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For sale
  • Price cut: $25K (8/24)
    $499,900

    1703 White Oak Rd, Chattanooga, TN 37415

    8beds
    3,120sqft
    : 
    $3,021/mo
    Get pre-qualified
    Duplex
    Built in 1971
    -- sqft lot
    $481,800 Zestimate®
    $160/sqft
    $-- HOA

    What's special

    Freshly painted exteriorNew flooring
    Rare opportunity in the Chattanooga income property market: a true 4-bedroom, 2-bathroom duplex on each side -- a configuration that is virtually nonexistent in current MLS inventory. Whether you're an investor looking for outsized rental income or a buyer ready to house-hack into a fully remodeled 4-bedroom home, this property delivers in a way nothing else currently on the market can. This duplex was extensively renovated in 2019 -- kitchens, bathrooms, roof, and fixtures throughout both units -- establishing a strong, updated foundation that sets it apart from the unrenovated stock that dominates this price range. Unit A (left side) received a second round of updates in 2026, including new flooring, fresh paint, and additional fixture upgrades, and is delivered vacant and move-in ready for an owner-occupant or immediate leasing at market rate. Unit B (right side) is currently occupied by a long-term tenant. Additional highlights: freshly painted exterior, flood zone X (minimal risk), no HOA, and a 90×124 lot giving each side excellent separation and outdoor space. The 4BR/2BA configuration on each side makes these units suitable for families, roommate situations, or student housing -- dramatically expanding your tenant pool versus the standard 2BR duplex product that dominates this market. There are currently no comparable 4BR/side duplexes listed for sale in the greater Chattanooga market. This is a market-of-one listing priced to reflect that scarcity.
    65 days
    223
    6

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Ben Van Gaasbeek 619-995-4700,

    RealSmart 619-746-8378

    Source: Greater Chattanooga Realtors,MLS#: 1538508

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 8
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Electric Range, Refrigerator
      • Laundry: In Basement, Electric Dryer Hookup
      Features
      • Built-in Features, Open Floorplan
      • Flooring: Luxury Vinyl
      • Basement: Finished,Full
      • Has fireplace: No
      Interior area
      • Total structure area: 3,120
      • Total interior livable area: 3,120 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Off Street
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Patio & porch: Deck, Patio
      • Pool features: None
      • Fencing: Fenced,Wood
      Lot
      • Size: 0.36 Acres
      • Dimensions: 101 x 156
      • Features: Back Yard, Front Yard, Gentle Sloping, Sloped
      Details
      • Parcel number: 126e B 017
      • Special conditions: Investor

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Duplex
      Materials
      • Other
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1971

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $160/sqft
      • Tax assessed value: $384,000
      • Annual tax amount: $5,292
      • Date on market: 7/10/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: All appliances owned by seller.
      • Tenant pays: Electricity, Sewer, Water

        Estimated market value

        $481,800

        $458,000 - $506,000

        $1,431/mo

        Price history

        DateEventPrice
        8/24/2026Price change$499,900-4.8%$160/sqft
        Source: Greater Chattanooga Realtors #1538508 Report a problem
        7/10/2026Listed for sale$524,900-0.6%$168/sqft
        Source: Greater Chattanooga Realtors #1538508 Report a problem
        4/12/2023Sold$528,000-1.3%$169/sqft
        Source: Greater Chattanooga Realtors #1369402 Report a problem
        3/8/2023Contingent$535,000$171/sqft
        Source: Greater Chattanooga Realtors #1369402 Report a problem
        2/23/2023Listed for sale$535,000+42.7%$171/sqft
        Source: Greater Chattanooga Realtors #1369402 Report a problem
        11/8/2019Sold$375,000-3.8%$120/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2337743 Report a problem
        9/29/2019Pending sale$390,000$125/sqft
        Source: Keller Williams Realty #1298532 Report a problem
        9/2/2019Listed for sale$390,000$125/sqft
        Source: Keller Williams Realty #1298532 Report a problem
        8/12/2019Pending sale$390,000$125/sqft
        Source: Keller Williams Realty #1298532 Report a problem
        6/25/2019Price change$390,000-2.5%$125/sqft
        Source: Keller Williams Realty #1298532 Report a problem
        5/14/2019Listed for sale$400,000$128/sqft
        Source: Keller Williams Realty #1298532 Report a problem
        4/30/2019Pending sale$400,000$128/sqft
        Source: Keller Williams Realty #1298532 Report a problem
        4/25/2019Listed for sale$400,000+71.7%$128/sqft
        Source: Keller Williams Realty #1298532 Report a problem
        2/16/2017Sold$233,000+25.9%$75/sqft
        Source: Public Record Report a problem
        1/5/2017Pending sale$185,000$59/sqft
        Source: Keller Williams - Chattanooga - Downtown #1256951 Report a problem
        1/1/2017Price change$185,000+5.7%$59/sqft
        Source: Keller Williams - Chattanooga - Downtown #1256951 Report a problem
        12/27/2016Listed for sale$175,000+14.4%$56/sqft
        Source: Keller Williams Realty #1256951 Report a problem
        4/19/2010Sold$153,000-9.9%$49/sqft
        Source: Public Record Report a problem
        1/31/2010Price change$169,900+0.5%$54/sqft
        Source: RE/MAX Properties, LLC #1140610 Report a problem
        1/23/2010Listed for sale$169,000+436.5%$54/sqft
        Source: Visual Tour #1139940 Report a problem
        9/11/2009Sold$31,500+26%$10/sqft
        Source: Public Record Report a problem
        8/7/2009Price change$25,000-51%$8/sqft
        Source: foreclosure.com Report a problem
        7/11/2009Listed for sale--
        Source: foreclosure.com Report a problem
        5/6/2009Sold$51,000$16/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,328 -24.7%$153,600 +11.1%
        2024$3,093 $138,240
        2023$3,093 $138,240
        2022$3,093 $138,240
        2021$3,093 +138.2%$138,240 +194.4%
        2020$1,299 $46,960
        2019$1,299 $46,960
        2018$1,299 -47.9%$46,960
        2017$2,494 +2.5%$46,960
        2016$2,433 --
        2015$2,433 $45,680
        2014$2,433 +102.7%--
        2013$1,200 $45,680 +5.3%
        2012$1,200 $43,400
        2011$1,200 $43,400
        2010$1,200 +60%$43,400 +60%
        2009$750 $27,125 +8%
        2008-- $25,125
        2007-- $25,125
        2006-- $25,125
        2005-- $25,125 -6.2%
        2004-- $26,775
        2003-- $26,775
        2002-- $26,775
        2001-- $26,775 +27.2%
        2000-- $21,050
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37415

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Rivermont Elementary
        • Middle: Red Bank Middle
        • High: Red Bank High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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