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For sale
  • Price cut: $5K (8/9)
    $395,000

    2918 Fernleaf Ln, Chattanooga, TN 37421

    4beds
    2,276sqft
    : 
    $2,453/mo
    Get pre-qualified
    Single Family Residence
    Built in 2007
    6,930 Square Feet Lot
    $390,100 Zestimate®
    $174/sqft
    $13/mo HOA

    What's special

    This well-cared-for home is located in a desirable, low-traffic neighborhood with sidewalks, level streets, and pride of ownership throughout the community. Cathedral and elevated ceilings, hardwood flooring, and abundant natural light create a bright, spacious atmosphere throughout the main level. The kitchen features granite countertops, plenty of natural light, and stainless steel appliances, including a side-by-side refrigerator that remains with the home. The primary suite offers a double-trey ceiling and a large walk-in closet in addition to a second closet. The Primary bathroom has a large jetted tub, a stand-up shower and double sinks in the vanity. The toilet is enclosed for privacy. Both upstairs bathrooms feature granite countertops and updated faucets, while upgraded ceiling fans are located in the bedrooms. A gas fireplace provides a warm focal point for the main living area, which has tall ceilings. The spacious finished basement expands the home's versatility with higher ceilings, a kitchenette, dedicated media room with wired surround sound, built-in storage, and a finished studio apartment-ideal for guests, extended family, a home office, or additional living space. Outside, enjoy a very private, wooded backyard and a flat neighborhood that is well suited for walking. The paid-off alarm system, overhead garage storage and shelving all convey. With comfortable everyday living spaces and plenty of room for entertaining, this move-in-ready home offers flexibility, privacy, and lasting appeal. The home is located about 20 minutes from downtown Chattanooga. It is located in East Brainerd and is close to businesses, restaurants, grocery stores, shopping, banks etc. It is located fairly close to I75, with easy access to traveling towards Atlanta, Knoxville and Nashville.
    11 days
    |
    530
    |
    22
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Denise Murphy 423-280-1077,

    Keller Williams Realty 423-664-1700

    Source: Greater Chattanooga Realtors,MLS#: 1539688

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Description: Full Bathroom
      • Level: First
      Bedroom
      • Description: Full Bathroom
      • Level: First
      Bedroom
      • Level: Basement
      Bathroom
      • Level: First
      Bathroom
      • Level: Basement
      Kitchen
      • Level: First
      Living room
      • Level: First
      Living room
      • Level: Basement
      Media room
      • Level: Basement
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Disposal, Dishwasher, Electric Water Heater, Free-Standing Electric Range, Free-Standing Refrigerator, Microwave, Oven
      • Laundry: Laundry Closet, Electric Dryer Hookup, In Hall, Inside, Main Level, Washer Hookup
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Granite Counters, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Tray Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Plumbed, Whirlpool Tub
      • Flooring: Ceramic Tile, Hardwood
      • Windows: Insulated Windows, Screens, Vinyl Frames, Window Treatments
      • Basement: Full,Partially Finished
      • Number of fireplaces: 1
      • Fireplace features: Gas Starter, Gas Log, Great Room, Insert, Living Room
      Interior area
      • Total structure area: 2,276
      • Total interior livable area: 2,276 sqft
      • Finished area above ground: 1,626
      • Finished area below ground: 650

      Property

      Parking
      • Total spaces: 2
      • Parking features: Basement, Concrete, Driveway, Garage, Garage Door Opener, Off Street, Garage Faces Front
      • Attached garage spaces: 2
      Features
      • Levels: Multi/Split
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Private Yard, Rain Gutters
      Lot
      • Size: 6,930 Square Feet
      • Dimensions: 60 x 105
      • Features: Front Yard, Landscaped, Level, Wooded
      Details
      • Parcel number: 139h D 031
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Level
      • Property subtype: Single Family Residence
      Materials
      • Other, Vinyl Siding
      • Foundation: Brick/Mortar
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Street Lights, Sidewalks
      • Security: Smoke Detector(s), Security System
      • Subdivision: The Arbors
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds
      • Services included: Maintenance Grounds
      • HOA fee: $150 annually
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $174/sqft
      • Tax assessed value: $410,800
      • Annual tax amount: $3,722
      • Date on market: 7/30/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Refrigerator
      • Road surface type: Asphalt, Paved

        Estimated market value

        $390,100

        $371,000 - $410,000

        $2,172/mo

        Price history

        DateEventPrice
        8/9/2026Price change$395,000-1.3%$174/sqft
        Source: Greater Chattanooga Realtors #1539688 Report a problem
        7/30/2026Listed for sale$400,000+141%$176/sqft
        Source: Greater Chattanooga Realtors #1539688 Report a problem
        12/10/2010Sold$166,000+3.8%$73/sqft
        Source: Agent Provided Report a problem
        4/22/2010Sold$160,000-4.7%$70/sqft
        Source: Public Record Report a problem
        4/22/2010Price change$167,900-1.2%$74/sqft
        Source: Prudential Real Estate #1138965 Report a problem
        1/25/2010Price change$169,900-5.6%$75/sqft
        Source: RE/MAX Properties, LLC #1138965 Report a problem
        11/3/2009Price change$179,900-1.6%$79/sqft
        Source: RE/MAX Properties, LLC #1138965 Report a problem
        10/14/2009Price change$182,900-1.1%$80/sqft
        Source: RE/MAX Properties, LLC #1138965 Report a problem
        10/1/2009Price change$184,900-1.6%$81/sqft
        Source: RE/MAX Properties, LLC #1138965 Report a problem
        6/27/2009Listed for sale$187,900-1.1%$83/sqft
        Source: RE/MAX Properties, LLC #1138965 Report a problem
        10/26/2008Listing removed$189,900$83/sqft
        Source: Prudential Real Estate #1114828 Report a problem
        9/29/2008Price change$189,900-1.6%$83/sqft
        Source: Prudential Real Estate #1114828 Report a problem
        8/31/2008Listed for sale$192,900+6%$85/sqft
        Source: Prudential Real Estate #1114828 Report a problem
        8/29/2007Sold$181,900$80/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,557 +20.8%$102,700 +78.3%
        2024$1,289 $57,600
        2023$1,289 $57,600
        2022$1,289 $57,600
        2021$1,289 +0.4%$57,600 +24.1%
        2020$1,283 $46,400
        2019$1,283 $46,400
        2018$1,283 -48%$46,400
        2017$2,466 +5%$46,400
        2016$2,349 --
        2015$2,349 $44,025
        2014$2,349 +1.2%--
        2013$2,320 $44,025 -3.7%
        2012$2,320 $45,725
        2011$2,320 $45,725
        2010$2,320 +7.9%$45,725
        2009$2,151 $45,725 +5%
        2008-- $43,550 +38.6%
        2007-- $31,425
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: The Arbors

        Getting around

        9 / 100
        Car-Dependent
        13 / 100
        Minimal Transit
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Bess T. Shepherd Elementary
        • Middle: Tyner Middle Academy
        • High: Tyner Academy

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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