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  • Price cut: $15K (8/12)
    $760,000

    40W612 Blue Lake Cir N, St Charles, IL 60175

    4beds
    3,420sqft
    : 
    $5,324/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.32 Acres Lot
    $736,900 Zestimate®
    $222/sqft
    $63/mo HOA

    What's special

    Brick fireplaceExpansive sitting roomMature tree-lined backdropPrivate patioLarge family roomRich hardwood flooringGame area
    In Fox Creek of Campton Hills, this custom-built home pairs timeless design, thoughtful updates, and the everyday functionality today's buyers have come to expect. From the classic brick and Hardie Board exterior to the professionally landscaped yard, the care invested in this property is apparent from the start. Inside, extensive millwork, rich hardwood flooring, 9-foot ceilings, and generous natural light create a bright, spacious feel throughout. Fresh interior paint, updated light fixtures, and a refreshed staircase in 2025 enhance the home's polished presentation. Formal living and dining rooms offer excellent entertaining space, while the large family room, anchored by a brick fireplace, creates a warm and inviting everyday gathering area. The kitchen features custom cabinetry, granite countertops, and stainless steel appliances. A first-floor den with an adjacent updated full bath offers flexibility for a home office, potential fifth bedroom, or a comfortable multi-generational living arrangement, with the nearby laundry room reinforcing the privacy of that wing of the home. Upstairs, the primary suite includes a tray ceiling, expansive sitting room, updated bath with separate shower and jacuzzi tub, dual vanities, and an impressive 17x8 walk-in closet. The second bedroom enjoys a private bath, while bedrooms three and four share a Jack-and-Jill bath. All bedrooms include walk-in closets. The finished basement adds ~1,600 square feet of additional living space, including a recreation room with a second brick fireplace, game area, updated full bath, flexible office, exercise, or play space, and abundant storage. Previously unfinished basement area was completed in 2025, and a new reverse osmosis system was also installed. Outside, the private patio overlooks a beautifully landscaped backyard with expansive green space and a mature, tree-lined backdrop, creating a peaceful, private setting. Set just across from the neighborhood lake, and with a new roof in 2023, close proximity to the elementary school and park, and convenient access to downtown St. Charles, Geneva, and the La Fox Metra station, this home brings together quality, space, and setting in a way that is increasingly hard to find. Pride of ownership is evident throughout.
    36 days
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    1,154
    |
    34
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Sjostrom 630-660-2367,

    Compass

    Source: MRED as distributed by MLS GRID,MLS#: 12702252MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 5
      Rooms
      • Room types: Den, Sitting Room, Recreation Room, Exercise Room, Game Room, Other Room
      Primary bedroom
      • Features: Flooring (Carpet), Bathroom (Full, Double Sink, Whirlpool & Sep Shwr)
      • Level: Second
      • Area: 273 Square Feet
      • Dimensions: 21X13
      Bedroom 2
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 187 Square Feet
      • Dimensions: 17X11
      Bedroom 3
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 13X12
      Bedroom 4
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12X11
      Den
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 154 Square Feet
      • Dimensions: 11X14
      Dining room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 195 Square Feet
      • Dimensions: 13X15
      Exercise room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 144 Square Feet
      • Dimensions: 12X12
      Family room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 360 Square Feet
      • Dimensions: 20X18
      Game room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 168 Square Feet
      • Dimensions: 14X12
      Kitchen
      • Features: Kitchen (Eating Area-Table Space, Island, Pantry-Closet, Custom Cabinetry, Granite Counters, Pantry), Flooring (Hardwood)
      • Level: Main
      • Area: 330 Square Feet
      • Dimensions: 22X15
      Laundry
      • Features: Flooring (Ceramic Tile)
      • Level: Main
      • Area: 64 Square Feet
      • Dimensions: 8X8
      Living room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Other
      • Level: Basement
      • Area: 154 Square Feet
      • Dimensions: 11X14
      Recreation room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 560 Square Feet
      • Dimensions: 28X20
      Sitting room
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 182 Square Feet
      • Dimensions: 14X13
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Cooktop, Range Hood, Water Purifier, Water Purifier Owned, Humidifier
      • Laundry: Main Level, Sink
      Features
      • Cathedral Ceiling(s), 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Granite Counters, Separate Dining Room, Pantry
      • Flooring: Hardwood
      • Windows: Screens
      • Basement: Finished,Egress Window,Rec/Family Area,Storage Space,Full
      • Attic: Unfinished
      • Number of fireplaces: 2
      • Fireplace features: Gas Log, Family Room, Basement
      Interior area
      • Total structure area: 0
      • Total interior livable area: 3,420 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Patio
      • Fencing: Invisible
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.32 Acres
      • Dimensions: 85 X 166
      • Features: Landscaped, Backs to Trees/Woods
      Details
      • Additional structures: None
      • Parcel number: 0823130008
      • Special conditions: None
      • Other equipment: Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick, Fiber Cement
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Fox Creek
      HOA
      • Has HOA: Yes
      • Services included: Insurance
      • HOA fee: $760 annually
      Location
      • Region: St Charles

      Financial & listing details

      • Price per square foot: $222/sqft
      • Tax assessed value: $621,108
      • Annual tax amount: $14,818
      • Date on market: 7/11/2026
      • Ownership: Fee Simple

        Estimated market value

        $736,900

        $700,000 - $774,000

        $4,251/mo

        Price history

        DateEventPrice
        8/12/2026Price change$760,000-1.9%$222/sqft
        Source: MRED as distributed by MLS GRID #12702252 Report a problem
        3/27/2026Listed for sale$775,000+2.6%$227/sqft
        Source: MRED as distributed by MLS GRID #12596410 Report a problem
        8/8/2025Sold$755,000-1.8%$221/sqft
        Source: MRED as distributed by MLS GRID #12351221 Report a problem
        6/29/2025Contingent$769,000$225/sqft
        Source: MRED as distributed by MLS GRID #12351221 Report a problem
        6/5/2025Listed for sale$769,000$225/sqft
        Source: MRED as distributed by MLS GRID #12351221 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$13,272 +2.6%$207,036 +11.8%
        2023$12,932 +3.9%$185,102 +9.7%
        2022$12,449 +4.8%$168,658 +5.9%
        2021$11,877 +0.3%$159,247 +1.5%
        2020$11,846 +1.4%$156,955 +1.5%
        2019$11,684 +0.2%$154,651
        2018$11,662 -8.5%$154,651 -7.4%
        2017$12,740 -11.8%$167,031 +2.6%
        2016$14,437 $162,814 +2.8%
        2015-- $158,318 +7.4%
        2014-- $147,424 -1.7%
        2013-- $149,898 +3.2%
        2012-- $145,225 -5.8%
        2011-- $154,150 -1.6%
        2010-- $156,709 -6.9%
        2009-- $168,269 -8.2%
        2008-- $183,315 -4%
        2007-- $190,913 +6.1%
        2006-- $179,971 +287.2%
        2005-- $46,479 +1755.4%
        2004-- $2,505
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 60175

        Getting around

        30 / 100
        Car-Dependent
        60 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Wasco Elementary School
        • Middle: Thompson Middle School
        • High: St Charles North High School
        • District: 303

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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