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Active
  • Price cut: $4K (7/22)
    $495,000

    400 N Church St Unit 521, Charlotte, NC 28202

    2beds
    1,246sqft
    : 
    $3,594/mo
    Get pre-qualified
    Condominium
    Built in 1997
    -- sqft lot
    $489,500 Zestimate®
    $397/sqft
    $650/mo HOA

    What's special

    Freshly paintedWarm hardwood floorsPeaceful courtyard viewsStunning charlotte skyline backdropBalcony retreatFloor-to-ceiling windowsCustom closets
    Escape the bustle and enjoy your own balcony retreat. This quiet, move-in-ready condo features a spacious balcony with balcony-to-balcony views and a stunning Charlotte skyline backdrop—an outdoor space you’ll actually want to use. Freshly painted and designed for everyday ease, the home includes custom closets plus a built-in Murphy bed and desk to maximize functionality. Enjoy stainless steel appliances and a bright, open living/dining space with warm hardwood floors. Floor-to-ceiling windows bring in natural light, while the balcony offers peaceful courtyard views by day and glowing city lights by night. Ideally located in 4th Ward near Uptown favorites—dining, theaters, museums, sports venues, parks, the greenway, and groceries—this condo makes it easy to live well and enjoy the city.
    208 days
    |
    201
    |
    11
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Margo Potts margo@york-ventures.com,

    York Ventures, LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4325886MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Main
      Dining area
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Central, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer/Dryer
      • Laundry: In Unit
      Features
      • Flooring: Carpet, Hardwood, Tile
      • Has basement: No
      Interior area
      • Total structure area: 1,246
      • Total interior livable area: 1,246 sqft
      • Finished area above ground: 1,246
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Assigned, Parking Garage, Garage on Main Level
      • Garage spaces: 1
      • Details: Secured parking on ground floor of building
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Main
      • Patio & porch: Balcony, Covered
      • Exterior features: Elevator, Storage, Other - See Remarks
      • Has view: Yes
      • View description: City
      Details
      • Parcel number: 07802754
      • Zoning: UMUD
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Traditional
      • Property subtype: Condominium
      Materials
      • Block
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Cable Available, Other - See Remarks

      Community & HOA

      Community
      • Features: Elevator, Fitness Center
      • Security: Carbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)
      • Subdivision: 400 North Church
      HOA
      • Has HOA: Yes
      • HOA fee: $650 monthly
      • HOA name: First Service Residential
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $397/sqft
      • Tax assessed value: $395,170
      • Annual tax amount: $3,409
      • Date on market: 1/2/2026
      • Cumulative days on market: 208 days
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Concrete

        Estimated market value

        $489,500

        $465,000 - $514,000

        $2,459/mo

        Price history

        DateEventPrice
        7/22/2026Price change$495,000-0.8%$397/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325886 Report a problem
        5/21/2026Price change$499,000-2.1%$400/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325886 Report a problem
        5/6/2026Price change$509,900-1.8%$409/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325886 Report a problem
        4/23/2026Price change$519,500-1%$417/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325886 Report a problem
        1/2/2026Listed for sale$525,000+38.2%$421/sqft
        Source: Canopy MLS as distributed by MLS GRID #4325886 Report a problem
        11/30/2009Sold$380,000-3.8%$305/sqft
        Source: Public Record Report a problem
        9/2/2009Price change$395,000-4.8%$317/sqft
        Source: Prudential Carolinas Realty #883323 Report a problem
        8/31/2009Listed for sale$415,000+96.7%$333/sqft
        Source: Prudential Carolinas Realty #883323 Report a problem
        9/25/1997Sold$211,000$169/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,409 +2.4%$395,170
        2024$3,328 +3.4%$395,170
        2023$3,219 -19.8%$395,170 +2.8%
        2022$4,016 +0.3%$384,300
        2021$4,005 +0.2%$384,300
        2020$3,998 -0.9%$384,300
        2019$4,034 -2.3%$384,300 +30.2%
        2018$4,130 +2.5%$295,100
        2017$4,029 $295,100
        2016$4,029 $295,100
        2015$4,029 +1.1%$295,100
        2014$3,984 $295,100
        2013-- $295,100 -1%
        2012-- $298,100
        2011-- $298,100 -5.4%
        2010-- $315,200
        2009-- $315,200
        2008-- $315,200
        2007-- $315,200
        2006-- $315,200
        2005-- $315,200
        2004-- $315,200
        2003-- $315,200 +41.9%
        2002-- $222,120
        2001-- $222,120
        2000-- $222,120
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Fourth Ward

        Getting around

        93 / 100
        Walker's Paradise
        75 / 100
        Excellent Transit
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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