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Under contract
    • Price cut: $13K (7/14)
    $435,000

    6445 Bay Shore Dr, Saint Cloud, FL 34771

    3beds
    1,792sqft
    : 
    $2,863/mo
    Get pre-qualified
    Single Family Residence
    Built in 1990
    0.5 Acres Lot
    $422,500 Zestimate®
    $243/sqft
    $-- HOA

    What's special

    Screen-enclosed poolPrivate backyard retreatSpacious half-acre lotTwo separate carports
    Under contract-accepting backup offers. Situated on a spacious half-acre lot in St. Cloud with NO HOA, this well-maintained 3-bedroom, 2-bath POOL home offers the perfect blend of space, functionality, and Florida lifestyle living.Enjoy your own private backyard retreat featuring a screen-enclosed pool and peaceful views of a pond located behind the property, creating a relaxing and private setting. The property is designed for convenience and versatility, offering two separate carports, including a dedicated concrete pad ideal for RV or boat parking.A sidewalk wraps around the entire home, providing easy access and added usability around the property. With plenty of room to spread out, this oversized lot offers opportunities for outdoor living, storage, or future improvements.Located just minutes from major roadways, shopping, dining, and everyday conveniences, this home combines privacy, space, and accessibility. A rare find in today’s market. Don’t miss the opportunity to own a pool home with land and no HOA restrictions in a growing area of St. Cloud.
    82 days
    |
    678
    |
    48
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Devon Willoughby 321-437-6071,

    ROYAL REALTY REAL ESTATE, LLC 407-892-0123

    Source: Stellar MLS,MLS#: S5149286MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Bedroom 1
      • Features: Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Primary bathroom
      • Level: First
      Bathroom 1
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Water Softener
      • Laundry: Inside, Laundry Room
      Features
      • Chair Rail, Eating Space In Kitchen
      • Flooring: Ceramic Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,256
      • Total interior livable area: 1,792 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage - Attached, Carport
      • Attached garage spaces: 2
      • Carport spaces: 4
      • Covered spaces: 6
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Rain Gutters, Sidewalk
      • Has private pool: Yes
      • Pool features: In Ground
      • Has view: Yes
      • View description: Pool, Pond
      • Has water view: Yes
      • Water view: Pond
      Lot
      • Size: 0.5 Acres
      • Features: Oversized Lot, Sidewalk
      Details
      • Additional structures: Shed(s)
      • Parcel number: 13 26 31 2601 0001 0380
      • Zoning: RESIDENTIA
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: BAY TREE COVE
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $243/sqft
      • Tax assessed value: $328,200
      • Annual tax amount: $2,379
      • Date on market: 5/5/2026
      • Cumulative days on market: 81 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $422,500

        $401,000 - $444,000

        $2,803/mo

        Price history

        DateEventPrice
        7/14/2026Contingent$435,000$243/sqft
        Source: Stellar MLS #S5149286 Report a problem
        7/14/2026Price change$435,000-2.9%$243/sqft
        Source: Stellar MLS #S5149286 Report a problem
        6/11/2026Price change$448,000-0.4%$250/sqft
        Source: Stellar MLS #S5149286 Report a problem
        5/5/2026Listed for sale$450,000$251/sqft
        Source: Stellar MLS #S5149286 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,479 +6.3%$328,200 +0.2%
        2024$2,332 +2.4%$327,700 +27.1%
        2023$2,279 +8.5%$257,800 +12.7%
        2022$2,100 +1.3%$228,700 +14.8%
        2021$2,074 +2.4%$199,300 +15.4%
        2020$2,026 +2.1%$172,700 +4.7%
        2019$1,985 $164,900 +16.4%
        2018$1,985 +5.1%$141,612 +2.1%
        2017$1,888 +0.5%$138,700 +11%
        2016$1,879 +7%$124,933 +0.7%
        2015$1,756 +1.5%$124,065 +0.8%
        2014$1,729 $123,081 +1.5%
        2013-- $121,263 +1.7%
        2012-- $119,236 -10.4%
        2011-- $133,100 -8.8%
        2010-- $145,900 -12.2%
        2009-- $166,200 -15.8%
        2008-- $197,500 -2.9%
        2007-- $203,500 +23%
        2006-- $165,400 +29.7%
        2005-- $127,500 +15.7%
        2004-- $110,200
        2003-- $110,200 +16.1%
        2002$1,141 +2.2%$94,928 +1.6%
        2001$1,116 +1.9%$93,433 +3%
        2000$1,096 $90,712
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34771

        Getting around

        0 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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