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    • Listed by: Tammy Mitchell Hines & Co. • Tammy A Hines • 618-281-3959
    $320,000

    118 Osterhage Dr, Waterloo, IL 62298

    3beds
    2,598sqft
    : 
    $2,317/mo
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    Single Family Residence
    Built in 1993
    9,226 Square Feet Lot
    $331,000 Zestimate®
    $123/sqft
    $-- HOA

    What's special

    3 bed, 3 bath ranch in desirable East Ridge Subdivision, conveniently located just minutes from schools, medical facilities, and the golf course. Offering nearly 2,600 sq. ft. of finished living space, this home features charming curb appeal, an attached 2-car garage, and a fully fenced backyard that serves as a private oasis with a large patio, planting beds, and a beautiful water feature. Major 2026 updates include a complete kitchen remodel, fresh paint throughout, new flooring, and a remodeled hall bath. The home welcomes you with a formal living room featuring ceramic tile flooring. The open-concept main living area boasts a vaulted ceiling, luxury vinyl plank flooring, and an electric fireplace. The adjoining dining area flows seamlessly into the updated kitchen and offers sliding door access to the backyard and paver patio. The remodeled kitchen is well-appointed with new HD countertops, a center island with seating, farmhouse sink, gas range, 42-inch upgraded cabinetry, stainless steel appliances, and abundant storage. The nearby laundry room includes additional cabinetry for even more storage. Bedroom 1 features new carpet and a double-door closet. The updated hall bath includes LVT flooring, a comfort-height vanity, new tub and surround, and a new commode. Bedroom 2 also offers new carpet and a double closet. The spacious primary suite features new carpet, two double closets, and a private bath with shower, updated commode, and linen storage. The finished lower level provides exceptional additional living space with a freshly painted industrial-style ceiling, new carpet, a huge family room, a non-conforming bedroom with closet, and a third full bath. Plenty of unfinished storage space ensures room for all your extras. New basement trim shown in photos will be installed shortly. Move-in ready and packed with updates, this spacious ranch offers comfortable living both inside and out.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tammy A Hines 618-281-3959,

    Tammy Mitchell Hines & Co.

    Source: MARIS,MLS#: 26062740MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 210
      • Dimensions: 15x14
      Bedroom 2
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 154
      • Dimensions: 11x14
      Bedroom 3
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 143
      • Dimensions: 13x11
      Primary bathroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 63
      • Dimensions: 9x7
      Bathroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 45
      • Dimensions: 9x5
      Bathroom 3
      • Features: Floor Covering: Ceramic Tile
      • Level: Lower
      • Area: 30
      • Dimensions: 6x5
      Breakfast room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 156
      • Dimensions: 13x12
      Family room
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 364
      • Dimensions: 26x14
      Kitchen
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 121
      • Dimensions: 11x11
      Laundry
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 35
      • Dimensions: 7x5
      Living room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 340
      • Dimensions: 20x17
      Other
      • Description: Foyer
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 48
      • Dimensions: 6x8
      Recreation room
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 1020
      • Dimensions: 34x30
      Storage
      • Features: Floor Covering: Concrete
      • Level: Lower
      • Area: 180
      • Dimensions: 20x9
      Heating
      • Forced Air
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
      Features
      • Basement: Partially Finished,Full,Sleeping Area
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,598
      • Total interior livable area: 2,598 sqft
      • Finished area above ground: 1,497
      • Finished area below ground: 1,101

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      Lot
      • Size: 9,226 Square Feet
      • Features: Level
      Details
      • Parcel number: 0819370004000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      Condition
      • Year built: 1993
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: None

      Community & HOA

      Community
      • Subdivision: East Ridge
      HOA
      • Has HOA: No
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $123/sqft
      • Tax assessed value: $280,920
      • Annual tax amount: $5,714
      • Date on market: 9/29/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $331,000

        $291,000 - $371,000

        Not available

        Price history

        DateEventPrice
        9/29/2026Listed for sale$320,000+100%$123/sqft
        Source: MARIS #26062740 Report a problem
        7/5/2011Listing removed$160,000$62/sqft
        Source: Century 21 Advantage #4000035 Report a problem
        3/2/2011Sold$160,000$62/sqft
        Source: Public Record Report a problem
        12/17/2010Price change$160,000-3.6%$62/sqft
        Source: COLDWELL BANKER NESTER-SWANSEA #3003894 Report a problem
        11/8/2010Price change$165,900-2.4%$64/sqft
        Source: COLDWELL BANKER NESTER-SWANSEA #3003894 Report a problem
        9/14/2010Price change$169,900-3.5%$65/sqft
        Source: COLDWELL BANKER NESTER-SWANSEA #3003894 Report a problem
        8/28/2010Price change$176,000-3.8%$68/sqft
        Source: COLDWELL BANKER NESTER-SWANSEA #3003894 Report a problem
        7/22/2010Price change$183,000+1.1%$70/sqft
        Source: Coldwell Banker Nester Realty #3003894 Report a problem
        7/18/2010Price change$181,000-1.1%$70/sqft
        Source: COLDWELL BANKER NESTER-SWANSEA #3003894 Report a problem
        6/10/2010Price change$183,000-3.6%$70/sqft
        Source: Coldwell Banker Nester Realty #3003894 Report a problem
        3/25/2010Listed for sale$189,900$73/sqft
        Source: COLDWELL BANKER NESTER-SWANSEA #3003894 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,714 +5.7%$93,640 +8.3%
        2024$5,406 +13.9%$86,480 +14.2%
        2023$4,746 +8.8%$75,710 +10.6%
        2022$4,362 $68,440 +4.7%
        2021-- $65,380 +3.6%
        2020-- $63,090 +3.1%
        2019-- $61,220 +5.4%
        2018$3,961 $58,080 -2.7%
        2017$3,961 $59,706 +6.1%
        2016$3,961 +4.2%$56,260 -1.8%
        2015$3,803 +21.7%$57,310 +4.3%
        2014$3,126 $54,950 -4%
        2012$3,126 $57,250 -7.8%
        2011-- $62,110 +0.6%
        2010-- $61,760 +5.1%
        2009-- $58,780 +1.8%
        2008-- $57,760 +2.8%
        2007-- $56,170
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 62298

        Getting around

        25 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterloo Dist 5
        • Middle: Waterloo Dist 5
        • High: Waterloo

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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