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For sale
    • Price cut: $4K (8/20)
    $649,999

    2884 Echo Lake Drive, Loveland, CO 80538

    4beds
    3,721sqft
    : 
    $4,025/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    6,168 Square Feet Lot
    $647,300 Zestimate®
    $175/sqft
    $68/mo HOA

    What's special

    Peekaboo mountain viewsLow-maintenance turfCustom finishesCustom wood accent wallProfessionally landscaped groundsDouble ovensSpacious main-floor laundry
    This beautifully designed 4-bedroom, 4-bath home offers custom finishes, thoughtful spaces, and access to exceptional community amenities. A welcoming entry leads to a private main-floor study, ideal for work or quiet retreat. Down the hall, the family room is made for gathering, filled with natural light from the soaring two-story ceiling and centered around a cozy gas fireplace. The kitchen is a chef’s dream with white cabinetry, double ovens, a large island with bar seating, and a sunny breakfast nook - perfectly open to the family room for effortless entertaining. A custom wood accent wall adds warmth and character to the dining room, while a spacious main-floor laundry and full bath add everyday convenience. Upstairs, the primary suite is a true retreat with a 5-piece bath, soaking tub, large shower, and walk-in closet with custom built-ins. Two additional bedrooms share a full bath, while a third enjoys its own en-suite 3/4 bath. Peekaboo mountain views and a charming reading nook complete the upper level. The unfinished basement offers endless potential and unlimited possibilities to create the basement of your dreams with four egress windows and a bathroom rough-in. Outside, enjoy professionally landscaped grounds, low-maintenance turf, and an expanded patio perfect for dining and play. A 3-car garage - currently configured with a generous mudroom - adds flexibility. Located in the Lakes at Centerra, this home offers access to trails, lakes, clubhouse amenities, kayaks, community events, dog park, playgrounds, and easy access to all that Loveland has to offer. Community pool is in the process of being repaired and is planned to reopen Summer of 2027. Homeowners in this neighborhood also have the option to choice into Fort Collins schools!
    223 days
    |
    557
    |
    34
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    AK Riley 720-289-2929 ak@theakrileygroup.com,

    Coldwell Banker Realty 24

    Source: REcolorado as distributed by MLS GRID,MLS#: 4522718MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 3/4 bathrooms: 1
      • Main level bathrooms: 1
      Bedroom
      • Description: Large Primary Suite With En-Sute Bathroom
      • Features: Primary Suite
      • Level: Upper
      Bedroom
      • Description: With Shiplap Walls
      • Level: Upper
      Bedroom
      • Description: Peekaboo Mountain Views
      • Level: Upper
      Bedroom
      • Description: With Peekaboo Mountain Views And En-Suite Bathroom
      • Level: Upper
      Bathroom
      • Description: 5-Piece Bathroom With Double Sinks, Large Shower, And Huge Closet With Built-In Storage
      • Features: En Suite Bathroom, Primary Suite
      • Level: Upper
      Bathroom
      • Description: En-Suite Bathroom To 4th Bedroom
      • Features: En Suite Bathroom
      • Level: Upper
      Bathroom
      • Description: Double Sinks And Updated Lighting
      • Level: Upper
      Bathroom
      • Description: Main Floor Bathroom
      • Level: Main
      Dining room
      • Description: Open To The Kitchen And Family Room With Custom Wood Wall
      • Level: Main
      Family room
      • Description: Soaring Ceilings, Gas Insert Fireplace, And Open Floor Plan
      • Level: Main
      Kitchen
      • Description: Large Kitchen Is Open To The Family Room And Dining Room With Island And Bar Seating
      • Level: Main
      Laundry
      • Description: Large Laundry Room With Sink And Extra Cabinetry
      • Level: Main
      Office
      • Description: Tucked Away From The Living Spaces And Private
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Double Oven, Dryer, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Washer
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Five Piece Bath, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Primary Suite, Radon Mitigation System, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Wood
      • Windows: Window Coverings
      • Basement: Full,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas, Insert
      Interior area
      • Total structure area: 3,721
      • Total interior livable area: 3,721 sqft
      • Finished area above ground: 2,531
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Patio
      • Exterior features: Private Yard
      Lot
      • Size: 6,168 Square Feet
      Details
      • Parcel number: R1658689
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Year built: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Lakes At Centerra
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool, Trail(s)
      • Services included: Maintenance Grounds, Maintenance Structure
      • HOA fee: $205 quarterly
      • HOA name: Lakes at Centerra
      • HOA phone: 970-231-6087
      Location
      • Region: Loveland

      Financial & listing details

      • Price per square foot: $175/sqft
      • Tax assessed value: $628,000
      • Annual tax amount: $6,706
      • Date on market: 1/9/2026
      • Listing terms: Cash,Conventional,FHA,Other,VA Loan
      • Exclusions: Seller's Personal Property And Staging Items.
      • Ownership: Individual

        Estimated market value

        $647,300

        $615,000 - $680,000

        $3,581/mo

        Price history

        DateEventPrice
        8/20/2026Price change$649,999-0.6%$175/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        7/29/2026Price change$654,000-0.8%$176/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        6/23/2026Price change$659,000-1.5%$177/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        6/11/2026Price change$669,000-1.5%$180/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        5/30/2026Price change$679,000-0.7%$182/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        5/13/2026Price change$684,000-0.7%$184/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        4/30/2026Price change$689,000-0.7%$185/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        4/15/2026Price change$694,000-0.7%$187/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        3/23/2026Price change$699,000-2.2%$188/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        3/7/2026Price change$715,000-1.4%$192/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        1/9/2026Listed for sale$725,000+48%$195/sqft
        Source: REcolorado as distributed by MLS GRID #4522718 Report a problem
        7/31/2020Sold$490,000-0.8%$132/sqft
        Source: IRES as distributed by MLS GRID #913039 Report a problem
        6/21/2020Pending sale$494,000$133/sqft
        Source: Hub Real Estate #913039 Report a problem
        6/3/2020Price change$494,000-1%$133/sqft
        Source: Hub Real Estate #913039 Report a problem
        5/20/2020Price change$499,000-2.7%$134/sqft
        Source: Hub Real Estate #908179 Report a problem
        4/29/2020Price change$513,000-0.4%$138/sqft
        Source: Hub Real Estate #908179 Report a problem
        4/2/2020Listed for sale$515,000+11%$138/sqft
        Source: Hub Real Estate #908179 Report a problem
        7/13/2018Sold$464,113+17.3%$125/sqft
        Source: IRES as distributed by MLS GRID #840097 Report a problem
        4/30/2018Sold$395,668$106/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,852 +2.2%$39,250 -8.9%
        2024$6,706 +17.7%$43,095 -1%
        2023$5,700 -1.9%$43,512 +21.4%
        2022$5,807 +11.3%$35,841 -2.8%
        2021$5,218 +1.1%$36,873 +11.1%
        2020$5,163 +0%$33,183 -10.5%
        2019$5,162 $37,088 +13.6%
        2018$5,162 $32,654 +5.8%
        2017$5,162 +15.6%$30,856 +118576.9%
        2016$4,464 $26
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 80538

        Getting around

        3 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: High Plains
        • Middle: Conrad Ball
        • High: Mountain View
        • District: Thompson R2-J

        Source: REcolorado as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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