Welcome to this beautifully maintained custom built Tudor Style home in this small coastal community! NO HOA!! With a primary suite and full bath on the main level and another primary suite with full bath on the upper level, this home is perfect for multi-generational living and accessibility! The upper level features 3 spacious bedrooms and 2 full baths; the main level has 1 bedroom and 1.5 bath; and the lower level has another full bath and several areas to make 2-3 additional bedrooms. The huge 1,100 sqft finished lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area; plus a family room or theatre room and private entrance! There is even space for a kitchenette! There are so many possibilities with this extra space including an apartment or in-law suite! The laundry is located on the main level in the mudroom off of the garage so you don't need to go to the basement to do laundry. Situated on almost a half of acre and only 2 blocks to the Chesapeake Bay! The backyard is fully fenced in and ready for summertime entertaining! The lot next to the home is a preserved wooded lot that offers privacy and attracts wildlife. This home is nestled between Oyster Creek, Fishing Creek, and the Chesapeake Bay. Oyster Harbor offers the best of Coastal Maryland living—just minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. Quiet Waters Park is only minutes away with walking trails, dog park/beach, concerts, ice skating, and so much more! The home has been well cared for and maintained. Recent updates include: HVAC, water heater, main level LVP floors that are very durable, trex deck and renovated front porch with tile, custom plantation shutters, renovated primary suite and luxury full bath, front load w/d, freshly painted epoxy floor in basement, professionally cleaned, professionally landscaped...and more! Sellers are motivated and ready for another family to make this their home! MOVE-IN READY AND A MUST-SEE! You won't find many homes with this lot size and location for this price. The lot offers extra space for parking a boat, RV..and more. Schedule your showing today! OPEN HOUSE SUN 1-3PM!
For sale
Price cut: $25K (5/13)
$799,900
3280 Arundel On The Bay Rd, Annapolis, MD 21403
5beds
3,144sqft
Single Family Residence
Built in 1994
0.4 Acres Lot
$788,700 Zestimate®
$254/sqft
$-- HOA
What's special
- 58 days |
- 2,018 |
- 105 |
Zillow last checked:
Listing updated:
Listed by:
Deanna Marshall 301-356-2307,
The KW Collective 4435741600
Source: Bright MLS,MLS#: MDAA2144206
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Basement
- Area: 1104
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Gas Water Heater
- Laundry: Main Level
Features
- Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Walk-In Closet(s), Breakfast Area, Primary Bath(s), Recessed Lighting, Cathedral Ceiling(s)
- Flooring: Carpet, Luxury Vinyl, Other
- Doors: Sliding Glass
- Windows: Window Treatments
- Basement: Partial,Finished,Interior Entry,Rear Entrance,Space For Rooms,Walk-Out Access,Water Proofing System,Sump Pump
- Has fireplace: No
Interior area
- Total structure area: 3,144
- Total interior livable area: 3,144 sqft
- Finished area above ground: 2,040
- Finished area below ground: 1,104
Property
Parking
- Total spaces: 8
- Parking features: Storage, Garage Faces Front, Garage Faces Rear, Garage Door Opener, Inside Entrance, Oversized, Concrete, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 6
- Details: Garage Sqft: 506
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio, Porch
- Exterior features: Rain Gutters, Other
- Pool features: None
- Fencing: Back Yard,Full
- Waterfront features: Bay
Lot
- Size: 0.4 Acres
- Features: Front Yard, Open Lot, Rear Yard, Cleared, Corner Lot, Landscaped, Level, No Thru Street, Private, SideYard(s)
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020200090081919
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Combination, Stone, Stucco, Vinyl Siding
- Foundation: Concrete Perimeter
Condition
- Excellent
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Public Sewer
- Water: Public, Well
Community & HOA
Community
- Subdivision: Oyster Harbor
HOA
- Has HOA: No
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $642,800
- Annual tax amount: $7,168
- Date on market: 5/5/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$788,700
$749,000 - $828,000
$5,574/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/13/2026 | Price change | $799,900-3%$254/sqft |
Source: | ||
| 5/5/2026 | Listed for sale | $824,900-3%$262/sqft |
Source: | ||
| 5/3/2026 | Listing removed | $850,000$270/sqft |
Source: | ||
| 3/25/2026 | Price change | $850,000-5%$270/sqft |
Source: | ||
| 3/13/2026 | Listed for sale | $895,000+98.9%$285/sqft |
Source: | ||
| 10/24/2019 | Sold | $449,950$143/sqft |
Source: Public Record Report a problem | ||
| 9/29/2019 | Listed for sale | $449,950$143/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 9/10/2019 | Pending sale | $449,950$143/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 8/8/2019 | Price change | $449,950-2.2%$143/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 7/30/2019 | Price change | $460,000-3.2%$146/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 7/1/2019 | Price change | $475,000-5%$151/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 6/12/2019 | Price change | $499,900-4.8%$159/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 5/13/2019 | Listed for sale | $524,999+5%$167/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 9/21/2018 | Listing removed | $499,900$159/sqft |
Source: CENTURY 21 Don Gurney #1000314742 Report a problem | ||
| 8/1/2018 | Price change | $499,900-5.7%$159/sqft |
Source: CENTURY 21 Don Gurney #1000314742 Report a problem | ||
| 3/28/2018 | Listed for sale | $529,9000%$169/sqft |
Source: Century 21 Don Gurney #1000314742 Report a problem | ||
| 11/7/2017 | Listing removed | $530,000$169/sqft |
Source: Smb Murchison Realty, Inc. #1000133989 Report a problem | ||
| 9/10/2017 | Listed for sale | $530,000+15.2%$169/sqft |
Source: SMB Murchison Realty, Inc. #AA9992006 Report a problem | ||
| 11/3/2014 | Listing removed | $460,000$146/sqft |
Source: Realty Pros #AA8371792 Report a problem | ||
| 9/19/2014 | Price change | $460,000-8%$146/sqft |
Source: Realty Pros #AA8371792 Report a problem | ||
| 8/8/2014 | Price change | $499,950-10.7%$159/sqft |
Source: Realty Pros #AA8371792 Report a problem | ||
| 6/9/2014 | Listed for sale | $560,000$178/sqft |
Source: Realty Pros #AA8371792 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,030 +7.8% | $619,133 +4% |
| 2024 | $6,520 +4.4% | $595,467 +4.1% |
| 2023 | $6,244 +5.4% | $571,800 +0.8% |
| 2022 | $5,927 +0.8% | $567,133 +0.8% |
| 2021 | $5,878 +0.7% | $562,467 +0.8% |
| 2020 | $5,835 +7.6% | $557,800 |
| 2019 | $5,424 +11.8% | $557,800 +16.6% |
| 2018 | $4,850 +8.5% | $478,267 +9.1% |
| 2017 | $4,470 | $438,500 +0% |
| 2016 | -- | $438,467 +0% |
| 2015 | -- | $438,433 +0% |
| 2014 | -- | $438,400 |
| 2013 | -- | $438,400 |
| 2012 | -- | $438,400 -5.7% |
| 2011 | -- | $465,090 |
| 2010 | -- | $465,090 |
| 2009 | -- | $465,090 -0.8% |
| 2008 | -- | $468,770 +14.3% |
| 2007 | -- | $410,080 +16.7% |
| 2006 | -- | $351,390 +20.1% |
| 2005 | -- | $292,700 +11.9% |
| 2004 | -- | $261,556 +13.5% |
| 2003 | -- | $230,413 +15.6% |
| 2002 | -- | $199,270 +0.8% |
| 2001 | -- | $197,676 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21403
Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 2.7 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 5.7 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 3280 Arundel On The Bay Rd





