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For sale
    • Price cut: $14K (8/15)
    $465,000

    2440 Trio Falls Dr, Loveland, CO 80538

    3beds
    2,711sqft
    : 
    $3,280/mo
    Get pre-qualified
    Townhouse
    Built in 2020
    2,712 Square Feet Lot
    $-- Zestimate®
    $172/sqft
    $483/mo HOA

    What's special

    Main-floor livingRelaxing by the poolOversized two-car garageVersatile loftCommunity clubhouse and poolSpacious primary suiteFresh interior paint
    Welcome to the Northern Colorado lifestyle. Here, trails, lakes, neighborhood gathering spaces, and low-maintenance living come together in one of Loveland's most sought-after communities-The Lakes at Centerra. Enjoy miles of scenic walking paths, the community clubhouse and pool, nearby shopping and dining, and convenient access to everything Northern Colorado has to offer. Better yet, the HOA takes care of exterior maintenance, landscaping, snow removal, trash, basic cable and internet, and hazard insurance, giving you more time to enjoy the lifestyle you've been looking for.Built by Landmark Homes, this thoughtfully designed Ambrose floor plan offers the ease of main-floor living with a spacious primary suite and convenient main-floor laundry. The open-concept layout is highlighted by soaring ceilings, abundant natural light, a cozy gas fireplace, and a versatile loft that's perfect for guests, a home office, or additional living space. A full unfinished basement provides endless possibilities for future expansion, storage, hobbies, or a home gym, while the oversized two-car garage offers plenty of room for vehicles and outdoor gear.The kitchen is both beautiful and functional, featuring quartz countertops, a tile backsplash, quality cabinetry, stainless steel appliances, a gas range, engineered hardwood flooring, and generous workspace-perfect for everything from everyday meals to entertaining family and friends.Recent updates, including brand-new carpet and fresh interior paint, create a move-in-ready feel, while the tankless water heater adds modern comfort and energy efficiency.More than just a beautiful home, this is an opportunity to enjoy a lifestyle centered around comfort, convenience, and community. Whether you're enjoying a morning walk around the lakes, relaxing by the pool, or spending time with friends and neighbors, you'll love coming home to The Lakes at Centerra.
    95 days
    |
    436
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bonnie VerHow 970-391-5757,

    Coldwell Banker Realty-NOCO,

    Non-IRES Agent 970-593-9002,

    Non-IRES

    Source: IRES as distributed by MLS GRID,MLS#: 1058999MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      Primary bedroom
      • Description: Carpet
      • Features: Full Primary Bath
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom 2
      • Description: Carpet
      • Level: Upper
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Bedroom 3
      • Description: Carpet
      • Level: Upper
      • Area: 132 Square Feet
      • Dimensions: 11 x 12
      Dining room
      • Description: Engineered Hardwood
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 10 x 8
      Kitchen
      • Description: Engineered Hardwood
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11 x 11
      Laundry
      • Description: Engineered Hardwood
      • Level: Main
      • Area: 30 Square Feet
      • Dimensions: 6 x 5
      Living room
      • Description: Carpet
      • Level: Main
      • Area: 255 Square Feet
      • Dimensions: 17 x 15
      Heating
      • Forced Air
      Cooling
      • Central Air, Ceiling Fan(s)
      Features
      • Eat-in Kitchen, Cathedral Ceiling(s), Walk-In Closet(s), Kitchen Island
      • Flooring: Wood
      • Windows: Window Coverings
      • Basement: Unfinished
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 1,772
      • Total interior livable area: 2,711 sqft
      • Finished area above ground: 1,772
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Oversized
      • Attached garage spaces: 2
      • Details: Attached
      Accessibility
      • Accessibility features: Main Floor Bath, Accessible Bedroom, Stall Shower, Main Level Laundry
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      Lot
      • Size: 2,712 Square Feet
      Details
      • Parcel number: R1665598
      • Zoning: R1
      • Special conditions: Private Owner

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Frame, Brick
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2020
      Details
      • Builder model: Ambrose
      • Builder name: LandMark

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Natural Gas Available, Electricity Available
      Green energy
      • Energy efficient items: Southern Exposure, Windows, High Efficiency Furnace, Thermostat

      Community & HOA

      Community
      • Features: Clubhouse, Pool, Park, Trail(s)
      • Subdivision: Millennium Northwest 10th Sub
      HOA
      • Has HOA: Yes
      • Services included: Common Amenities, Trash, Snow Removal, Management, Exterior Maintenance, Cable TV, Insurance
      • HOA fee: $400 monthly
      • HOA name: Kellison
      • HOA phone: 970-494-0609
      • Second HOA fee: $250 quarterly
      • Second HOA name: Centerra Master Assoc (MSI)
      • Second HOA phone: 303-420-4433
      Location
      • Region: Loveland

      Financial & listing details

      • Price per square foot: $172/sqft
      • Tax assessed value: $496,400
      • Annual tax amount: $5,416
      • Date on market: 5/14/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan,1031 Exchange
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/15/2026Price change$465,000-2.9%$172/sqft
        Source: REcolorado as distributed by MLS GRID #1572858 Report a problem
        8/5/2026Price change$479,000-2%$177/sqft
        Source: REcolorado as distributed by MLS GRID #1572858 Report a problem
        6/25/2026Price change$489,000-2.2%$180/sqft
        Source: REcolorado as distributed by MLS GRID #1572858 Report a problem
        5/30/2026Price change$500,000-3.8%$184/sqft
        Source: REcolorado as distributed by MLS GRID #1572858 Report a problem
        5/15/2026Listed for sale$520,000-1.4%$192/sqft
        Source: IRES as distributed by MLS GRID #1058999 Report a problem
        5/11/2022Sold$527,500+8.8%$195/sqft
        Source: IRES as distributed by MLS GRID #962268 Report a problem
        4/12/2022Pending sale$485,000$179/sqft
        Source: IRES as distributed by MLS GRID #962268 Report a problem
        4/9/2022Listed for sale$485,000+20.2%$179/sqft
        Source: IRES as distributed by MLS GRID #962268 Report a problem
        1/19/2022Listing removed--
        Source: IRES as distributed by MLS GRID #923085 Report a problem
        6/8/2021Sold$403,461+0.9%$149/sqft
        Source: IRES as distributed by MLS GRID #923085 Report a problem
        1/6/2021Listed for sale$399,900$148/sqft
        Source: IRES as distributed by MLS GRID #923085 Report a problem
        10/14/2020Pending sale$399,900$148/sqft
        Source: RE/MAX Alliance #923085 Report a problem
        9/4/2020Listed for sale$399,900$148/sqft
        Source: RE/MAX Alliance #923085 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,416 +7.5%$31,025 -6.8%
        2024$5,038 +12.1%$33,292 -1%
        2023$4,494 +284.1%$33,616 +19%
        2022$1,170 -53.3%$28,259 +280.4%
        2021$2,503 +6.7%$7,429 -53.3%
        2020$2,346 -24%$15,921 +5.6%
        2019$3,085 $15,080 -22.7%
        2018$3,085 $19,517
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 80538

        Getting around

        6 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: High Plains
        • Middle: High Plains
        • High: Mountain View

        Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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