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  • Listed by: Muljat Group • Scott A. Talbot
    $989,000

    4174 Saltspring Drive, Ferndale, WA 98248

    3beds
    2,708sqft
    : 
    $6,089/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    7,405 Square Feet Lot
    $-- Zestimate®
    $365/sqft
    $66/mo HOA

    What's special

    Experience quintessential Pacific Northwest coastal living from this stunning waterfront retreat in Sandy Point. Perfectly positioned on the shores of Lummi Bay, this east-facing home showcases breathtaking sunrise views over Mt. Baker and the Twin Sisters. Featuring 3 bedrooms plus a dedicated office/den, spacious rec room, and 2.5 baths, there's room for both everyday living and weekend gatherings. Enjoy direct waterfront living with ever-changing marine vistas, abundant wildlife, and endless opportunities for kayaking, paddleboarding, beachcombing, and boating right from your backyard. Located within the sought-after Sandy Point community with access to a marina, golf course, pool, clubhouse, parks, and private beaches, this is Northwest living at its finest.
    51 days
    |
    270
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Scott A. Talbot,

    Muljat Group,

    Scott Talbot,

    Muljat Group

    Source: NWMLS as distributed by MLS GRID,MLS#: 2534963MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Primary bedroom
      • Level: Second
      Bathroom full
      • Level: Second
      Bathroom full
      • Level: Second
      Den office
      • Level: Main
      Dining room
      • Level: Main
      Entry hall
      • Level: Main
      Kitchen with eating space
      • Level: Main
      Rec room
      • Level: Second
      Utility room
      • Level: Main
      Heating
      • Fireplace, Radiant, Electric, Propane
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Washer(s)
      Features
      • Bath Off Primary, Ceiling Fan(s), Dining Room
      • Flooring: Ceramic Tile, Concrete, Laminate, Carpet
      • Windows: Dbl Pane/Storm Window, Skylight(s)
      • Number of fireplaces: 1
      • Fireplace features: Gas, Main Level: 1, Fireplace
      Interior area
      • Total structure area: 2,708
      • Total interior livable area: 2,708 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Attached Garage
      • Has attached garage: Yes
      • Covered spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Main
      • Patio & porch: Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, Hot Tub/Spa, Jetted Tub, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Wine/Beverage Refrigerator
      • Has spa: Yes
      • Spa features: Indoor, Bath
      • Has view: Yes
      • View description: Bay, Mountain(s), Territorial
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: No Bank
      Lot
      • Size: 7,405 Square Feet
      • Features: Fenced-Partially, Hot Tub/Spa, Irrigation, Patio, Propane
      • Topography: Level
      Details
      • Parcel number: 3801090131270000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: 2 Story
      • Property subtype: Single Family Residence
      Materials
      • Cement Planked, Wood Siding, Wood Products, Cement Plank
      • Foundation: Poured Concrete
      • Roof: Composition
      Condition
      • Year built: 2005

      Utilities & green energy

      • Sewer: Sewer Connected
      • Water: Community

      Community & HOA

      Community
      • Features: Athletic Court, Boat Launch, CCRs, Clubhouse, Golf, Park, Playground
      • Subdivision: Sandy Point
      HOA
      • HOA fee: $66 monthly
      Location
      • Region: Ferndale

      Financial & listing details

      • Price per square foot: $365/sqft
      • Tax assessed value: $963,682
      • Annual tax amount: $8,403
      • Date on market: 6/3/2026
      • Cumulative days on market: 53 days
      • Listing terms: Conventional,USDA Loan,VA Loan
      • Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Stove(s)/Range(s), Washer(s)

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/4/2026Listed for sale$989,000+80.1%$365/sqft
        Source: NWMLS as distributed by MLS GRID #2534963 Report a problem
        7/30/2014Sold$549,000$203/sqft
        Source: NWMLS as distributed by MLS GRID #615389 Report a problem
        6/27/2014Pending sale$549,000$203/sqft
        Source: Coldwell Banker Bain #615389 Report a problem
        6/5/2014Price change$549,000-1.8%$203/sqft
        Source: Coldwell Banker Bain #615389 Report a problem
        4/6/2014Listed for sale$559,000$206/sqft
        Source: Coldwell Banker Bain #615389 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,901 +11.8%$963,682 -4.2%
        2023$7,068 +3.6%$1,006,030 +20.5%
        2022$6,824 +12.7%$834,872 +23.7%
        2021$6,055 -6%$674,932 +4%
        2020$6,444 $649,146 +3.9%
        2019$6,444 -6%$625,031 +16.6%
        2018$6,855 +31.9%$536,148 +5%
        2017$5,198 -19.5%$510,646 +2%
        2016$6,460 +10.2%$500,803 +1.8%
        2015$5,861 $492,150 +18.2%
        2014$5,861 +19.1%$416,249
        2013$4,923 $416,249
        2012-- $416,249 +4.3%
        2011-- $398,927
        2010-- $398,927 -0.6%
        2009$3,774 -5.5%$401,455 +10.1%
        2008$3,993 $364,790
        2007$3,993 +785%$364,790
        2005$451 $364,790 +969.8%
        2004$451 -5.2%$34,100
        2003$476 +5.2%$34,100
        2002$453 -2.2%$34,100
        2001$463 $34,100
        2000-- $34,100
        1999-- $34,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 98248

        Getting around

        2 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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