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For sale
    • Price cut: $49.9K (8/20)
    $750,000

    3280 Arundel On The Bay Rd, Annapolis, MD 21403

    5beds
    3,144sqft
    : 
    $5,322/mo
    Get pre-qualified
    Single Family Residence
    Built in 1994
    0.4 Acres Lot
    $744,500 Zestimate®
    $239/sqft
    $-- HOA

    What's special

    Backyard drainage systemCustom plantation shuttersProfessionally landscapedSpace for a kitchenette
    2.625% Assumable FHA loan! Significant Price Improvement! Priced to sell, incredible value and opportunity. Excellent Condition. Welcome to this beautifully maintained custom built Tudor Style home in this small coastal community. NO HOA!! Pride of ownership shows! With a primary suite on the main level and another primary suite on the upper level, this home is perfect for Multi-Generational Living and Accessibility! The upper level features 3 spacious bedrooms and 2 full baths; the main level has 1 large bedroom with a full bath and walk-in shower; and the lower level has another full bath and several areas to make additional bedrooms. The huge 1,100 sqft finished lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area; plus a family room or theatre room and private entrance! There is even space for a kitchenette! There are so many possibilities with this extra space including an apartment or in-law suite! The home is filled with natural light and scenic views throughout. Situated on almost a half of acre and only 2 blocks to the Chesapeake Bay! The lush backyard is fully fenced in and ready for entertaining and evening dinners on the updated trex deck! The lot next to the home is a county preserved wooded lot that offers privacy and attracts wildlife. Oyster Harbor offers the best of Coastal Maryland living—just minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. The home has been well cared for and maintained; only two owners since it was built! Recent updates include: HVAC, water heater, main level LVP floors that are very durable, trex deck and renovated front porch with tile, custom plantation shutters, renovated primary suite and luxury full bath, front load w/d, professionally cleaned, professionally landscaped, backyard drainage system...and more! Sellers are MOTIVATED and ready for another family to make this their home! MOVE-IN READY AND A MUST-SEE! You won't find many homes with this lot size and location for this price. Don't miss this great opportunity! Schedule your showing today.
    64 days
    3,079
    215

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Deanna Marshall 301-356-2307,

    The KW Collective 4435741600

    Source: Bright MLS,MLS#: MDAA2152934MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Basement
      • Area: 1104
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Gas Water Heater
      • Laundry: Main Level
      Features
      • Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Walk-In Closet(s), Breakfast Area, Primary Bath(s), Recessed Lighting, Cathedral Ceiling(s)
      • Flooring: Carpet, Luxury Vinyl, Other
      • Doors: Sliding Glass
      • Windows: Window Treatments
      • Basement: Partial,Finished,Interior Entry,Rear Entrance,Space For Rooms,Walk-Out Access,Water Proofing System,Sump Pump,Drainage System,Heated,Exterior Entry,Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 3,144
      • Total interior livable area: 3,144 sqft
      • Finished area above ground: 2,040
      • Finished area below ground: 1,104

      Property

      Parking
      • Total spaces: 8
      • Parking features: Storage, Garage Faces Front, Garage Faces Rear, Garage Door Opener, Inside Entrance, Oversized, Concrete, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 6
      • Details: Garage Sqft: 506
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Patio, Porch
      • Exterior features: Rain Gutters, Other
      • Pool features: None
      • Fencing: Back Yard,Full
      • Waterfront features: Bay
      • Body of water: Chesapeake Bay
      Lot
      • Size: 0.4 Acres
      • Features: Front Yard, Open Lot, Rear Yard, Cleared, Corner Lot, Landscaped, Level, No Thru Street, Private, SideYard(s)
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 020200090081919
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Combination, Stone, Stucco, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Oyster Harbor
      HOA
      • Has HOA: No
      Location
      • Region: Annapolis

      Financial & listing details

      • Price per square foot: $239/sqft
      • Tax assessed value: $642,800
      • Annual tax amount: $7,168
      • Date on market: 7/30/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $744,500

        $707,000 - $782,000

        $6,099/mo

        Price history

        DateEventPrice
        8/20/2026Price change$750,000-6.2%$239/sqft
        Source: Bright MLS #MDAA2152934 Report a problem
        7/30/2026Listed for sale$799,900$254/sqft
        Source: Bright MLS #MDAA2152934 Report a problem
        7/22/2026Listing removed$799,900$254/sqft
        Source: Bright MLS #MDAA2144206 Report a problem
        7/13/2026Contingent$799,900$254/sqft
        Source: Bright MLS #MDAA2144206 Report a problem
        5/13/2026Price change$799,900-3%$254/sqft
        Source: Bright MLS #MDAA2144206 Report a problem
        5/5/2026Listed for sale$824,900-3%$262/sqft
        Source: Bright MLS #MDAA2144206 Report a problem
        5/3/2026Listing removed$850,000$270/sqft
        Source: Bright MLS #MDAA2138708 Report a problem
        3/25/2026Price change$850,000-5%$270/sqft
        Source: Bright MLS #MDAA2138708 Report a problem
        3/13/2026Listed for sale$895,000+98.9%$285/sqft
        Source: Bright MLS #MDAA2138708 Report a problem
        10/24/2019Sold$449,950$143/sqft
        Source: Public Record Report a problem
        9/29/2019Listed for sale$449,950$143/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        9/10/2019Pending sale$449,950$143/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        8/8/2019Price change$449,950-2.2%$143/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        7/30/2019Price change$460,000-3.2%$146/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        7/1/2019Price change$475,000-5%$151/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        6/12/2019Price change$499,900-4.8%$159/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        5/13/2019Listed for sale$524,999+5%$167/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        9/21/2018Listing removed$499,900$159/sqft
        Source: CENTURY 21 Don Gurney #1000314742 Report a problem
        8/1/2018Price change$499,900-5.7%$159/sqft
        Source: CENTURY 21 Don Gurney #1000314742 Report a problem
        3/28/2018Listed for sale$529,9000%$169/sqft
        Source: Century 21 Don Gurney #1000314742 Report a problem
        11/7/2017Listing removed$530,000$169/sqft
        Source: Smb Murchison Realty, Inc. #1000133989 Report a problem
        9/10/2017Listed for sale$530,000+15.2%$169/sqft
        Source: SMB Murchison Realty, Inc. #AA9992006 Report a problem
        11/3/2014Listing removed$460,000$146/sqft
        Source: Realty Pros #AA8371792 Report a problem
        9/19/2014Price change$460,000-8%$146/sqft
        Source: Realty Pros #AA8371792 Report a problem
        8/8/2014Listed for sale$499,950$159/sqft
        Source: Realty Pros #AA8371792 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,030 +7.8%$619,133 +4%
        2024$6,520 +4.4%$595,467 +4.1%
        2023$6,244 +5.4%$571,800 +0.8%
        2022$5,927 +0.8%$567,133 +0.8%
        2021$5,878 +0.7%$562,467 +0.8%
        2020$5,835 +7.6%$557,800
        2019$5,424 +11.8%$557,800 +16.6%
        2018$4,850 +8.5%$478,267 +9.1%
        2017$4,470 $438,500 +0%
        2016-- $438,467 +0%
        2015-- $438,433 +0%
        2014-- $438,400
        2013-- $438,400
        2012-- $438,400 -5.7%
        2011-- $465,090
        2010-- $465,090
        2009-- $465,090 -0.8%
        2008-- $468,770 +14.3%
        2007-- $410,080 +16.7%
        2006-- $351,390 +20.1%
        2005-- $292,700 +11.9%
        2004-- $261,556 +13.5%
        2003-- $230,413 +15.6%
        2002-- $199,270 +0.8%
        2001-- $197,676
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 21403

        Getting around

        5 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Anne Arundel County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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