Rare opportunity in the Chattanooga income property market: a true 4-bedroom, 2-bathroom duplex on each side -- a configuration that is virtually nonexistent in current MLS inventory. Whether you're an investor looking for outsized rental income or a buyer ready to house-hack into a fully remodeled 4-bedroom home, this property delivers in a way nothing else currently on the market can.
This duplex was extensively renovated in 2019 -- kitchens, bathrooms, roof, and fixtures throughout both units -- establishing a strong, updated foundation that sets it apart from the unrenovated stock that dominates this price range. Unit A (left side) received a second round of updates in 2026, including new flooring, fresh paint, and additional fixture upgrades, and is delivered vacant and move-in ready for an owner-occupant or immediate leasing at market rate. Unit B (right side) is currently occupied by a long-term tenant.
Additional highlights: freshly painted exterior, flood zone X (minimal risk), no HOA, and a 90×124 lot giving each side excellent separation and outdoor space. The 4BR/2BA configuration on each side makes these units suitable for families, roommate situations, or student housing -- dramatically expanding your tenant pool versus the standard 2BR duplex product that dominates this market.
There are currently no comparable 4BR/side duplexes listed for sale in the greater Chattanooga market. This is a market-of-one listing priced to reflect that scarcity.
For sale
Price cut: $25K (8/24)
$499,900
1703 White Oak Rd, Chattanooga, TN 37415
8beds
3,120sqft
Duplex
Built in 1971
-- sqft lot
$481,800 Zestimate®
$160/sqft
$-- HOA
What's special
Freshly painted exteriorNew flooring
- 64 days
- 216
- 5
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Ben Van Gaasbeek 619-995-4700,
RealSmart 619-746-8378
Source: Greater Chattanooga Realtors,MLS#: 1538508
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Range, Refrigerator
- Laundry: In Basement, Electric Dryer Hookup
Features
- Built-in Features, Open Floorplan
- Flooring: Luxury Vinyl
- Basement: Finished,Full
- Has fireplace: No
Interior area
- Total structure area: 3,120
- Total interior livable area: 3,120 sqft
Property
Parking
- Total spaces: 1
- Parking features: Off Street
- Attached garage spaces: 1
Features
- Levels: Two
- Patio & porch: Deck, Patio
- Pool features: None
- Fencing: Fenced,Wood
Lot
- Size: 0.36 Acres
- Dimensions: 101 x 156
- Features: Back Yard, Front Yard, Gentle Sloping, Sloped
Details
- Parcel number: 126e B 017
- Special conditions: Investor
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex
Materials
- Other
- Foundation: Block
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1971
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $160/sqft
- Tax assessed value: $384,000
- Annual tax amount: $5,292
- Date on market: 7/10/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Inclusions: All appliances owned by seller.
- Tenant pays: Electricity, Sewer, Water
Estimated market value
$481,800
$458,000 - $506,000
$1,431/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/24/2026 | Price change | $499,900-4.8%$160/sqft |
Source: Greater Chattanooga Realtors #1538508 Report a problem | ||
| 7/10/2026 | Listed for sale | $524,900-0.6%$168/sqft |
Source: Greater Chattanooga Realtors #1538508 Report a problem | ||
| 4/12/2023 | Sold | $528,000-1.3%$169/sqft |
Source: Greater Chattanooga Realtors #1369402 Report a problem | ||
| 3/8/2023 | Contingent | $535,000$171/sqft |
Source: Greater Chattanooga Realtors #1369402 Report a problem | ||
| 2/23/2023 | Listed for sale | $535,000+42.7%$171/sqft |
Source: Greater Chattanooga Realtors #1369402 Report a problem | ||
| 11/8/2019 | Sold | $375,000-3.8%$120/sqft |
Source: | ||
| 9/29/2019 | Pending sale | $390,000$125/sqft |
Source: Keller Williams Realty #1298532 Report a problem | ||
| 9/2/2019 | Listed for sale | $390,000$125/sqft |
Source: Keller Williams Realty #1298532 Report a problem | ||
| 8/12/2019 | Pending sale | $390,000$125/sqft |
Source: Keller Williams Realty #1298532 Report a problem | ||
| 6/25/2019 | Price change | $390,000-2.5%$125/sqft |
Source: Keller Williams Realty #1298532 Report a problem | ||
| 5/14/2019 | Listed for sale | $400,000$128/sqft |
Source: Keller Williams Realty #1298532 Report a problem | ||
| 4/30/2019 | Pending sale | $400,000$128/sqft |
Source: Keller Williams Realty #1298532 Report a problem | ||
| 4/25/2019 | Listed for sale | $400,000+71.7%$128/sqft |
Source: Keller Williams Realty #1298532 Report a problem | ||
| 2/16/2017 | Sold | $233,000+25.9%$75/sqft |
Source: Public Record Report a problem | ||
| 1/5/2017 | Pending sale | $185,000$59/sqft |
Source: Keller Williams - Chattanooga - Downtown #1256951 Report a problem | ||
| 1/1/2017 | Price change | $185,000+5.7%$59/sqft |
Source: Keller Williams - Chattanooga - Downtown #1256951 Report a problem | ||
| 12/27/2016 | Listed for sale | $175,000+14.4%$56/sqft |
Source: Keller Williams Realty #1256951 Report a problem | ||
| 4/19/2010 | Sold | $153,000-9.9%$49/sqft |
Source: Public Record Report a problem | ||
| 1/31/2010 | Price change | $169,900+0.5%$54/sqft |
Source: RE/MAX Properties, LLC #1140610 Report a problem | ||
| 1/23/2010 | Listed for sale | $169,000+436.5%$54/sqft |
Source: Visual Tour #1139940 Report a problem | ||
| 9/11/2009 | Sold | $31,500+26%$10/sqft |
Source: Public Record Report a problem | ||
| 8/7/2009 | Price change | $25,000-51%$8/sqft |
Source: foreclosure.com Report a problem | ||
| 7/11/2009 | Listed for sale | -- |
Source: foreclosure.com Report a problem | ||
| 5/6/2009 | Sold | $51,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,328 -24.7% | $153,600 +11.1% |
| 2024 | $3,093 | $138,240 |
| 2023 | $3,093 | $138,240 |
| 2022 | $3,093 | $138,240 |
| 2021 | $3,093 +138.2% | $138,240 +194.4% |
| 2020 | $1,299 | $46,960 |
| 2019 | $1,299 | $46,960 |
| 2018 | $1,299 -47.9% | $46,960 |
| 2017 | $2,494 +2.5% | $46,960 |
| 2016 | $2,433 | -- |
| 2015 | $2,433 | $45,680 |
| 2014 | $2,433 +102.7% | -- |
| 2013 | $1,200 | $45,680 +5.3% |
| 2012 | $1,200 | $43,400 |
| 2011 | $1,200 | $43,400 |
| 2010 | $1,200 +60% | $43,400 +60% |
| 2009 | $750 | $27,125 +8% |
| 2008 | -- | $25,125 |
| 2007 | -- | $25,125 |
| 2006 | -- | $25,125 |
| 2005 | -- | $25,125 -6.2% |
| 2004 | -- | $26,775 |
| 2003 | -- | $26,775 |
| 2002 | -- | $26,775 |
| 2001 | -- | $26,775 +27.2% |
| 2000 | -- | $21,050 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 37415
Nearby schools
Schools provided by the listing agent
- Elementary: Rivermont Elementary
- Middle: Red Bank Middle
- High: Red Bank High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






