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For sale by owner
  • $437,000

    5028 Polo Gate Blvd, Charlotte, NC 28216

    2beds
    1,802sqft
    : 
    $3,059/mo
    Get pre-qualified
    Townhouse
    Built in 2015
    4,792 Square Feet Lot
    $439,800 Zestimate®
    $243/sqft
    $460/mo HOA

    What's special

    Soaring ceilingsSpacious two-car garageWalk-in showerCeramic tilePlenty of workspaceGranite countertopsBreakfast bar with seating
    Welcome to easy, low-maintenance living in the lovely and secluded, gated 55+ Polo Club at Mountain Island Lake. The HOA takes care of lawn maintenance, irrigation, water, and sewer, allowing you more time to enjoy everything this community has to offer. This beautifully maintained home features hardwood flooring throughout the main living areas, soaring ceilings, and a warm gas-log fireplace that creates an inviting atmosphere. The kitchen is designed for both everyday living and entertaining, offering granite countertops, double oven, a breakfast bar with seating, and plenty of workspace. Additional features include a spacious two-car garage, a laundry room with utility sink, generous closet space, and tubular skylights that bring abundant natural light into the home. The primary suite includes a well-appointed bath with a walk-in shower, ceramic tile and a dual sink vanity, creating a comfortable and functional retreat. Residents enjoy community amenities, including a clubhouse and swimming pool. Conveniently located near Riverbend shopping, Harris Teeter, Starbucks, First Watch, and other dining and retail options, this home also provides easy access to I-485 and Highway 16, making trips to Mountain Island Lake, Lake Norman, and Uptown Charlotte simple and convenient. The HOA fee includes water and sewer service, trash collection, exterior building maintenance, structural homeowners insurance, landscaping of yard and common areas, road maintenance, and the security gate, which operates nightly from 6:00 PM to 6:00 AM. ?? Contact us today at (980) 352-0748 for more information or to schedule your private tour.
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    Listed by:

    Property Owner (980) 352-0746

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced air
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Garbage disposal, Microwave, Range / Oven, Refrigerator
      Features
      • Flooring: Tile, Hardwood
      • Basement: None
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 1,802 sqft

      Property

      Parking
      • Parking features: Garage - Attached
      Features
      • Exterior features: Other, Wood
      Lot
      • Size: 4,792 Square Feet
      Details
      • Parcel number: 02326461

      Construction

      Type & style
      • Home type: Townhouse
      Condition
      • New construction: No
      • Year built: 2015

      Community & HOA

      Community
      • Features: Fifty Five Plus Active Community
      • Senior community: Yes
      HOA
      • Has HOA: Yes
      • HOA fee: $460 monthly
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $243/sqft
      • Tax assessed value: $412,700
      • Date on market: 8/2/2026

        Estimated market value

        $439,800

        $418,000 - $462,000

        $2,120/mo

        Price history

        DateEventPrice
        8/2/2026Listed for sale$437,000-2.7%$243/sqft
        Source: Owner Report a problem
        7/1/2026Listing removed$449,000$249/sqft
        Source: Canopy MLS as distributed by MLS GRID #4340520 Report a problem
        6/11/2026Price change$449,000-2.2%$249/sqft
        Source: Canopy MLS as distributed by MLS GRID #4340520 Report a problem
        4/11/2026Price change$458,900-3.4%$255/sqft
        Source: Canopy MLS as distributed by MLS GRID #4340520 Report a problem
        2/24/2026Price change$475,000-4%$264/sqft
        Source: Canopy MLS as distributed by MLS GRID #4340520 Report a problem
        1/25/2026Listed for sale$495,000-1%$275/sqft
        Source: Canopy MLS as distributed by MLS GRID #4340520 Report a problem
        11/6/2025Listing removed$499,900$277/sqft
        Source: Canopy MLS as distributed by MLS GRID #4254991 Report a problem
        8/28/2025Price change$499,900-3.8%$277/sqft
        Source: Canopy MLS as distributed by MLS GRID #4254991 Report a problem
        5/6/2025Listed for sale$519,900+55.2%$289/sqft
        Source: Canopy MLS as distributed by MLS GRID #4254991 Report a problem
        9/7/2018Sold$335,000-3.6%$186/sqft
        Source: Public Record Report a problem
        10/21/2015Sold$347,500$193/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $412,700
        2024-- $412,700
        2023-- $412,700 +37%
        2022-- $301,200
        2021-- $301,200
        2020-- $301,200
        2019$2,629 $301,200 +12.7%
        2018-- $267,300
        2017$2,953 $267,300 +456.9%
        2016$2,953 $48,000
        2015$2,953 $48,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28216

        Getting around

        38 / 100
        Car-Dependent
        32 / 100
        Some Transit
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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