For sale

$529,900

2431 Cottongrass Ave, Loveland, CO 80538

3beds

1,890sqft

$3,301/mo

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Single Family Residence

Built in 2022

6,128 Square Feet Lot

$-- Zestimate^®

$280/sqft

$74/mo HOA

What's special

Come and see this wonderfully maintained, single level living ranch built in 2022! You'll love the low maintenance lot, with a neighborhood park immediately to the south! Step in the front door and appreciate the LVP floors that flow through to the wide open kitchen, living and dining area. The gas fireplace is cozy in winter, and the 9 ft ceilings feel airy and spacious. The primary suite features a lovely bathroom and walk in closet, and the 2 guest rooms are perfect for family coming to stay, working from home, or as kid rooms! Attached 2 car garage, covered back patio, low maintenance landscaping, buried downspouts, over-engineered driveway, plus plenty of southern exposure for snow melt in the winter! Come and see why this move in ready ranch plan should be your next home!

101 days

164

8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1
Main level bathrooms: 2

Primary bedroom

Description: Carpet
Features: 3/4 Primary Bath
Level: Main
Area: 196 Square Feet
Dimensions: 14 x 14

Bedroom 2

Description: Carpet
Level: Main
Area: 120 Square Feet
Dimensions: 10 x 12

Bedroom 3

Description: Carpet
Level: Main
Area: 120 Square Feet
Dimensions: 10 x 12

Dining room

Description: Luxury Vinyl
Level: Main
Area: 150 Square Feet
Dimensions: 10 x 15

Kitchen

Description: Luxury Vinyl
Level: Main
Area: 150 Square Feet
Dimensions: 10 x 15

Living room

Description: Luxury Vinyl
Level: Main
Area: 414 Square Feet
Dimensions: 18 x 23

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave

Features

Eat-in Kitchen, Cathedral Ceiling(s), Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island, High Ceilings
Windows: Window Coverings
Basement: None,Crawl Space
Has fireplace: Yes
Fireplace features: Gas

Interior area

Total structure area: 1,890
Total interior livable area: 1,890 sqft
Finished area above ground: 1,890

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2
Details: Attached

Features

Levels: One
Stories: 1
Patio & porch: Patio, Deck
Exterior features: Sprinkler System

Lot

Size: 6,128 Square Feet
Features: Corner Lot

Details

Parcel number: R1676748
Zoning: Res
Special conditions: Private Owner

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Frame
Roof: Composition

Condition

New construction: No
Year built: 2022

Details

Builder model: Silverthorne
Builder name: Dreamfinders

Utilities & green energy

Electric: City of Loveland
Gas: XCEL
Sewer: Public Sewer
Water: City
Utilities for property: Natural Gas Available, Electricity Available, High Speed Avail

Green energy

Energy efficient items: Southern Exposure, Windows, High Efficiency Furnace

Community & HOA

Community

Features: Clubhouse, Park, Trail(s), Recreation Room
Subdivision: Kinston at Centerra Millennium East 11th Sub

HOA

Has HOA: Yes
Services included: Common Amenities, Trash
HOA fee: $222 quarterly
HOA name: Kinston Community Association

Location

Region: Loveland

Financial & listing details

Price per square foot: $280/sqft
Tax assessed value: $501,700
Annual tax amount: $5,600
Date on market: 5/13/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Exclusions: Curtains, Wall Art, TV and Mount, Sellers personal property
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/14/2026	Listed for sale	$529,900+3.5%$280/sqft
Source: IRES as distributed by MLS GRID #1058986 Report a problem
7/27/2023	Sold	$512,186$271/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,600 -4.2%	$31,357 -16.2%
2024	$5,843 +365.3%	$37,413 +39.4%
2023	$1,256 +18868.4%	$26,840 +245.3%
2022	$7	$7,772

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 80538

Getting around

27 / 100

Car-Dependent

35 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Riverview PK-8
Grades: PK-8Distance: 2.2 mi
4/10
Mountain View High School
Grades: 9-12Distance: 2.5 mi

Schools provided by the listing agent

Elementary: Riverview PK-8
Middle: Riverview PK-8
High: Mountain View

Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.