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For sale
  • Price cut: $7K (6/24)
    $458,000

    20540 Lowfield Dr, Germantown, MD 20874

    3beds
    1,360sqft
    : 
    $2,937/mo
    Get pre-qualified
    Townhouse
    Built in 1991
    1,582 Square Feet Lot
    $455,800 Zestimate®
    $337/sqft
    $100/mo HOA

    What's special

    End-unit townhomeWood steps lead upstairsUnique wine bottle chandelierFreshly painted homeStainless steel appliancesBright and sunny kitchen
    This beautifully maintained END-UNIT townhome has been lovingly cared for by its ORIGINAL OWNERS and thoughtfully updated for peace of mind. Offering 3 bedrooms, 2 full bathrooms, and 2 half bathrooms, the FRESHLY PAINTED home features a comfortable layout with stylish updates. Gleaming HARDWOOD flooring in the entryway flows seamlessly into the dining area, setting a warm first impression. The BRIGHT & SUNNY kitchen is equipped with STAINLESS STEEL appliances ( 2 years old) and enhanced by stylish CUSTOM SHUTTERS that extend throughout the main living space, offering both charm and control over natural light and privacy. A passthrough connects the kitchen to the dining area, where a unique wine bottle chandelier adds character. The family room features soft carpeting and direct access to a NEW DECK. The current owners loved nurturing their array of beautiful flowers throughout the warmer months, turning the outdoor space into a vibrant oasis. Just beyond, the home backs to a recently refreshed TOT LOT, offering the convenience of a playground just steps away. WOOD STEPS lead upstairs to a spacious primary bedroom with a private EN-SUITE bath, along with two additional bedrooms and a full bathroom. Each bedroom includes a ceiling fan, and the hallway linen closet adds extra storage. The FINISHED BASEMENT further expands the living space with a large recreation room featuring NEW UPGRADED CARPET and NEW LVP flooring that extends into the half bathroom. A warm color palette gives the space a welcoming feel. A generously sized utility room provides additional storage, and the laundry area is conveniently located on this level. Major updates include an HVAC system ( 3 years old), a NEW ROOF (2026), water heater (2019), replaced WINDOWS (independently open top and bottom for easy cleaning with adjustable screens), NEW UPGRADED CARPET, NEW LVP flooring, and a NEW DECK. Gutter guards help minimize maintenance, while the shutters throughout the home contribute to comfort and efficiency by reducing sunlight and temperature fluctuations. One assigned parking space (#187), along with ample unassigned guest parking. Ideally located just minutes from Routes 270, 355, and 28, this home offers excellent commuter access, along with close proximity to the MARC Train and Shady Grove Metro for convenient travel to Washington, D.C. and surrounding areas.
    59 days
    |
    557
    |
    24
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    April West 301-442-0106,

    Charis Realty Group 3018315099

    Source: Bright MLS,MLS#: MDMC2226594MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      • Main level bathrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Laundry, Recreation Room, Utility Room, Bathroom 2, Primary Bathroom, Half Bath
      Primary bedroom
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Upper
      Primary bathroom
      • Level: Upper
      Bathroom 2
      • Level: Upper
      Dining room
      • Level: Main
      Half bath
      • Level: Main
      Half bath
      • Level: Lower
      Kitchen
      • Level: Main
      Laundry
      • Level: Lower
      Living room
      • Level: Main
      Recreation room
      • Level: Lower
      Utility room
      • Level: Lower
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dishwasher, Disposal, Dryer, Refrigerator, Stainless Steel Appliance(s), Washer, Oven/Range - Electric, Gas Water Heater
      • Laundry: In Basement, Laundry Room
      Features
      • Flooring: Hardwood
      • Basement: Connecting Stairway
      • Has fireplace: No
      Interior area
      • Total structure area: 2,040
      • Total interior livable area: 1,360 sqft
      • Finished area above ground: 1,360
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: Assigned, Unassigned, Parking Lot
      • Details: Assigned Parking, Assigned Space #: 187
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Pool features: Community
      Lot
      • Size: 1,582 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 160202746463
      • Zoning: TMD
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Traditional
      • Property subtype: Townhouse
      Materials
      • Aluminum Siding
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle,Asphalt
      Condition
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Churchill Town Sector
      HOA
      • Has HOA: Yes
      • Amenities included: Tot Lots/Playground, Tennis Court(s), Community Center, Jogging Path, Bike Trail
      • Services included: Trash, Pool(s), Snow Removal
      • HOA fee: $100 monthly
      • HOA name: WATERS LANDING HOMEOWNER ASSOCIATION, INC.
      Location
      • Region: Germantown

      Financial & listing details

      • Price per square foot: $337/sqft
      • Tax assessed value: $356,833
      • Annual tax amount: $4,440
      • Date on market: 6/5/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $455,800

        $433,000 - $479,000

        $2,390/mo

        Price history

        DateEventPrice
        6/24/2026Price change$458,000-1.5%$337/sqft
        Source: Bright MLS #MDMC2226594 Report a problem
        6/5/2026Listed for sale$465,000+245.3%$342/sqft
        Source: Bright MLS #MDMC2226594 Report a problem
        9/26/1991Sold$134,685$99/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,748 -3.9%$347,767 +2.7%
        2024$3,899 +5.4%$338,700 +5.5%
        2023$3,699 +10.5%$321,067 +5.8%
        2022$3,348 +6.3%$303,433 +6.2%
        2021$3,151 +2.1%$285,800 +2.2%
        2020$3,086 +4.6%$279,700 +4.6%
        2019$2,950 -0.2%$267,500
        2018$2,955 -1.2%$267,500 +2.7%
        2017$2,990 +34.3%$260,467 +2.8%
        2016$2,227 $253,433 +2.9%
        2015$2,227 $246,400 +4.9%
        2014$2,227 $234,867 +5.2%
        2013-- $223,333 +5.4%
        2012-- $211,800
        2011-- $211,800
        2010-- $211,800 -35%
        2009-- $326,050 +14%
        2008-- $286,046 +16.3%
        2007-- $246,043 +19.4%
        2006-- $206,040 +13.8%
        2005-- $180,996 +16.1%
        2004-- $155,953 +19.1%
        2003-- $130,910 +1.1%
        2002-- $129,486
        2001-- $129,486
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 20874

        Getting around

        17 / 100
        Car-Dependent
        32 / 100
        Some Transit
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waters Landing
        • Middle: Martin Luther King Jr.
        • High: Seneca Valley
        • District: Montgomery County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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