Enjoy tranquil waterfront living in this cozy 2022-built ranch, situated on nearly two acres along Harvey's Creek, a protected stretch of water, minutes to the Chesapeake Bay. A great dock and 12,000 lb boat lift is all ready and waiting for you. Inside, the home was built for people who actually want to live in their space. The great room anchors everything including the fireplace, oversized windows, hardwood floors and opens into a dining area and a kitchen designed by someone who cooks. Custom cabinets, granite countertops, a generous island, and a pantry leave nothing out. The screened deck off the back is where the good nights end up. Four bedrooms, 2.5 baths, 2,398 sq ft and all on one level, primary suite on the main floor. Nine-foot ceilings, walk-in closets, two-car garage, home office space, and high speed internet. Enjoy beautifully maintained grounds and thoughtful improvements. Northern Neck living at its best. Private, unhurried, and right on the water. Showings start on Sunday, June 14th. Call today to schedule your tour.
Coming soon
$899,000
1107 Harding Rd, Heathsville, VA 22473
4beds
2,398sqft
Waterfront Residential
Built in 2022
1.88 Acres Lot
$-- Zestimate®
$375/sqft
$25/mo HOA
What's special
- 3 days |
- 315 |
- 18 |
Zillow last checked:
Listing updated:
Listed by:
Sara Colleen Newsome,
Liz Moore & Associates, LLC,
Sandra Hargett,
Liz Moore & Associates, LLC
Source: Northern Neck AOR,MLS#: 120570
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 4
- Level: Main
Dining room
- Features: Dining Area, Kitchen-Bar
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Natural Gas, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- 1st Floor Bedroom, Ceiling 9 Ft+, Fireplace, Walk-In Closet(s)
- Flooring: Hardwood, Vinyl, Wall to Wall Carpet
- Basement: Crawl Space
- Attic: Storage,Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Gas Log, One Fireplace
Interior area
- Total structure area: 2,398
- Total interior livable area: 2,398 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Two Car, Elec Garage Door Opener, Stone Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Patio, Screened Porch
- Has view: Yes
- View description: River/Creek View
- Has water view: Yes
- Water view: River/Creek View
- Waterfront features: Pier/Dock, River/Creek Front, Water Access-Private
- Body of water: Chesapeake Bay
- Frontage length: 126
Lot
- Size: 1.88 Acres
- Features: 1-1.9 acres, Deeded Water Rights
Details
- Parcel number: 44636
- Zoning description: R
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Waterfront Residential
Materials
- Sheetrock Walls, Vinyl Siding
- Roof: Age 0-9 yrs,Composition
Condition
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
- Water: Artesian
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Harmony Hall Farm
HOA
- Has HOA: Yes
- HOA fee: $300 annually
Location
- Region: Heathsville
Financial & listing details
- Price per square foot: $375/sqft
- Tax assessed value: $382,600
- Annual tax amount: $2,831
- Date on market: 6/9/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history is unavailable.
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,831 +12.1% | $382,600 |
| 2024 | $2,525 +8.2% | $382,600 |
| 2023 | $2,334 +4.1% | $382,600 +4.1% |
| 2022 | $2,242 +414% | $367,500 +414% |
| 2021 | $436 +3.4% | $71,500 |
| 2020 | $422 -50.8% | $71,500 -50.8% |
| 2019 | $858 | $145,400 |
| 2018 | -- | $145,400 |
| 2017 | -- | $145,400 |
| 2016 | -- | $145,400 |
| 2015 | -- | $145,400 |
| 2014 | -- | $145,400 -22% |
| 2013 | -- | $186,500 |
| 2012 | -- | $186,500 |
| 2011 | -- | $186,500 |
| 2010 | -- | $186,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22473
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 9.9 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 10.1 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 10.1 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Virginia
- Northumberland County
- Heathsville
- 22473
- 1107 Harding Rd





