Skip main navigation
Active
  • Price cut: $5K (8/2)
    $344,900

    4278 Harbor Ln, Sherrills Ford, NC 28673

    3beds
    1,428sqft
    : 
    $2,008/mo
    Get pre-qualified
    Single Family Residence
    Built in 1982
    0.46 Acres Lot
    $330,600 Zestimate®
    $242/sqft
    $-- HOA

    What's special

    This Rare Opportunity with Lake Views and Lake Access to Lake Norman is back on the market after further inspection. The property has been evaluated by a structural engineer. According to the engineer, the observed settling is longstanding, related to original construction methods, and not believed to be ongoing. Reports and findings from the engineer are attached to this listing. This is a unique opportunity to own an affordable property with beautiful lake views of Lake Norman. This 3 bed, 2 bath home is perfect as a full-time residence, seasonal getaway, or even a VRBO/investment rental property. Built elevated to maximize the stunning water views, the home offers year-round lake views from the front. During the winter months, additional lake views can be enjoyed from the rear of the home on either of the screened in decks, while mature trees provide natural privacy throughout the summer. This one-owner home has been exceptionally well cared for and features several recent updates, including fresh interior paint, new carpeting in the bedrooms, hallway, and living area, as well as, updated electrical outlets and some lighting. A whole house water filtration system was also put into place in 2003 and is maintained every 6 months. The windows have also been replaced in the sellers ownership. The one-level open floor plan offers comfortable living with a spacious laundry room, three bedrooms, and two full baths. Step directly from the kitchen onto a two-level screened-in back porch—ideal for entertaining or relaxing while enjoying the peaceful surroundings. Beautiful water views can be appreciated from every room on the front of the home creating a bright and inviting atmosphere throughout. An added bonus is deeded water access. All 17 homeowners share ownership of the first lot on the right as you enter the neighborhood, which provides access to Lake Norman. Bring your boat right from the driveway to the lake access point!!! Mountain Creek Marina is also conveniently located less than a quarter mile drive from the property or just across the water from the lake access. (Mountain Creek Marina - 704-483-0077/mtcreekmarina.com) Major updates include: Universal Windows (2019-30 year warranty) New roof (2020) Heat pump/Central air system (2021) Whole house water filtration system (2003) updated decking and screened in back decks carpet, electrical outlets and some lighting (2025/2026) washer/dryer conveys. Schedule your showing today and start enjoying lake living at an affordable price! For information regarding the 150 widening project visit: https://www.ncdot.gov/projects/nc-150/Pages/default.aspx
    156 days
    |
    1,741
    |
    93
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kim Coggins kim.coggins@allentate.com,

    Howard Hanna Allen Tate Lake Norman

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4346441MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Range, Refrigerator, Washer/Dryer
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Open Floorplan
      • Flooring: Carpet, Vinyl
      • Doors: Sliding Doors
      • Basement: Exterior Entry,Storage Space
      Interior area
      • Total structure area: 1,428
      • Total interior livable area: 1,428 sqft
      • Finished area above ground: 1,428
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Rear Porch, Screened
      • Has view: Yes
      • View description: Water, Year Round
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Ramp – Community, Paddlesport Launch Site - Community
      • Body of water: Lake Norman
      Lot
      • Size: 0.46 Acres
      • Features: Cleared, Views
      Details
      • Parcel number: 4607195153230000
      • Zoning: R-30
      • Special conditions: Standard
      • Other equipment: Other - See Remarks

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      • Foundation: Pillar/Post/Pier
      Condition
      • New construction: No
      • Year built: 1982

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well

      Community & HOA

      Community
      • Features: Lake Access
      • Subdivision: Colony Harbor
      Location
      • Region: Sherrills Ford

      Financial & listing details

      • Price per square foot: $242/sqft
      • Tax assessed value: $282,700
      • Date on market: 3/13/2026
      • Cumulative days on market: 130 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $330,600

        $314,000 - $347,000

        $2,041/mo

        Price history

        DateEventPrice
        8/2/2026Price change$344,900-1.4%$242/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346441 Report a problem
        6/29/2026Price change$349,900-1.4%$245/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346441 Report a problem
        6/8/2026Price change$355,000-4%$249/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346441 Report a problem
        5/29/2026Listed for sale$369,900$259/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346441 Report a problem
        5/14/2026Listing removed$369,900$259/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346441 Report a problem
        4/16/2026Price change$369,900-0.7%$259/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346441 Report a problem
        3/13/2026Listed for sale$372,500-1.7%$261/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346441 Report a problem
        2/2/2026Listing removed$379,000$265/sqft
        Source: Canopy MLS as distributed by MLS GRID #4275314 Report a problem
        1/5/2026Price change$379,000-2.6%$265/sqft
        Source: Canopy MLS as distributed by MLS GRID #4275314 Report a problem
        7/24/2025Price change$389,000-2.5%$272/sqft
        Source: Canopy MLS as distributed by MLS GRID #4275314 Report a problem
        6/27/2025Listed for sale$399,000+6550%$279/sqft
        Source: Canopy MLS as distributed by MLS GRID #4275314 Report a problem
        10/1/1981Sold$6,000$4/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $282,700
        2024$1,392 +2.1%$282,700
        2023$1,364 +34.2%$282,700 +96%
        2022$1,017 $144,200
        2021$1,017 $144,200
        2020$1,017 $144,200
        2019$1,017 +12.5%$144,200 +9.3%
        2018$904 $131,900
        2017$904 +25.4%--
        2016$721 --
        2015$721 $131,900 +9.8%
        2014$721 $120,100
        2013$721 --
        2012$721 --
        2011$721 -12.9%--
        2010$827 --
        2009$827 +3.4%--
        2008$800 --
        2007$800 +20.1%--
        2006$666 --
        2005-- --
        2004-- --
        2003-- --
        2002-- --
        2001-- --
        2000-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28673

        Getting around

        12 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Sherrills Ford
        • Middle: Mill Creek
        • High: Bandys

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes