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For sale
  • $950,000

    9920 Frost Creek Dr, Ooltewah, TN 37363

    4beds
    4,558sqft
    : 
    $5,798/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    1.13 Acres Lot
    $903,300 Zestimate®
    $208/sqft
    $-- HOA

    What's special

    Cozy fireplaceConvenient wet barConvenient half bathNew roofNew windowsThree additional bedroomsSpacious kitchen
    Perfectly situated in a cul-de-sac, this maintained 4 bedroom 4.5 bath home offers over an acre (1.13 acres) of flat property. Walking in the front door welcomes you into the foyer featuring soaring ceilings, a staircase, and abundant natural light from the new windows. Just off the entry, you'll find a dining room on one side and home office/music room with large windows overlooking the front yard. Designed for both everyday living and entertaining, the inviting living room features a cozy fireplace, a convenient wet bar, and seamless flow into the spacious kitchen, which offers an abundance of of cabinetry, and generous counter space. An additional flex room, 2nd office, or hobby space, a convenient half bath, and laundry room complete the first floor. Upstairs, the oversized primary suite has its own fireplace. The suite also features a fully renovated en suite bathroom and spacious walk in closet. Three additional bedrooms, two full bathrooms, and a bonus room, provide flexibility for growing families, guest, or additional workspace. The fully finished basement gives more living space with its own full bathroom-ideal for media room or home gym. Updates & Improvements 2016: Kitchen appliances replaced, rear deck added, exterior stonework/vinyl siding/brick veneer updated, tankless water heater installed 2017: New roof, basement finished with full bath 2023: New first-floor HVAC, new garage doors & openers 2024: Second-floor HVAC replaced New Windows, new flooring, carpets cleaned, interior painted throughout, bathrooms updated, HVAC system has been fully serviced and tuned up for optimal efficiency. Additionally, the air ducts were professionally cleaned and treated with anti-mold protection to ensure fresh, clean indoor air. *decorative light fixtures above dining and kitchen table do not convey.
    9 days
    |
    1,069
    |
    48
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Lori Montieth 423-664-1600,

    Keller Williams Realty 423-664-1600,

    Jadyn Peak 423-598-8451,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1539735

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: Second
      Bathroom
      • Level: Second
      Bathroom
      • Level: Basement
      Other
      • Level: First
      Other
      • Level: First
      Bonus room
      • Level: Second
      Dining room
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Loft
      • Level: Second
      Media room
      • Level: Basement
      Office
      • Level: First
      Heating
      • Central, Electric, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Disposal, Double Oven, Dishwasher, Electric Cooktop, Gas Water Heater, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Breakfast Nook, Separate Dining Room, Connected Shared Bathroom
      • Flooring: Ceramic Tile, Luxury Vinyl
      • Windows: Insulated Windows
      • Basement: Finished
      • Number of fireplaces: 2
      • Fireplace features: Gas Log, Living Room, Primary Bedroom, Ventless
      Interior area
      • Total structure area: 4,558
      • Total interior livable area: 4,558 sqft
      • Finished area above ground: 3,606
      • Finished area below ground: 952

      Property

      Parking
      • Total spaces: 3
      • Parking features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch, Rear Porch
      • Exterior features: Rain Gutters, Storage
      • Pool features: None
      • Spa features: None
      • Fencing: None
      Lot
      • Size: 1.13 Acres
      • Dimensions: 136.45 x 321.75
      • Features: Back Yard, Cleared, Cul-De-Sac, Front Yard, Level, Pie Shaped Lot, Sprinklers In Front, Sprinklers In Rear
      Details
      • Additional structures: Storage
      • Parcel number: 172c D 004
      • Special conditions: Standard
      • Other equipment: Irrigation Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Stone
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: None
      • Subdivision: Frost Creek Farms
      HOA
      • Has HOA: No
      Location
      • Region: Ooltewah

      Financial & listing details

      • Price per square foot: $208/sqft
      • Tax assessed value: $756,600
      • Annual tax amount: $2,875
      • Date on market: 7/30/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $903,300

        $858,000 - $948,000

        $3,432/mo

        Price history

        DateEventPrice
        7/30/2026Listed for sale$950,000+12.4%$208/sqft
        Source: Greater Chattanooga Realtors #1539735 Report a problem
        10/15/2025Sold$845,000-4.7%$185/sqft
        Source: Greater Chattanooga Realtors #1518973 Report a problem
        9/12/2025Contingent$886,500$194/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2976709 Report a problem
        9/12/2025Pending sale$886,500$194/sqft
        Source: RCAR #20253897 Report a problem
        8/20/2025Listed for sale$886,500$194/sqft
        Source: Greater Chattanooga Realtors #1518973 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,876 +9.3%$189,150 +61.4%
        2024$2,631 $117,175
        2023$2,631 $117,175
        2022$2,631 +0.3%$117,175
        2021$2,622 -8.5%$117,175 +13.1%
        2020$2,865 $103,625
        2019$2,865 $103,625
        2018$2,865 -0.3%$103,625
        2017$2,874 +1.7%$103,625
        2016$2,826 --
        2015$2,826 $101,875
        2014$2,826 -5.4%--
        2013$2,988 $101,875 -5.7%
        2012$2,988 $108,075
        2011$2,988 $108,075
        2010$2,988 $108,075
        2009$2,988 $108,075 +12.8%
        2008-- $95,825
        2007-- $95,825
        2006-- $95,825
        2005-- $95,825 +12%
        2004-- $85,525
        2003-- $85,525
        2002-- $85,525
        2001-- $85,525 +25.3%
        2000-- $68,250
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37363

        Getting around

        8 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Westview Elementary
        • Middle: East Hamilton
        • High: East Hamilton

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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