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For sale
  • Price cut: $15.1K (7/24)
    $299,900

    9 FRESHWATER DRIVE, PALM HARBOR, FL 34684

    2beds
    1,030sqft
    : 
    $2,051/mo
    Get pre-qualified
    Single Family Residence
    Built in 1983
    6,443 Square Feet Lot
    $290,000 Zestimate®
    $291/sqft
    $2/mo HOA

    What's special

    Water Lovers, First-Time Buyers, and Downsizers—Welcome Home! If you've been dreaming of an affordable Florida lifestyle close to the water without sacrificing style or convenience, this beautifully updated home is exactly what you've been waiting for. Nestled in desirable Fresh Water Estates, directly across from a Lake Tarpon canal and backing to a peaceful, wooded preserve-like setting with no rear neighbors, this move-in-ready retreat offers privacy, comfort, and everyday enjoyment. Step inside to a bright, sun-filled open floor plan where durable laminate flooring flows throughout, creating an inviting and easy-to-maintain living space. The beautifully renovated kitchen serves as the heart of the home, featuring timeless shaker-style cabinetry, granite countertops, stainless steel appliances, and plenty of workspace for everyday living or entertaining. Just off the kitchen, you'll appreciate the spacious indoor laundry room with additional storage—an unexpected bonus in a home of this size. The updated bathroom continues the home's modern appeal with a granite vanity, crisp white cabinetry, and a stylish walk-in shower, creating a fresh, spa-inspired feel. Outside, the circular driveway provides ample parking, while NO HOA gives you the freedom to park your boat, RV, or other recreational toys right on your own property. Spend weekends launching your boat from the nearby community ramp onto beautiful Lake Tarpon, kayaking the nearby canals, fishing, or enjoying scenic walks and outdoor activities at Anderson Park just minutes away. Conveniently located near shopping, dining, everyday conveniences, and the new Trader Joe's, you'll love having everything you need within easy reach while still enjoying a relaxed, waterfront lifestyle. Whether you're searching for your first home, looking to downsize into an easy-care property, seeking a seasonal Florida retreat, or simply wanting to live closer to the water without the waterfront price tag, this home offers exceptional value. Affordable homes this close to Lake Tarpon—with modern updates, privacy, NO HOA, and room for your boat or RV—are becoming increasingly difficult to find. Schedule your private showing today and discover why this charming home is the perfect place to start your next chapter.
    20 days
    |
    665
    |
    31
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Ginger Bennett 813-601-3372,

    KELLER WILLIAMS SOUTH TAMPA 813-875-3700

    Source: Stellar MLS,MLS#: TB8526277MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      • Area: 182 Square Feet
      • Dimensions: 14x13
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Kitchen
      • Level: First
      • Area: 99 Square Feet
      • Dimensions: 9x11
      Living room
      • Level: First
      • Area: 210 Square Feet
      • Dimensions: 15x14
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: Laundry Closet
      Features
      • Ceiling Fan(s), Open Floorplan
      • Flooring: Laminate
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 1,030
      • Total interior livable area: 1,030 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Circular Driveway, Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Private Mailbox, Private Yard
      • Fencing: Vinyl
      • Has view: Yes
      • View description: Trees/Woods, Canal
      • Has water view: Yes
      • Water view: Canal
      Lot
      • Size: 6,443 Square Feet
      • Dimensions: 60 x 107
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 302716295380000090
      • Zoning: R-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Public

      Community & HOA

      Community
      • Features: Dock, Association Recreation - Lease
      • Pet fee: $0 monthly
      • Subdivision: FRESH WATER ESTATES
      HOA
      • Has HOA: No
      • HOA fee: $2 monthly
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $291/sqft
      • Tax assessed value: $242,154
      • Annual tax amount: $3,401
      • Date on market: 7/16/2026
      • Cumulative days on market: 18 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Paved, Asphalt

        Estimated market value

        $290,000

        $276,000 - $305,000

        $2,060/mo

        Price history

        DateEventPrice
        7/24/2026Price change$299,900-4.8%$291/sqft
        Source: Stellar MLS #TB8526277 Report a problem
        7/16/2026Listed for sale$315,000+52.2%$306/sqft
        Source: Stellar MLS #TB8526277 Report a problem
        3/16/2021Sold$207,000+3.5%$201/sqft
        Source: Public Record Report a problem
        2/12/2021Pending sale$200,000$194/sqft
        Source: Stellar MLS #U8112516 Report a problem
        2/8/2021Listed for sale$200,000+33.3%$194/sqft
        Source: Stellar MLS #U8112516 Report a problem
        1/29/2019Sold$150,000+0.1%$146/sqft
        Source: Public Record Report a problem
        12/5/2018Price change$149,900-0.1%$146/sqft
        Source: CORTLAND REALTY GROUP LLC #U8023196 Report a problem
        11/30/2018Price change$150,000+15.8%$146/sqft
        Source: CORTLAND REALTY GROUP LLC #U8023196 Report a problem
        11/2/2018Listed for sale$129,500+55.8%$126/sqft
        Source: CORTLAND REALTY GROUP LLC #U8023196 Report a problem
        10/31/2018Sold$83,125+27.9%$81/sqft
        Source: Public Record Report a problem
        5/5/2000Sold$65,000$63/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,401 +6%$225,726 +2.9%
        2024$3,210 +1.9%$219,364 +3%
        2023$3,151 +3.1%$212,975 +3%
        2022$3,056 +22%$206,772 +21.5%
        2021$2,506 -11%$170,135 +19.2%
        2020$2,814 +26.5%$142,772 +28.5%
        2019$2,226 $111,146 +15.2%
        2018$2,226 +13.8%$96,445 +76.8%
        2017$1,956 +226.2%$54,562 +2.1%
        2016$600 -1.6%$53,440 +0.7%
        2015$610 +0.3%$53,069 +0.8%
        2014$608 0%$52,648 +1.5%
        2013$608 +14.4%$51,870 +1.7%
        2012$531 $51,003 -9%
        2011-- $56,069 -6.7%
        2010-- $60,094 -23.9%
        2009-- $78,917 +0.1%
        2008$778 $78,838 +3%
        2007-- $76,542 -21.3%
        2005-- $97,200 +15.7%
        2004$1,002 +2.4%$84,000 +9.4%
        2003$979 +7.7%$76,800 +6.5%
        2002$909 $72,100 +8.4%
        2001$909 -26.9%$66,500 +15.1%
        2000$1,242 $57,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34684

        Getting around

        28 / 100
        Car-Dependent
        27 / 100
        Some Transit
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Highland Lakes Elementary-PN
        • Middle: Tarpon Springs Middle-PN
        • High: Tarpon Springs High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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