole House Fan
      Appliances
      • Included: Electric Range, Dishwasher, Refrigerator, Microwave, Disposal
      • Laundry: Washer/Dryer Hookup
      Features
      • Eat-in Kitchen, Separate Dining Room, Cathedral Ceiling(s), Pantry, Natural Woodwork, Walk-In Closet(s), Kitchen Island
      • Flooring: Wood
      • Basement: Full,Partially Finished
      • Number of fireplaces: 1
      • Fireplace features: Gas, Family Room, One
      Interior area
      • Total structure area: 2,017
      • Total interior livable area: 3,042 sqft
      • Finished area above ground: 2,017

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Door Opener, Attached
      • Attached garage spaces: 3
      • Details: Attached
      Accessibility
      • Accessibility features: Level Lot, Main Level Laundry
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Sprinkler System
      • Fencing: Fenced,Wood,Chain Link
      Lot
      • Size: 6,459 Square Feet
      • Features: Deciduous Trees, Level, Abuts Private Open Space, City Limits, Paved, Curbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet
      Details
      • Parcel number: R1257145
      • Zoning: R1-UD
      • Special conditions: Private Owner

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick, Composition
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Electric: City of Loveland
      • Gas: Xcel Energy
      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Natural Gas Available, Electricity Available, High Speed Avail

      Community & HOA

      Community
      • Security: Fire Alarm
      • Subdivision: Centennial Hills PUD
      HOA
      • Has HOA: No
      Location
      • Region: Loveland

      Financial & listing details

      • Price per square foot: $192/sqft
      • Tax assessed value: $542,000
      • Annual tax amount: $2,897
      • Date on market: 4/9/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $582,400

        $553,000 - $612,000

        $3,101/mo

        Price history

        DateEventPrice
        7/19/2026Pending sale$585,000$192/sqft
        Source: REcolorado as distributed by MLS GRID #IR1056025 Report a problem
        5/24/2026Listed for sale$585,000$192/sqft
        Source: REcolorado as distributed by MLS GRID #IR1056025 Report a problem
        5/6/2026Pending sale$585,000$192/sqft
        Source: REcolorado as distributed by MLS GRID #IR1056025 Report a problem
        4/11/2026Listed for sale$585,000$192/sqft
        Source: IRES as distributed by MLS GRID #1056025 Report a problem
        10/27/2025Listing removed$585,000$192/sqft
        Source: IRES as distributed by MLS GRID #1040092 Report a problem
        10/13/2025Price change$585,000-0.8%$192/sqft
        Source: IRES as distributed by MLS GRID #1040092 Report a problem
        9/19/2025Price change$590,000-1.7%$194/sqft
        Source: IRES as distributed by MLS GRID #1040092 Report a problem
        7/25/2025Listed for sale$600,000$197/sqft
        Source: IRES as distributed by MLS GRID #1040092 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,363 +4.9%$33,875 -12.2%
        2024$2,251 +0.1%$38,592 -1%
        2023$2,249 -2.7%$38,967 +37.9%
        2022$2,311 +0.9%$28,266 -2.8%
        2021$2,290 +1.7%$29,079 +1%
        2020$2,251 +9.3%$28,800 -0.7%
        2019$2,060 $29,002 +15.9%
        2018$2,060 $25,034
        2017$2,060 +16.1%$25,034 +1.4%
        2016$1,774 -1.2%$24,692 +0%
        2015$1,796 +26.8%$24,690 +31.1%
        2014$1,417 $18,840
        2013-- $18,840 +0.9%
        2012-- $18,680
        2011-- $18,680 -3.2%
        2010-- $19,300
        2009-- $19,300 -8.5%
        2008-- $21,090
        2007-- $21,090 +11.4%
        2006-- $18,940
        2005-- $18,940 +1.2%
        2004-- $18,710 -7.4%
        2002-- $20,200
        2001-- $20,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 80538

        Getting around

        13 / 100
        Car-Dependent
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Edmondson
        • Middle: Erwin, Lucile
        • High: Loveland

        Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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