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  • $659,900

    20095 170th St NW, Big Lake, MN 55309

    3beds
    2,536sqft
    : 
    $4,160/mo
    Get pre-qualified
    Single Family
    Built in 2004
    3.09 Acres Lot
    $653,400 Zestimate®
    $260/sqft
    $-- HOA

    What's special

    Nestled on 3.09 densely wooded acres, this executive-style custom walkout rambler offers the rare combination of complete privacy, remarkable craftsmanship, and a setting designed for those who appreciate nature & recreation. Wooded trails meander throughout the property for walking or riding adventures. Nearly 3500SF of living space. Thoughtfully designed with all living facilities conveniently located on the main level, the open-concept floor plan ideal for both entertaining & everyday living. The inviting living room is anchored by a beautiful woodburning fireplace & custom built-in media center, while large windows frame the surrounding woodland views. A patio door leads to the back deck, extending the living space outdoors. The main level also includes two bedrooms, highlighted by a private primary suite featuring a spacious walk-in closet & well-appointed en-suite bathroom. A dedicated home office with custom built-ins offers a quiet & productive workspace, while the thoughtfully designed laundry/mudroom/pantry create a highly functional transition between the kitchen & attached heated garage. The walkout lower level expands the home's possibilities with a semi-finished layout designed for comfort, recreation, & future customization. Walk out to concrete patio complete with bonfire area & outdoor seating. Inside, you'll find a dedicated workout room, a 3rd bedroom with oversized walk-in closet. 3/4 bathroom featuring a tiled steam shower with full glass enclosure. The lLL also includes a gas fireplace, secondary access to the garage, and a partially completed full second kitchen & bar area ready for your finishing touches. Easily divided for multigenerational living/renting. Car enthusiasts, hobbyists, & craftsmen will appreciate the truly remarkable, attached heated garage. The oversized three-stall garage features a tandem third stall, 8' doors, soaring ceilings, a permanent car lift, extensive built-in work benches, & exceptional storage space that is rarely found in residential properties. This one-of-a-kind property offers many luxuries & the privacy of an up-north retreat. Conveniently located close to town with shopping, restaurants & public beach.
    21 days
    931
    57

    Zillow last checked:

    Listing updated:

    Listed by:

    Christine Kowalzek 612-619-1910,

    Coldwell Banker Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7099483MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 227.17 Square Feet
      • Dimensions: 14'6"x15'8"
      Bedroom 2
      • Level: Main
      • Area: 206.28 Square Feet
      • Dimensions: 13'2"x15'8"
      Bedroom 3
      • Level: Lower
      • Area: 206.28 Square Feet
      • Dimensions: 13'2"x15'8"
      Dining room
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 14'x12'
      Exercise room
      • Level: Lower
      • Area: 206.28 Square Feet
      • Dimensions: 13'2"x15'8"
      Family room
      • Level: Lower
      • Area: 828 Square Feet
      • Dimensions: 23'x36'
      Kitchen
      • Level: Main
      • Area: 169 Square Feet
      • Dimensions: 14'1"X12'
      Living room
      • Level: Main
      • Area: 255 Square Feet
      • Dimensions: 15'x17'
      Mud room
      • Level: Main
      • Area: 106.5 Square Feet
      • Dimensions: 9'x11'10"
      Office
      • Level: Main
      • Area: 153.61 Square Feet
      • Dimensions: 11'8"x13'2"
      Heating
      • Forced Air, Fireplace(s), In-Floor Heating
      Cooling
      • Central Air, Whole House Fan, Zoned
      Appliances
      • Included: Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
      Features
      • Central Vacuum
      • Basement: Daylight,Drain Tiled,Full,Partially Finished,Storage Space,Sump Basket,Sump Pump,Tile Shower,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Circulating, Family Room, Gas, Living Room, Stone, Wood Burning
      Interior area
      • Total structure area: 3,472
      • Total interior livable area: 2,536 sqft
      • Finished area above ground: 1,736
      • Finished area below ground: 800

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached, Gravel, Concrete, Electric, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, Storage, Tandem Garage
      • Attached garage spaces: 4
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (36x38), Garage Door Height (8), Garage Door Width (16)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Front Porch, Patio
      • Exterior features: Kennel/Dog Run
      • Pool features: None
      Lot
      • Size: 3.09 Acres
      • Dimensions: 300 x 441 x 468 x 310
      • Features: Additional Land Available, Tree Coverage - Heavy
      Details
      • Additional structures: Other
      • Foundation area: 1736
      • Parcel number: 10001211400
      • Zoning description: Residential-Multi-Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age 8 Years or Less,Architectural Shingle,Pitched
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
      • Water: Drilled, Private, Well

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Big Lake

      Financial & listing details

      • Price per square foot: $260/sqft
      • Tax assessed value: $508,300
      • Annual tax amount: $5,326
      • Date on market: 8/14/2026
      • Road surface type: Paved

        Estimated market value

        $653,400

        $621,000 - $686,000

        $2,624/mo

        Price history

        DateEventPrice
        8/25/2026Listed for sale$659,900+144.4%$260/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7099483 Report a problem
        10/25/2004Sold$270,000$106/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,176 -0.9%$507,497 +2.4%
        2024$5,222 +1.4%$495,616 -1.2%
        2023$5,150 +7.2%$501,500 +4.5%
        2022$4,804 +4.1%$480,000 +32%
        2021$4,614 +2.1%$363,553 +5.5%
        2020$4,518 -2.1%$344,696 -1.6%
        2019$4,614 +2.1%$350,400 +4.5%
        2018$4,518 +5.9%$335,200 +5.9%
        2017$4,266 +4.4%$316,400 +5.6%
        2016$4,086 +9.3%$299,500 +9.3%
        2015$3,738 $274,000 +5.5%
        2014$3,738 +22%$259,700 +10.4%
        2013$3,064 -3.8%$235,300 -0.8%
        2012$3,185 -5%$237,200 -7.2%
        2011$3,351 +1.5%$255,600 -12.9%
        2010$3,302 -4.3%$293,400 -5.3%
        2009$3,450 +3.8%$309,700 -6.2%
        2008$3,323 -1.6%$330,300 +1.4%
        2007$3,377 +8.2%$325,600 +10.8%
        2006$3,122 +561.4%$293,900 +737.3%
        2005$472 +16.3%$35,100 +18.6%
        2004$406 +7.4%$29,600 +12.1%
        2003$378 -7.4%$26,400 +10%
        2002$408 +2%$24,000 +10.1%
        2001$400 $21,800
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 55309

        Getting around

        2 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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