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For sale
  • Price cut: $10K (8/14)
    $639,000

    45 Willow Lake Drive, Holmes, NY 12531

    3beds
    2,546sqft
    Loading
    Single Family Residence, Residential
    Built in 1995
    1.35 Acres Lot
    $-- Zestimate®
    $251/sqft
    $38/mo HOA

    What's special

    Two fireplacesCentral airPrivate fire pitRadiant heatPropane cookingThoughtfully designed kitchenElegant crown molding
    **Lakefront Living at Its Finest on Private Sunset Lake Just over an HOUR to NYC*** Featuring a brand new roof this beautifully maintained 3-bedroom, 2.5-bath lakefront home offers four-season living on private Sunset Lake. Located in Holmes, a hamlet of Pawling, this waterfront retreat combines peaceful surroundings, inviting indoor and outdoor spaces, and convenient access to everything the Hudson Valley has to offer. Are you a runner or a walker? This house in conveniently located moments from the local rail trail as well! Inside, you’ll find gleaming hardwood floors, elegant crown molding, two fireplaces, and central air. The thoughtfully designed kitchen features concrete countertops, tile flooring, radiant heat, propane cooking, and an adjoining mudroom with radiant heat—an especially welcome feature during Hudson Valley winters. The screened-in porch is the perfect place to enjoy morning coffee or unwind while overlooking the lake. A spacious open-air deck provides even more room for barbecues, outdoor dining, and entertaining. Gather around your private fire pit or enjoy the community fire pit with neighbors and friends. Sunset Lake residents also enjoy access to a private sandy community beach and pavilion. Spend summer days swimming, fishing, kayaking, or paddleboarding, then enjoy ice skating when winter transforms the lake. The property also offers the potential for a private dock, subject to applicable community and municipal approvals. A invisible fenced yard provides a secure outdoor space for pets, while high-speed internet makes working from home easy. The attached two-car garage offers plenty of room for vehicles, kayaks, paddleboards, and other recreational equipment. Located in the Pawling School District and just minutes from the Village of Pawling, Metro-North, restaurants, shops, hiking trails, golf courses, wineries, breweries, farms, and Interstate 84. Whether you’re searching for a year-round home or a weekend escape, 45 Willow Lake offers the opportunity to enjoy lakefront living in every season. Some photos have been virtually edited.
    51 days
    |
    1,543
    |
    133
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    Zillow last checked:

    Listing updated:

    Listed by:

    River to Ridge Rlty Associates 845-206-8756,

    Heather Bragg 843-412-7538,

    Benjamin Bragg 843-830-5398,

    River to Ridge Rlty Associates

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1017740MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: Second
      Dining room
      • Level: First
      Family room
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Oil
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Gas Range, Refrigerator, Washer
      • Laundry: In Bathroom
      Features
      • Eat-in Kitchen, Formal Dining, Kitchen Island
      • Flooring: Hardwood, Tile
      • Basement: Full,Partially Finished,Walk-Out Access
      • Attic: Unfinished
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Gas, Living Room, Wood Burning
      Interior area
      • Total structure area: 2,546
      • Total interior livable area: 2,546 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway, Garage
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Exterior features: Garden
      • Has view: Yes
      • View description: Trees/Woods, Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach Access, Lake Front, Lake Privileges, Waterfront
      Lot
      • Size: 1.35 Acres
      Details
      • Parcel number: 1340896856005916250000
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence, Residential
      Materials
      • Frame
      Condition
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private, Shared Well
      • Utilities for property: Electricity Connected, Propane, See Remarks

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock, Gated, Recreation Facilities
      • Services included: Common Area Maintenance
      • HOA fee: $450 annually
      Location
      • Region: Holmes

      Financial & listing details

      • Price per square foot: $251/sqft
      • Tax assessed value: $122,000
      • Annual tax amount: $9,553
      • Date on market: 7/6/2026
      • Cumulative days on market: 43 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/14/2026Price change$639,000-1.5%$251/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1017740 Report a problem
        7/31/2026Price change$649,000-0.2%$255/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1017740 Report a problem
        7/23/2026Price change$650,000-1.4%$255/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1017740 Report a problem
        7/17/2026Price change$659,000-0.9%$259/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1017740 Report a problem
        7/6/2026Listed for sale$665,000+92.8%$261/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1017740 Report a problem
        5/21/2009Sold$345,000+1280%$136/sqft
        Source: Public Record Report a problem
        10/2/1995Sold$25,000$10/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $122,000
        2024-- $122,000
        2023-- $122,000
        2022-- $122,000
        2021-- $122,000
        2020-- $122,000
        2019-- $122,000
        2018-- $122,000
        2017$10,305 $122,000
        2016-- $122,000
        2015-- $122,000
        2014-- $122,000
        2012-- $122,000
        2011-- $122,000
        2010-- $122,000 -14.1%
        2009-- $142,000 -12.3%
        2008-- $161,900 +4.2%
        2007-- $155,400
        2006-- $155,400
        2005-- $155,400
        2004-- $155,400 +5.2%
        2003-- $147,700
        2002-- $147,700
        2001-- $147,700
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Shorehaven

        Getting around

        0 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Pawling Elementary School
        • Middle: Pawling Middle School
        • High: Pawling High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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