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For sale
    • Price cut: $20.1K (8/9)
    $654,900

    3295 SAFE HARBOR LANE, LAKE MARY, FL 32746

    5beds
    3,540sqft
    : 
    $4,386/mo
    Get pre-qualified
    Single Family Residence
    Built in 2002
    0.28 Acres Lot
    $-- Zestimate®
    $185/sqft
    $100/mo HOA

    What's special

    Full guest bathroomGenerously sized secondary bedroomsExpansive backyardSpacious family roomGenerously sized lotGrand foyerDedicated laundry room
    Welcome to this spacious, one-owner home located in the highly desirable gated community of The Cove in Lake Mary. Lovingly maintained and smoke-free, this impressive two-story residence offers 5 bedrooms, 4 full bathrooms, and the perfect blend of luxury, comfort, and everyday convenience. Situated on a generously sized lot with no rear-facing neighbors, the expansive backyard provides plenty of space for children to play, outdoor entertaining, or future backyard enhancements. The thoughtfully designed floor plan welcomes you with a grand foyer that opens to elegant formal living and dining areas, a spacious family room, and a versatile bonus room ideal for a home office or study. The first-floor primary suite offers privacy and convenience, while a full guest bathroom and dedicated laundry room complete the main level. Upstairs, you'll find a second primary suite with its own private bath, generously sized secondary bedrooms, and a spacious activity room perfect for a media room, playroom, or additional living space. Recent updates provide peace of mind, including a new HVAC system installed in 2025 and a new roof installed in 2021. A spacious three-car garage offers abundant parking and storage. Ideally located near top-rated Seminole County schools, this home is just minutes from SR 417, providing easy access to Orlando Sanford International Airport and the greater Orlando area. Enjoy the convenience of being within walking distance to SunRail, shopping, dining, and everyday amenities. This exceptional home combines space, location, and value in one outstanding package. Don't miss this opportunity—call or text today to schedule your private showing before it's gone!
    61 days
    599
    28

    Zillow last checked:

    Listing updated:

    Listed by:

    Jeffrey Bauer 407-334-8056,

    THOMAS LYNNE REALTY GROUP LLC 407-808-0899

    Source: Stellar MLS,MLS#: O6422539MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: Second
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      Bedroom 3
      • Features: Walk-In Closet(s)
      • Level: Second
      Bedroom 4
      • Features: Built-in Closet
      • Level: Second
      Dining room
      • Features: No Closet
      • Level: First
      Kitchen
      • Features: No Closet
      • Level: First
      Living room
      • Features: No Closet
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 4,365
      • Total interior livable area: 3,540 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Door Opener
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Sidewalk
      • Has view: Yes
      • View description: Park/Greenbelt
      Lot
      • Size: 0.28 Acres
      • Features: Level
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 0320305PJ00000040
      • Zoning: R-1AA
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Features: Deed Restrictions
      • Pet fee: $0 monthly
      • Subdivision: THE COVE
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds
      • HOA fee: $100 monthly
      • HOA name: Joe Paladino
      Location
      • Region: Lake Mary

      Financial & listing details

      • Price per square foot: $185/sqft
      • Tax assessed value: $595,630
      • Annual tax amount: $8,147
      • Date on market: 7/10/2026
      • Cumulative days on market: 164 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/9/2026Price change$654,900-3%$185/sqft
        Source: Stellar MLS #O6422539 Report a problem
        7/10/2026Listed for sale$675,000$191/sqft
        Source: Stellar MLS #O6422539 Report a problem
        6/20/2026Listing removed$675,000$191/sqft
        Source: Stellar MLS #O6381204 Report a problem
        3/6/2026Listed for sale$675,000+140.5%$191/sqft
        Source: Stellar MLS #O6381204 Report a problem
        2/21/2002Sold$280,628$79/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,488 +181.6%$595,630 +122.1%
        2024$3,014 +2.7%$268,204 +3%
        2023$2,934 +2.8%$260,392 +3%
        2022$2,856 -7.7%$252,808 +3%
        2021$3,095 +1.3%$245,445 +1.4%
        2020$3,056 +1%$242,056 +2.3%
        2019$3,024 $236,614 +1.9%
        2018$3,024 +1.1%$232,202 +2.1%
        2017$2,992 +0.6%$227,426 +1.4%
        2016$2,973 -1.8%$224,307 +1.4%
        2015$3,028 $221,200 +0.8%
        2014$3,028 +5.5%$219,444 +1.5%
        2013$2,869 -0.1%$216,201 -3.7%
        2012$2,871 -6.6%$224,509 -4.6%
        2011$3,074 -8.1%$235,385 -6.1%
        2010$3,346 +3.7%$250,647 +2.7%
        2009$3,225 +3.8%$244,057 +0.1%
        2008$3,107 -0.6%$243,813 +3%
        2007$3,127 -5.8%$236,712 +2.5%
        2006$3,319 +1.7%$230,939 +3%
        2005$3,264 +0.2%$224,213 +3%
        2004$3,257 +0.7%$217,683 +1.9%
        2003$3,234 +445.8%$213,624 +528.3%
        2002$592 $34,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32746

        Getting around

        8 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Wicklow Elementary
        • Middle: Millennium Middle
        • High: Seminole High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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