Some homes simply have to be experienced in person to be fully appreciated, and 1107 Harding Road is one of them! Beautifully situated on nearly two acres along the protected waters of Harvey's Creek, this thoughtfully designed 2022 waterfront home combines quality craftsmanship, generous living spaces, and exceptional boating access just minutes from the Chesapeake Bay. From the moment you enter, the sense of space is immediately apparent. Nine-foot ceilings, oversized windows, beautiful hardwood floors, and an inviting great room with a gas fireplace create a bright, comfortable atmosphere. The well-appointed kitchen was designed with both everyday living and entertaining in mind, featuring custom cabinetry, granite countertops, a spacious island, generous pantry, and an adjoining dining area. Offering approximately 2,398 square feet, four bedrooms, and two-and-a-half bathrooms, the single-level floor plan provides an ideal balance of open gathering spaces and private retreats. The spacious primary suite features a walk-in closets while additional bedrooms and a dedicated home office provide flexibility for family, guests, or working remotely. An attached two-car garage offers additional convenience. Outside, beautifully maintained grounds lead to your private waterfront retreat. The dock, complete with a 12,000-pound boat lift, provides approximately 5–6 feet of water depth at mean low water, making it easy to enjoy boating, fishing, and exploring the Chesapeake Bay. The protected creek setting offers a wonderful combination of privacy, peaceful water views, and convenient access to open water. A screened porch provides the perfect place to relax and take it all in. Whether you're searching for a primary residence or a Northern Neck getaway, this property offers the comfort of newer construction, the convenience of one-level living, and the waterfront lifestyle you've been looking for.The photographs are beautiful but a must to see in person!
For sale
$899,000
1107 Harding Rd, Heathsville, VA 22473
4beds
2,398sqft
Waterfront Residential
Built in 2022
1.88 Acres Lot
$-- Zestimate®
$375/sqft
$25/mo HOA
What's special
Beautifully maintained groundsAttached two-car garageSingle-level floor planGenerous living spacesGranite countertopsPeaceful water viewsAdjoining dining area
- 141 days
- 413
- 22
Zillow last checked:
Listing updated:
Listed by:
Sara Colleen Newsome 8044369145,
Liz Moore & Associates, LLC 804-436-9145,
Sandra Hargett 804-436-3454,
Liz Moore & Associates, LLC
Source: Northern Neck AOR,MLS#: 120570
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 4
- Level: Main
Dining room
- Features: Dining Area, Kitchen-Bar
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Natural Gas, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- 1st Floor Bedroom, Ceiling 9 Ft+, Fireplace, Walk-In Closet(s)
- Flooring: Hardwood, Vinyl, Wall to Wall Carpet
- Basement: Crawl Space
- Attic: Storage,Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Gas Log, One Fireplace
Interior area
- Total structure area: 2,398
- Total interior livable area: 2,398 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Two Car, Elec Garage Door Opener, Stone Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Patio, Screened Porch
- Has view: Yes
- View description: River/Creek View
- Has water view: Yes
- Water view: River/Creek View
- Waterfront features: Pier/Dock, River/Creek Front, Water Access-Private
- Body of water: Chesapeake Bay
- Frontage length: 126
Lot
- Size: 1.88 Acres
- Features: 1-1.9 acres, Deeded Water Rights
Details
- Parcel number: 44636
- Zoning description: R
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Waterfront Residential
Materials
- Sheetrock Walls, Vinyl Siding
- Roof: Age 0-9 yrs,Composition
Condition
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
- Water: Artesian
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Harmony Hall Farm
HOA
- Has HOA: Yes
- HOA fee: $300 annually
Location
- Region: Heathsville
Financial & listing details
- Price per square foot: $375/sqft
- Tax assessed value: $382,600
- Annual tax amount: $2,831
- Date on market: 6/9/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Listed for sale | $899,000$375/sqft |
Source: Northern Neck AOR #120570 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,831 +12.1% | $382,600 |
| 2024 | $2,525 +8.2% | $382,600 |
| 2023 | $2,334 +4.1% | $382,600 +4.1% |
| 2022 | $2,242 +414% | $367,500 +414% |
| 2021 | $436 +3.4% | $71,500 |
| 2020 | $422 -50.8% | $71,500 -50.8% |
| 2019 | $858 | $145,400 |
| 2018 | -- | $145,400 |
| 2017 | -- | $145,400 |
| 2016 | -- | $145,400 |
| 2015 | -- | $145,400 |
| 2014 | -- | $145,400 -22% |
| 2013 | -- | $186,500 |
| 2012 | -- | $186,500 |
| 2011 | -- | $186,500 |
| 2010 | -- | $186,500 |
Find assessor info on the county website
Monthly payment
Est. payment





