***$10,000 PRICE DROP + UP TO $10,000 BUYER INCENTIVES** **MORE HOUSE. LESS PAYMENT.*** Now offered at **$640,000**, this spacious Rancho Belago home delivers more than just a lower price—it offers the opportunity for a significantly lower monthly payment. Situated on a private corner lot with only one direct neighbor, this home features soaring ceilings, abundant natural light, an open-concept layout, a large kitchen with center island, walk-in pantry and butler's pantry, a downstairs bedroom ideal for guests or multigenerational living, multiple flex spaces for a home office, gym or media room, a spacious primary suite with two walk-in closets, a 3-car garage, upstairs laundry, and a backyard ready for BBQs and family gatherings. Conveniently located near parks, shopping, dining, Kaiser Permanente, golf, and commuter routes. Qualified buyers may receive **up to $10,000 in lender assistance**, possible low or zero down payment options, reduced interest rates, potential no mortgage insurance, plus additional seller credits. The existing FHA loan may also be assumable at approximately **3.75%** for qualified buyers—an uncommon opportunity to own more home with potentially lower monthly payments.
101 days
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517
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32
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Zillow last checked:
Listing updated:
Listed by:
JC TRUJILLODRE #01456740909-578-5647,
LPT Realty Inc.
Source: CRMLS,MLS#: IV26080451Originating MLS: California Regional MLS
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Full bathrooms: 4
Main level bathrooms: 1
Main level bedrooms: 1
Rooms
Room types: Bathroom, Bedroom, Loft
Bedroom
Features: All Bedrooms Down
Bedroom
Features: All Bedrooms Up
Bathroom
Features: Jack and Jill Bath
Bathroom
Features: Bathtub, Separate Shower
Kitchen
Features: Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Pots & Pan Drawers
Heating
Central
Cooling
Central Air
Appliances
Included: Dishwasher, Electric Range, Gas Oven, Gas Range
Laundry: Gas Dryer Hookup, Laundry Room
Features
Eat-in Kitchen, See Remarks, All Bedrooms Up, All Bedrooms Down, Jack and Jill Bath, Loft
Flooring: Laminate, Tile
Windows: Double Pane Windows
Has fireplace: Yes
Fireplace features: Living Room
Common walls with other units/homes: No Common Walls
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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