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For sale
    • Listed by: eXp Realty of California Inc • Kraig Enyeart • Contact: 949-374-8870
    $929,900

    44 Tierra Montanosa, Rancho Santa Margarita, CA 92688

    3beds
    1,487sqft
    : 
    $6,612/mo
    Get pre-qualified
    Townhouse
    Built in 1996
    0.68 Acres Lot
    $920,500 Zestimate®
    $625/sqft
    $607/mo HOA

    What's special

    Melinda Heights, Rancho Santa Margarita At Its Best! Review the attached supplements for the full list of upgrades & Watch the 3D tour to see it all come together before you even walk in the door. This is the ONE! A rare, expansive wrap-around private patio - your own outdoor sanctuary framed by a brick-and-stone planter wall, with a separate gated entrance to the backyard. Room to lounge, entertain, and unwind in complete serenity, with far more private outdoor living space than many in the community. — this home has been renovated top to bottom, and the numbers speak for themselves. Downstairs, a bedroom suite with its own full bath and laundry opens directly onto that show-stopping patio - perfect for guests, multigenerational living, or a private home office. The kitchen has been fully reimagined with a Bosch 800 Series dishwasher, Samsung smart refrigerator and oven, quartz countertops, and recessed lighting. PLUS a whole-house Filtersorb Puragain water filtration system with a 6-stage alkaline drinking water tap. Every bathroom has been upgraded with sleek, low-flush, single-piece toilets to custom counters with molded sinks! Upstairs, two stunning primary suites deliver rare flexibility: the first with high ceilings, a closet with custom doors, a custom made shoe closet w/ separate spaces and a spa-like renovated walk-in shower that is a fully tiled European rain shower. Shower and Toilet are separated by a custom barn door. The primary bath also features custom double vanity, and smart mirrors. The second Primary features vaulted ceilings, walk-in closet, its own bath/shower. The upgrades don't stop there: New luxury lighting throughout, a newer HVAC system, an automatic sprinkler system, a fully installed garage EV charger, and a whole-home Vivint security system — cameras, sensors, and glass-break detection, equipment (paid for). The HOA has just repainted the exterior, repaved the roads, and replaced the garage doors — the whole community is looking sharp. Step outside your door and into SAMLARC living at its best: 13 parks, sport courts, hiking and biking trails, Saddleback Mountain views, and the beach club at Lake Rancho Santa Margarita. Zoned for award-winning Melinda Heights Elementary and Trabuco Hills High, with shopping and dining just minutes away. No Mello-Roos. Turnkey. Upgraded top to bottom. The best patio in the complex. This is the one you've been waiting for.
    13 days
    |
    580
    |
    21
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kraig Enyeart DRE #01990432 949-374-8870,

    eXp Realty of California Inc

    Source: CRMLS,MLS#: OC26156405MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bedroom, Living Room, Primary Bathroom, Primary Bedroom, Other, Dining Room
      Primary bedroom
      • Features: Multiple Primary Suites
      Bedroom
      • Features: Bedroom on Main Level
      Bathroom
      • Features: Bathtub, Dual Sinks, Low Flow Plumbing Fixtures, Quartz Counters, Remodeled, Separate Shower, Tub Shower, Walk-In Shower
      Kitchen
      • Features: Quartz Counters, Remodeled, Updated Kitchen, Utility Sink
      Other
      • Features: Walk-In Closet(s)
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator, Water To Refrigerator, Water Purifier
      • Laundry: Inside
      Features
      • Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, High Ceilings, Quartz Counters, Recessed Lighting, Bedroom on Main Level, Multiple Primary Suites, Walk-In Closet(s)
      • Flooring: Vinyl
      • Doors: Sliding Doors
      • Windows: Blinds
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 1,487 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Patio & porch: Brick, Patio, Stone, Wrap Around
      • Pool features: Community, Association
      • Has spa: Yes
      • Spa features: Community
      • Fencing: Good Condition,Stucco Wall,Wrought Iron
      • Has view: Yes
      • View description: Park/Greenbelt, Trees/Woods
      Lot
      • Size: 0.68 Acres
      • Features: 0-1 Unit/Acre, Sprinkler System
      Details
      • Parcel number: 93812283
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Mediterranean
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Clay
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Electric: Standard
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Biking, Curbs, Foothills, Golf, Hiking, Park, Sidewalks, Pool
      • Security: Security System, Carbon Monoxide Detector(s), Smoke Detector(s)
      HOA
      • Has HOA: Yes
      • Amenities included: Sport Court, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s)
      • HOA fee: $518 monthly
      • HOA name: Tierra Montanosa Association
      • HOA phone: 949-372-4040
      • Second HOA fee: $89 monthly
      • Second HOA name: Samlarc
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $625/sqft
      • Tax assessed value: $956,148
      • Annual tax amount: $9,898
      • Date on market: 7/17/2026
      • Cumulative days on market: 13 days
      • Listing terms: Cash,Cash to New Loan,Conventional
      • Exclusions: Refrigerator, Washer & Dryer

        Estimated market value

        $920,500

        $874,000 - $967,000

        $4,188/mo

        Price history

        DateEventPrice
        7/17/2026Listed for sale$929,900-3.6%$625/sqft
        Source: CRMLS #OC26156405 Report a problem
        8/11/2025Listing removed$965,000$649/sqft
        Source: SDMLS #SW25070596 Report a problem
        6/23/2025Listed for sale$965,000+7.1%$649/sqft
        Source: SDMLS #SW25070596 Report a problem
        5/27/2022Sold$901,000+4.8%$606/sqft
        Source: Public Record Report a problem
        5/12/2022Pending sale$860,000+50.9%$578/sqft
        Source: CRMLS #OC22066743 Report a problem
        12/16/2019Sold$570,000+1.8%$383/sqft
        Source: CRMLS #OC19250121 Report a problem
        11/15/2019Pending sale$560,000$377/sqft
        Source: Regency Real Estate Brokers #OC19250121 Report a problem
        10/24/2019Listed for sale$560,000-3.4%$377/sqft
        Source: Regency Real Estate Brokers #OC19250121 Report a problem
        5/12/2006Sold$580,000+111.7%$390/sqft
        Source: Public Record Report a problem
        10/22/2001Sold$274,000+58.4%$184/sqft
        Source: Public Record Report a problem
        1/16/1998Sold$173,000$116/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,898 +1.8%$956,148 +2%
        2024$9,726 +2.4%$937,400 +2%
        2023$9,502 +55%$919,020 +56.4%
        2022$6,130 +2.4%$587,423 +2%
        2021$5,986 +0.3%$575,905 +1%
        2020$5,969 $570,000 +6.9%
        2019$5,969 -2%$533,000
        2018$6,091 -7.2%$533,000 +7.9%
        2017$6,565 $494,000 +10%
        2016$6,565 +7.6%$449,000
        2015$6,103 +5.6%$449,000 +11.7%
        2014$5,778 $401,850 +25%
        2013-- $321,480
        2012-- $321,480 -6%
        2011-- $342,000
        2010-- $342,000 -10.5%
        2009-- $382,000 -16.9%
        2008-- $459,500 -22.3%
        2007-- $591,498 +99.7%
        2006-- $296,197 +2%
        2005-- $290,390 +2%
        2004-- $284,697 +1.9%
        2003-- $279,480 +2%
        2002-- $274,000 +49.7%
        2001$3,185 +1.9%$183,006 +2%
        2000$3,125 $179,418
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 92688

        Getting around

        15 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Melinda Heights
        • Middle: Rancho Santa Margarita
        • High: Trabucco Hills

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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